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All Journal Krisna: Kumpulan Riset Akuntansi Jurnal Akuntansi Multiparadigma Equilibrium Jurnal Maneksi (Management Ekonomi Dan Akuntansi) AFRE Accounting Financial Review NISBAH: JURNAL PERBANKAN SYARIAH JURNAL ILMIAH AKUNTANSI UNIVERSITAS PAMULANG Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Tabarru': Islamic Banking and Finance Amwaluna Jurnal Ekonomi dan Keuangan Syariah TAFAQQUH: Jurnal Hukum Ekonomi Syariah Dan Ahwal Syahsiyah Bilancia : Jurnal Ilmiah Akuntansi EconBank : Journal Economics and Banking jurnal syntax admiration Jurnal Akuntansi dan Bisnis Krisnadwipayana Eksos Solidaritas: Jurnal Pengabdian Akuntansiku IIJSE IJMA JAS (Jurnal Akuntansi Syariah)
Iswanaji, Chaidir
Faculty Of Economics, Universitas Tidar, Magelang
Religion Aerospace Engineering Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : IIJSE

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Ijarah Collaborative Service Model in Sharia Banking Chaidir Iswanaji; Aziz Muslim; M. Zidny Nafi' Hasbi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economic: July, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.1778

Abstract

Ijarah is a contract for the transfer of usufructuary rights over goods or services, through payment of rental wages, without being followed by a transfer of ownership of the goods themselves. The context of ijarah in Islamic banking is a lease contract in which a bank or financial institution leases equipment to one of its customers based on a definite predetermined cost. The research method is qualitative with a comparative study approach. Data collection techniques include observation, documentation, and deep interviews. The object of this research was carried out in the Yogyakarta area. The findings of the ijarah case presented in this study indicate that the services created jointly by customers, service organizations (Islamic banks), and assisting parties divide their roles into sub-roles assigned to individuals. This research provides a basic understanding of the development of a sharia service model, which can complement the current IFM to holistically capture both economic transactions and service elements, which are currently prevailing in the Islamic banking market.
Optimizing Business Model Canvas and SWOT for Enhancing Performance and Sustainability in Sharia Cooperatives Jaka Isgiyarta; Chaidir Iswanaji; Budi Hartono; Supanji Setiyawan; Erni Puji Astutik
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.6422

Abstract

The application of the Business Model Canvas (BMC) in the context of Shariah Cooperatives becomes imperative to formulate and evaluate effective business models. BMC provides a clear framework for identifying the key elements of a business model, including customer segments, value propositions, distribution channels, customer relationships, revenue streams, key resources, key activities, key partnerships, and cost structures. This research aims to explore the application of BMC in Shariah Cooperatives, with a focus on Baitul Maal wat Tamwil (BMT) as a case study. The research method involves Focus Group Discussions (FGDs) with Shariah Cooperative actors and customers to gather in-depth insights regarding the challenges and opportunities faced. The study results show that by using BMC, Shariah Cooperatives can identify and exploit unexplored market opportunities, as well as overcome existing internal weaknesses. Through SWOT analysis, the study also identifies the strengths, weaknesses, opportunities, and threats faced by Shariah Cooperatives, which can be used to formulate more effective development strategies. The findings are expected to provide insights for stakeholders in improving the performance and sustainability of Sharia Cooperatives, as well as contributing to the improvement of the economic well-being of the community.
Co-Authors Agustina Prativi Nugraheni Ahmad Prabowo Alex Johanes Simamora Alkadri Kusalendra Siharis Andi Faisal Ridho Anisa Dwi Kurnia Annisa Aulia Machmudah Astrid Prasetyati Cahyani Atika Atika Aziz Muslim Budi Hartono Eni Sulistiani Erissa Zumarnis Erni Puji Astutik Fandi Dwi Cahyo Fatimah, Ari Nurul Fitrah Aisyah Awwahah Fitri Salekhah Ghina Fitri Ariesta Susilo Jaka Isgiyarta Kiki Rahmawati Lucia Rita Indrawati M. Zidny Nafi' Hasbi May Linda Nugraheni May Linda Nugraheni Mohammad Amin Muhamad Wahyudi Nibras Anny Kahbibah Niken Kusumasari Octavia Lhaksmi Pramudyastuti Ramdani, Deni Rudi Prasetio Shendy Setya Vernandya Siti Afidatul Khotijah Siti Afidatul Khotijah Siti Afidatul Khotijah Suci Nasehati Sunaningsih Suci Nasehati Sunaningsih Supanji Setiyawan Supanji Setyawan Umi Hidayati Vania Sila Afriani Zezi Nanda Oktafiya