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All Journal Journal of Dedicators Community Journal of Indonesian Sharia Economics
Ami'in, Siti Nur
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Arts Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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Manajemen Pembiayaan Modal Kerja Murabahah pada Bank Syariah Indonesia Ami'in, Siti Nur; Yuhrotun, Yuhrotun; Dimyati, Ahmad
JIOSE: Journal of Indonesian Sharia Economics Vol 1 No 2 (2022): September 2022
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (249.751 KB) | DOI: 10.35878/jiose.v1i2.477

Abstract

This study aims to determine the management of the implementation of murabahah Working Capital Financing (PMK) at Bank Syari'ah Indonesia KCP 2 Pati and evaluate Murabahah Working Capital Financing (PMK) at Bank Syari'ah Indonesia KCP 2 Pati in 2021. To find out the implementation management and evaluate the Murabaha Working Capital Financing (PMK) in 2021 in depth and comprehensively, this study uses descriptive qualitative research methods based on interviews and documentation. The results showed that the management of the implementation of Working Capital Financing (PMK) at Bank Syari'ah Indonesia KCP 2 Pati was based on the POAC management function, its duties and authorities had been carried out in accordance with the SOPs at Bank Syari'ah Indonesia KCP 2 Pati. Furthermore, the results of the evaluation of Murabahah Working Capital Financing (PMK) in 2021 at Bank Syari'ah Indonesia KCP 2 Pati, namely an increase in financing income, this is evidenced by the results of data explaining that the realization of Working Capital Financing (PMK) was successfully achieved in 2020, which is 14,845,000,000. While the realization that has been achieved in 2021, which can reach 25,608,000,000 with this, Bank Syari'ah Indonesia KCP 2 Pati must continue to maintain the development of Murabahah Working Capital Financing (PMK) that has been obtained. So that by continuing to increase the existing Murabahah Working Capital Financing (PMK), it can have a good impact on Bank Syari'ah Indonesia KCP 2 Pati.
Layanan Bank Syariah Berbasis Multikultural Ami'in, Siti Nur; Janah, Tutik Nurul
JIOSE: Journal of Indonesian Sharia Economics Vol 2 No 2 (2023): September 2023
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v2i2.704

Abstract

This study aims to reveal how multicultural-based services exist in PT. BPRS Artha Mas Abadi, and aims to prove that Islamic bank services are for all people and are universal. This study uses descriptive-qualitative, and data obtained from direct interviews with one of the executive officers at PT BPR Syariah Artha Mas Abadi and other sources which are collected and analyzed descriptively. This study shows that PT BPR Syariah Artha Mas Abadi's customers come from diverse communities. Evidence that Islamic bank services at PT BPR Syariah Artha Mas Abadi are multicultural-based services that do not discriminate between religion, ethnicity and culture as well as the professional background of its customers is that it has 52 non-Muslim savings customers and 10,918 Muslims with a customer background who come from various tribes and cultures as well as diverse customer professions. As for financing services, PT BPRS Artha Mas Abadi has 18 non-Muslim customers and 1,362 Muslim customers. This study suggests the need for a more massive role of the government and sharia banking practitioners to increase literacy and education to all people, both Muslim and non-Muslim, about sharia bank services.
Peningkatan Kualitas Pengelola dalam Menyusun Laporan Keuangan pada BUMDes Ngudi Makmur Desa Sundoluhur Kecamatan Kayen Kabupaten Pati Solihin, Khabib; Ami'in, Siti Nur; Jumadi, Jumadi
Journal of Dedicators Community Vol 8, No 1 (2024)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdc.v8i1.3740

Abstract

As a business entity managed by the community and village government, BUMDes must make financial reports of all business units as a form of accountability for managing funds provided by the village government to BUMDes. In general, BUMDes bookkeeping principles are not much different from bookkeeping financial statements at other institutions in general, BUMDes must record all financial transactions systematically according to the accounting system. Based on the results of observations and interviews, the problem faced by BUMDes in Sundoluhur village, Kayen sub-district, Pati district is the lack of knowledge and ability of BUMDes managers in compiling BUMDes financial reports correctly according to accounting standards. Based on the results of these observations, this service is carried out to increase knowledge and ability for BUMDes managers in preparing BUMDes financial reports properly and correctly in accordance with Financial Accounting Standards - Entities Without Accountability (SAK ETAP). This activity is carried out through several stages including planning, training, and assistance in preparing BUMDes financial reports. The result of this activity is that the BUMDes management is able to prepare financial reports properly and correctly in accordance with accounting standards by using the financial applications provided.
Co-Authors Ahmad Dimyati Janah, Tutik Nurul Jumadi Jumadi Solihin, Khabib Yuhrotun, Yuhrotun