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Strategi Pengelolaan Zakat Penghasilan Dalam Upaya Meningkatkan Kesadaran Berzakat Pada Baitulmaal Muamalat (BMM) Perwakilan Jawa Barat Miftahudin, Miftahudin; Muldiani, Enur Sri; Heri, Deden
Jurnal Study and Management Research Vol 20 No 3 (2023): SMART (Study & Management Research)
Publisher : Sekolah Tinggi Ilmu Ekonomi STEMBI Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55916/smart.v20i3.176

Abstract

Tujuan_ Tujuan penelitian ini adalah untuk Untuk mengetahui Strategi Pengelolaan Zakat Penghasilan dalam upaya meningkatkan kesadaran Berzakat dan mengetahui pengelolaan zakat penghasilan pada program di Baitulmaal Muamalat (BMM) Perwakilan Jawa Barat. Desain/Metode_ Dalam ppenelitian ini, peneliti menggunakan metode penelitian kualitatif deskriftif Temuan_ Hasil yang diperoleh pada penelitian ini adalah pengelolaan zakat penghasilkan disalurkan kedalam pendistribusian dan pendayagunaan yang diharapkan bisa merubah mustahik menjadi muzakki. Implikasi_ hasil yang di peroleh dari penelitian ini adalah pengelolaan zakat penghasilan langsung dikelola dan disalurkan pada program-program yang telah dibuat. Originalitas_ peneliti menggunakan tekhnik penelitian secara langsung ke tempat penelitian untuk menambah data yang diperoleh melalui wawancara dan observasi lapangan secara langsung untuk dijadikan sumber penelitian agar peneliti lebih dapat memahami esensi penelitian Tipe Penelitian_Studi Litelatur
Persepsi Masyarakat Kampung Babakan Ciparay Terhadap Sistem Bagi Hasil (Mudharabah) pada Bank Syariah Fatah, Amir; Heri, Deden
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/wdgj5992

Abstract

The profit sharing system (mudharabah) is a sharia banking product that offers higher profits compared to conventional banking products. However, there are still many people who do not understand the concept of mudharabah, giving rise to negative perceptions of this system. This research aims to analyze the perception of the people of Babakan Ciparay Village towards the profit sharing (mudharabah) system in sharia banks. This research uses a survey method with a purposive sampling technique. The research sample consisted of 10 people who were selected based on certain criteria. Research data was collected through observation, interviews and analyzed using descriptive statistics Perception is a view or opinion formed in a person's mind about something. Society is a group of people who live in one place and have similarities in terms of ethnicity, language, religion and culture. The profit sharing system is a sharia banking system that provides profits to customers and banks based on mutually agreed business results. Mudharabah is a type of profit sharing system applied in sharia banking. Sharia banks are banks that operate based on Islamic sharia principles. The results of the research show that the perception of the people of Babakan Ciparay Village towards the profit sharing (mudharabah) system in sharia banks is still not positive. This is indicated by the perception that this system is high risk, complicated and not transparent. Apart from that, people still do not understand in depth the concept of mudharabah.