Gustika, Roza
Unknown Affiliation

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

Pengaruh Efektivitas Pembelajaran dan Kemandirian Belajar terhadap Hasil Belajar Mata Kuliah “Kebung Hattan” Berdasarkan Perspektif Ekonomi Herawati, Susi; Fauziati, Popi; Yulcherlina, Yulcherlina; Gustika, Roza; Putri, Somi Nana
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.27924

Abstract

This study highlights  the influence of learning effectiveness and learning independence on the learning outcomes of the "Kebung Hattaan" course based on an sconomic perspective.  Bung Hatta is highly active in offering insights on economic concepts, particularly focusing on the core economic values he aims to promote, which include the value of ownership, justice, togetherness, and brotherhood. His notable economic philosophy emphasizes the people's economy, advocating for the development of the economy for farmers, fishermen, and others through cooperative efforts. The purpose of this study is to analyze the influence  of learning effectiveness and learning independence on learning outcomes. This study used 232 respondents who were randomly selected.  The collected data was processed using SPSS software and the hypothesis was proven by multiple regression. The results of the study show that the effectiveness of learning and learning independence affect student learning outcomes
Financial Performance with Asset Quality as Intervening Variable: Liquidity, Solvency and Operational Efficiency Ningsih, Selfi Hastria; Risetadi, Aslan Hari; Gustika, Roza; Yeni, Fitri
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 19 No 3 (2025): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jibeka.v19i3.2398

Abstract

Some banks in Indonesia that experience high solvency reflect an expansion strategy and aggressive lending. However, it also shows that there is a great risk in this large lending. Furthermore, the decline in asset quality has led to a disruption in financial stability due to an increase in operating expenses and a surge in impairment of financial assets. The purpose of this paper is to determine the effect of Liquidity, Solvency and Operational Efficiency on financial performance with Asset Quality as an intervening variable in Conventional Commercial Banks in Indonesia. The analysis was conducted based on a panel data approach of 32 commercial banks listed on the Indonesian stock exchange during 2019-2023. The results showed that liquidity and operational efficiency affect asset quality while solvency does not. Then the variables of liquidity, solvency, operational efficiency and asset quality partially influence bank performance. Then other findings show that asset quality can mediate the relationship between liquidity and solvency on bank performance. This shows that both directly and with the presence of asset quality as an intervening variable liquidity and solvency and operational efficiency have a positive influence on banking performance.