Gemilang, Sabrang Gilang
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TESTING THE RELIGIOSITY LEVEL AS A MODERATING VARIABLE TOWARDS THE PRODUCTIVITY LEVEL AND THE ECONOMIC INDEPENDENCE OF WOMEN SONGKET WEAVERS Elbadriati, Baiq; Gemilang, Sabrang Gilang; Handalucia, Vici
Ulul Albab: Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17729

Abstract

The article examines the effect of productivity level towards the economic independence of women songket weavers and their religiosity level as a moderating variable. The research was conducted in Sukarara Village, Central Lombok, NTB Province, Indonesia, by involving 1,791 women songket weavers in the area. Cluster random sampling technique was applied, and the data were analyzed quantitatively using several tests, namely instrument research, classic assumption, Moderated Regression Analysis (MRA) or interaction and statistic tests. The data processing reveals that the level of productivity significantly influences the economic independence variable. However, the religiosity level does not moderate the relation of the productivity level and economic independence of women songket weavers when making personal and mutual decisions. The significance value is 0.998 alpha 0.05, which indicates the existence of a moderation homologizer or potential moderation. Religiosity in this research is homogenous and influences no variable. It means that most of the women songket weavers have the similar level of religiosity; thus, it cannot affect their productivity level and economic independence.
ANALISIS PENGGUNAAN ALAT PEMBAYARAN NON TUNAI PADA TINGKAT MAHASISWA UNIVERSITAS ISLAM NEGERI MATARAM TAHUN 2021/2022 Khayyirah, Sasnabila; Kurniawan, Rahmat Akbar; Gemilang, Sabrang Gilang
SOCIETY Vol. 13 No. 1 (2022): Juni 2022
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/society.v13i1.5297

Abstract

Tujuan dari penelitian ini untuk mengetahui alat pembayaran non tunai apa yang sering digunakan oleh mahasiswa, faktor yang melatarbelakangi mahasiswa dalam menggunakan alat pembayaran non tunai, dalam bertransaksi sehari hari mahasiswa akan lebih memilih menggunakan system pembayaran tunai (cash)atau sebaliknya. Selanjutnya untuk mengetahui kendala yang dihadapai mahasiswa dalam penggunaan system pembayaran non tunai. Penelitian ini menggunakan pendekatan kuantitatif dengan analasis statitistic deskriptif. Sampel dalam penelitian ini menggunakan rumus dari Isaac dan Michael dengan tehnik pengambilan sampel (Proportional stratified Random Sampling). Kesimpulan dalam penelitian ini bahwa mahasiswa lebih memilih menggunakan APMK (alat pembayaran menggunakan kartu) dibandingkan e-money, praktis menjadi alasan yang paling banyak dipilih mahasiswa sebagai alasan dalam penggunaan alat pembayaran non tunai. Pembayaran non tunai masih yang menjadi pilhan mahasiswa dalam bertransaksi dan kendala yang sering dihadapi mahasiswa dalam pengunaan alat pembayaran non tunai adalah sering terjadi mesin error.
PENGARUH LITERASI PASAR MODAL DAN PERSEPSI RISIKO TERHADAP KEPUTUSAN BERINVESTASI MAHASISWA Fikri, Muhammad Khaerul; Ramadani, Lalu Ahmad; Reza, Muhammad Helmy; Gemilang, Sabrang Gilang
Jurnal Perbankan Syariah Vol. 3 No. 2 (2024): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v3i2.11592

Abstract

Capital market literacy is very important, because it makes it easier for students to make investment decisions. Risk perception is also a student factor in determining investment decisions, because the lower the risk, the higher it is in determining investment decisions and vice versa. The observation aims to determine the influence of capital market literacy and risk perception on students' investment decisions. This type of research is a quantitative approach. The data analysis method uses multiple linear regression analysis. The population and sample used were all members and administrators of the Mataram State Islamic University Capital Markets Study Group for 2022-2023, a total of 125 people using a saturated sampling technique. The research results show that capital market literacy influences investment decisions with the results of the hypothesis test (t test) (2,657 > 1,979) with a significance value (0.009 < 0.05). Risk perception influences investment decisions with the t test results (5,238 > 1,979) with a significance value (0.000 < 0.05). Meanwhile, capital market literacy and risk perception influence investment decisions simultaneously with the R2 test result (coefficient of determination) obtained at 0.263. This shows that investment decisions are influenced by Capital Market Literacy.