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All Journal Al-Kharaj: Journal of Islamic Economic and Business INJURITY: Journal of Interdisciplinary Studies
Sulaiman, Suhendar
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Economics, Econometrics & Finance Education Engineering Public Health Social Sciences

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Strategies for Developing the Quality of SMK Education Islamic High School Majoring in Multimedia and Technology Information (Case Study in Parung Panjang District - Bogor Regency) Syahlarriyadi, Syahlarriyadi; Sulaiman, Suhendar; Zulfitria, Zulfitria
Interdiciplinary Journal and Hummanity (INJURITY) Vol. 3 No. 9 (2024): INJURITY: Journal of Interdisciplinary Studies.
Publisher : Pusat Publikasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58631/injurity.v3i9.300

Abstract

This study uses a qualitative method with the Analytical Hierarchy Process (AHP) to analyze the strategy for developing the quality of Islamic vocational school education majoring in multimedia and information technology in the Parung Panjang area, Bogor Regency, with a focus on school accreditation, human resources, curriculum, and infrastructure. In addition, this study develops alternative quality development strategies that can be applied not only in the region but also in general throughout Indonesia. The results of this research show that the main criteria for developing quality of education at Islamic Vocational Schools consisted of managerial (A1, A2), curriculum (A2, A3), human resource (A3, A4), infrastructure (A4, A5), and human resources (A4). The findings of this study can be used as a reference for the implementation of strategies in Islamic vocational schools, and cultivating strategies that have a positive impact on Islamic education both at the national and international levels.
Phenomenological Study: The Impact of Financial Technology on Financial Satisfaction (Case Study of Meatball and Chicken Noodle Traders in Jagakarsa District) Yatimin, Yatimin; Sulaiman, Suhendar; Adi Musharianto; Yanti Budiasih
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.7976

Abstract

This study aims to examine the influence of financial technology (Fintech) on the financial satisfaction of micro business actors, especially meatball and chicken noodle traders in Jagakarsa District, South Jakarta. Using a phenomenological approach combined with the Analytic Hierarchy Process (AHP) method, this study explores how Fintech features such as transaction security, ease of access, ease of use, speed, and transaction costs affect user satisfaction. Data was collected through in-depth interviews with 15 selected vendors and the administration of a paired comparison questionnaire. The results show that transaction security is the most dominant factor influencing financial satisfaction, followed by ease of access and ease of use. Speed and cost are considered less important. Among the Fintech alternatives evaluated, e-wallets (e.g., GoPay, OVO, DANA) are rated as the most effective tools in increasing satisfaction, slightly outperforming mobile banking. QRIS has a moderate impact, while digital lending received the lowest rating due to concerns over complexity and risk. These findings show that Fintech solutions aimed at micro-entrepreneurs must prioritize simplicity, accessibility, and most importantly, trust. The study contributes to the growing body of literature on digital financial inclusion, which offers practical implications for Fintech developers, policymakers, and financial institutions seeking to support informal sector businesses through inclusive, user-centric digital innovation.
Co-Authors Adi Musharianto Syahlarriyadi, Syahlarriyadi Yanti Budiasih Yatimin Yatimin Zulfitria Zulfitria, Zulfitria