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All Journal JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS Lensa Ekonomi
Suruan, Ted
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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EVALUASI BEASISWA BIDIKMISI PADA MAHASISWA DI UNIVERSITAS PAPUA Usman, Sarah; Suruan, Ted
Lensa Ekonomi Vol 19 No 1 (2025): Lensa Ekonomi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30862/lensa.v19i1.410

Abstract

Bidikmisi is a scholarship program which held by the government in order to give contributions for freshmen in the university level with academic potencies and those who come from underprivileged economic background. This research was conducted on the students which are the receivers of Bidikmisi Scholarship batch 2016-2019. The purpose of this research is to undertand the socioeconomic status of the families, the acceptance system, and the usage of the scholarship by the receivers of Bidikmisi Scholarship Program.This research is a quantitative-descriptive research with 3.915 receivers of the scholarship as the population. The research method which used is the proportional stratified random sampling. It involved 98 respondents from 11 faculties as the samples in the statistical-descriptive analysis.The result of this research, in term of socioeconomic status, shows that the average income of the families of Bidikmisi Scolarship receivers is in the amount of Rp 2.050.000 -Rp 4.000.000. Due to the acceptance system of the scholarship, the fund from Bidikmisi is normally accepted by the receivers in the middle of the semester. The highest usage of the scholarship is in the additional needs which reach the number of Rp 1.384.007. It is compared to the academic needs which is Rp 364.213, and personal needs which is around Rp 215.899. Based on these results the university is hoped to put more attention on the students with underprivileged economic background and also consider to put the acceptance date of the scholarship at the beginning of the semester to maximize the utilization of the scolarship based on the purpose of Bidikmisi.
PENGARUH LITERASI KEUANGAN, TANGGUNGAN KELUARGA, DAN KOMITMEN KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PRIBADI DI KALANGAN MAHASISWA PENERIMA BEASISWA KIP Sudarma, Rizaldi Alfian; Tata, jan Felarius; Suruan, Ted; Orisu, Lillyani Margaretha
Lensa Ekonomi Vol 19 No 1 (2025): Lensa Ekonomi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30862/lensa.v19i1.415

Abstract

This study aims to analyze the influence of financial literacy, family dependents, and commitment on personal financial management among KIP- scholarship recipients,. Personal financial management is a crucial skill for students, particularly those who rely on financial aid. This research applies a quantitative approach using a survey method, involving 235 respondents selected through purposive sampling. Data analysis was conducted using multiple linear regression to examine both partial and simultaneous effects of the independent variables on the dependent variable. The results show that financial literacy and commitment have a significant partial effect on personal financial management, while family dependents do not have a significant effect. However, simultaneously, all three variables have a significant impact. These findings highlight the importance of strengthening financial literacy and individual commitment to support students' ability to manage their scholarship funds wisely and responsibly. This study provides valuable insights for universities and scholarship providers in designing effective financial education and development programs for students.
Perencanaan Keuangan Pribadi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Papua Usman, Sarah; Suruan, Ted
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 5 No 2 (2020): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v5i2.14673

Abstract

This research was conducted at the Faculty of Economics and Business, the University of Papua to examine the effect of each variable on personal financial planning. Respondents in this study were 290 students whose sampling technique was proportional stratified random sampling using a quantitative approach. The results of learning research in higher education are influential. Meanwhile, financial management education in the family, self-control, and income do not affect student financial planning. For this reason, students must have the intention/willingness and have clear financial goals to achieve predetermined financial goals.
Co-Authors Orisu, Lillyani Margaretha Sudarma, Rizaldi Alfian Tata, jan Felarius Usman, Sarah