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Manajemen Penerapan Sistem Gadai Emas Pada Unit Pegadian Syariah Bonder Kantor Cabang Renteng Lombok Tengah ratna, ratnawati
Mudabbir: Jurnal Manajemen Dakwah Vol. 4 No. 2 (2023)
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mudabbir.v4i2.8841

Abstract

Gadai Emas is the provision of funds to customers using pawn financing that can meet the financial needs of customers by using gold as collateral for financing. This study aims to describe the application of the Gold Pawn System at PT. Pegadaian Syariah Renteng branch office as well as describe the constraints faced by PT. Pegadaian Syariah Renteng Branch Office is in the process of beingimplemented. This research is a field research, which is descriptive qualitative by conducting in-depth interviews with PT. Pegadaian Syariah, the data is then analyzed and produces conclusions. From the results of the study, it can be explained that in its application it has implemented easy steps but still in accordance with existing operational standards, including; through the stages of submitting financing, stages of estimating gold as collateral, stages of disbursement of financing funds, stages at maturity and stages at the time of repayment. Meanwhile, the obstacles that are often faced are due to difficulties in communicating with customers who cannot make payments and face complaints from customers on collateral items.
Pengembangan Produk Olahan Hasil Tangkap Perikanan Di Pulau Barrang Lompo Abdullah, Akmal; Rusdi, Andi Rusdi Walinono; Ratna, Ratnawati; Budi, Budiman Haruna; Sulkifli
Hippocampus: Jurnal Pengabdian Kepada Masyarakat Vol 1 No 2 (2022): December 2022
Publisher : PUSAT PENELITIAN DAN PENGABDIAN PADA MASYARAKAT (PPPM) POLITEKNIK NEGERI SAMBAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (395.381 KB) | DOI: 10.47767/hippocampus.v1i2.412

Abstract

The potential of fish resources in coastal areas is very broad. but in general the people who live in coastal areas still live a life that is not prosperous. The low income of fishermen and fish cultivators is in stark contrast to the current fisheries potential and the competitive nature of the fishing business compared to other businesses. The purpose of this service is to increase the capacity of fisherwomen by practicing creating innovative fish and squid processed products and developing female fisherman's knowledge about business management. The method used includes the preparation stage, the next stage is production training and training on how to process fresh fish products. Selling points to produce attractive packaging for sale other than food preservative packaging. The conclusion of this community service as a whole the activities went well. This can be seen from the successful innovation of processed fishery products to help solve the problems of fisherwomen as processors of fishery products. as well as the total production capacity of female fishermen through training in the distribution of various processed fish products.