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All Journal Sinar Sang Surya: Jurnal Pusat Pengabdian kepada Masyarakat Journal of Economics Research and Policy Studies Jurnal Pengabdian Masyarakat Bangsa WASATHON Optimum: Jurnal Ekonomi dan Pembangunan Tintamas: Jurnal Pengabdian Indonesia Emas
Putri, Arie Rachma
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences

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Edukasi Keuangan Pada Anak Usia Dini Di PAUD Kasih Ibu Desa Delanggu Putri, Arie Rachma; Husna, Faizah Khotimatul; Ismail, Habib
Jurnal Pengabdian Masyarakat Bangsa Vol. 1 No. 9 (2023): November
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v1i9.444

Abstract

Edukasi keuangan untuk anak usia dini di Kabupaten Klaten masih jarang dilakukan khususnya dilingkungan sekolah, hal ini dianggap belum penting bahkan belum dibutuhkan. Pengenalan tentang pendidikan keuangan merupakan hal yang harus diajarkan pada anak sejak usia dini sehingga akan sangat bermanfaat bagi anak-anak ketika dewasa dan untuk masa depan mereka. Edukasi keuangan ini bukan hanya pengenalan uang dan nominal saja, namun juga pemahaman konsep mengelola keuangan dengan bijak, belajar hidup hemat, dan menabung. Dalam kegiatan pengabdian kepada masyarakat ini dilakukan dilokasi Pendidikan Anak Usia Dini (PAUD) Kasih Ibu Desa Delanggu, kegiatan dilakukan dengan metode ceramah tentang edukasi keuangan, kemudian wawancara dan demonstrasi menggunakan media uang dan tabungan (celengan). Sebelum edukasi, dilakukan tanya jawab dengan memberikan pertanyaan lisan kepada siswa, selanjutknya pengenalan tentang uang dan menabung yang didampingi oleh tim pelaksana kegiatan. Hasil evaluasi setelah mendapat edukasi keuangan bahwa siswa sudah bisa mengenal tentang uang, memahami fungsi uang, mengelola dan belajar menabung. Kegiatan pengabdian berjakan dengan baik, dan siswa merasa senang serta antusias untuk mengikuti kembali kegiatan edukasi dengan materi lanjutan.
Pendampingan Edukasi Keuangan Bagi Peserta Didik SMP Muhammadiyah 1 Klaten Nurrokhmini, Alfiati; Putri, Arie Rachma; Olivia, Dea Syiafa; Saputri, Dita Nurfika Ayu
WASATHON Jurnal Pengabdian Masyarakat Vol 3 No 01 (2025)
Publisher : Universitas Muhammadiyah Klaten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61902/wasathon.v3i01.1358

Abstract

Financial issues are an important aspect of individual and community life as part of the mechanism for survival. There is still a lack of understanding and knowledge among teenagers, especially students, in managing their personal finances, as well as in organizing themselves and making good financial plans. The preparation stage begins with the service team visiting partners for observation. The service method consists of preparation, implementation, and evaluation stages. The results show a significant increase in students' understanding of good pocket money management, indicating that they now understand the importance of saving. There is also an improvement in their ability to create simple bookkeeping, allowing students to track their pocket money and financial inflows and outflows. Observations during the activities revealed that students were very enthusiastic and actively participated in every session. This program significantly enhanced students' understanding of basic financial literacy concepts and successfully encouraged positive changes in their attitudes and behaviors toward financial management.
Financial management analysis of Culinary Micro, Small, and Medium Enterprises (MSMEs) Putri, Arie Rachma; Husna, Faizah Khotimatul
Journal of Economics Research and Policy Studies Vol. 4 No. 1 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i1.858

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the main backbone of Indonesia's economy. The challenges MSME business operators face include product marketing, technology, financial management, capital, and human resource quality. This research aims to understand the financial management applied to culinary MSMEs located on Pabrik Karung Goni Street, Delanggu, Klaten. The research methodology employs qualitative descriptive analysis with a case study approach. Data analysis involves four financial management indicators: budget utilization, recording, reporting, and control. Data collection techniques include interviews, questionnaires, and literature review. The population in this study comprises culinary business operators in the area. The research findings indicate that the understanding of MSME operators regarding budget utilization, recording, reporting, and financial control still needs to improve. Financial management is still basic, manual, and irregularly conducted, and not all business operators report their finances. This is due to a need for more understanding and knowledge of business financial management. Therefore, further learning and understanding of financial management are needed to assess businesses' health and development better.
Analisis masalah yang dihadapi pelaku UMKM di Kabupaten Klaten Basuki, Basuki; Putri, Arie Rachma; Winoto, Agil Bayu; Oktavia, Amanda
Journal of Economics Research and Policy Studies Vol. 5 No. 2 (2025): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v5i2.1835

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the economic development and growth of communities. This study aims to analyze the primary challenges faced by business operators in Klaten Regency across the aspects of production, marketing, and financing. The research employs a quantitative descriptive method, utilizing primary data collected from 30 business operators through questionnaires, interviews, focus group discussions, and observations. The majority of business operators are women, with an average age of 43 years, and they operate primarily in the culinary sector. The research findings indicate that the main challenges faced include limited marketing opportunities, restricted access to capital, and difficulties in obtaining adequate raw materials and production facilities. The implementation of digital marketing strategies remains minimal, hindering market expansion, and access to business financing is also limited. To address these issues, it is recommended to provide digital marketing training, ease access to microfinance, provide shared production facilities, and ensure the availability of raw materials. These efforts are expected to enhance the competitiveness and sustainability of SMEs in the face of the digital economy’s development and promote local economic growth.
INOVASI EDUKASI SEGARATA: MENINGKATKAN KESEJAHTERAAN KELUARGA MELALUI GIZI SEIMBANG DAN PENGELOLAAN KEUANGAN Syahputri, Rezyana Budi; Putri, Arie Rachma; Nurrokhmini, Alfiati; Husna, Faizah Khotimatul; Riantisari, Rahmawati
SINAR SANG SURYA Vol 9, No 2 (2025): Agustus 2025
Publisher : UM Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/sss.v9i2.4144

Abstract

Program pengabdian masyarakat "Inovasi Edukasi SEGARATA" bertujuan untuk meningkatkan kesejahteraan keluarga di Kabupaten Klaten melalui integrasi edukasi gizi seimbang dan pengelolaan keuangan. Latar belakang program ini didasarkan pada tantangan gizi ganda, seperti stunting (14,7%), anemia pada ibu hamil (46,2%) dan remaja putri (30,4%), serta obesitas (21,3%), yang diperparah oleh rendahnya literasi keuangan (hanya 38,6% keluarga merencanakan anggaran pangan sehat). Metode pelaksanaan meliputi empat tahap: persiapan, pelaksanaan (edukasi dan pelatihan), evaluasi, dan penyusunan luaran (booklet "SEGARATA" dan artikel ilmiah). Kegiatan ini melibatkan 35 peserta, sebagian besar ibu rumah tangga berusia 46–55 tahun dengan penghasilan Rp 2–5 juta/bulan. Hasil evaluasi menunjukkan peningkatan signifikan dalam pengetahuan gizi seimbang (mean difference -1,343; p-value 0,000), keterampilan menyusun menu (mean difference -4,286; p-value 0,000), dan pemahaman pengelolaan anggaran (mean difference +7,914; p-value 0,000). Selain itu, 80% peserta mampu menyusun menu sehat, 70% mengidentifikasi makanan kaya zat besi, dan 50% keluarga mulai merencanakan anggaran pangan. Pendekatan partisipatif melalui diskusi dan praktik langsung terbukti efektif dalam mengubah sikap dan perilaku. Program ini juga mendorong pemanfaatan pangan lokal, dengan peningkatan konsumsi sebesar 25%. Dampak program mencakup peningkatan ketahanan pangan keluarga dan kesejahteraan melalui pemberdayaan berbasis edukasi. Booklet "SEGARATA" yang terdaftar sebagai HKI menjadi media berkelanjutan untuk penyebaran informasi. Kesimpulannya, integrasi gizi dan literasi keuangan dalam program SEGARATA berhasil menciptakan perubahan perilaku yang berkelanjutan, relevan dengan kebutuhan masyarakat berpenghasilan menengah ke bawah. Rekomendasi untuk pengembangan selanjutnya adalah perluasan cakupan peserta dan pendampingan jangka panjang.Kata kunci: gizi seimbang, literasi keuangan, ketahanan pangan, pemberdayaan masyarakat, Kabupaten Klaten.
Sosialisasi literasi keuangan bagi generasi muda di kalangan mahasiswa Universitas Muhammadiyah Klaten Putri, Arie Rachma; Husna, Faizah Khotimatul; Ismail, Habib; Indraswati, Tutik; Sulistya, Safira Nur
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 1 No. 3 (2024): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v1i3.1214

Abstract

Financial literacy is crucial for helping individuals manage money effectively. The target of this activity is all students from the Faculty of Social Sciences and Humanities at Universitas Muhammadiyah Klaten. This event aims to provide students with knowledge and insights on financial literacy and prevent them from falling into scams and online loan traps. Additionally, students will better understand saving, investing, and utilizing financial technology (fintech). The methods used in this activity include delivering material, discussions, and evaluations through questionnaires distributed after the event. It is hoped that participants will become more prudent in managing their finances and avoiding harmful practices through this activity. The outcome of this event is that participants have a better understanding of financial literacy, with the expectation that the knowledge gained can be applied in their daily lives. With strong financial literacy, individuals can better navigate economic changes, optimize financial opportunities, and achieve their goals more effectively.
Determinants of local government revenue and economic potential: Pathways for revenue enchancement Riantisari, Rahmawati; Putri, Arie Rachma; Husna, Faizah Khotimatul
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 15 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v15i2.14232

Abstract

Fiscal independence represents a critical indicator of regional governments' capacity to finance development without dependence on central government transfers. Klaten Regency continues to exhibit low fiscal autonomy levels with suboptimal of local government revenue (LGR) contributions. This study aims to: a). identify principal factors influencing Klaten Regency's LGR, and b). analyze local economic potential for enhancing revenue sources. The research novelty integrates comprehensive economic factor analysis including Gross Regional Domestic Product (GRDP), population, tourist arrivals, regional taxes, regional levies, and capital expenditure with leading sector identification through Location Quotient (LQ) analysis. This holistic approach fills a significant research gap in Klaten Regency studies. The methodology employs multiple linear regression analysis of six variables, stakeholder interviews, and LQ analysis to determine base economic sectors. Results demonstrate that GRDP, population, and regional taxes have a significant influence on LGR, while tourist numbers, levies, and capital expenditure show no significant impact. Notably, levies exhibit negative effects on revenue generation. The study concludes that LGR enhancement requires optimization of base economic sectors rather than broad-spectrum approaches. Strengthening fiscal capacity demands adaptive, targeted management strategies aligned with local potential. Future research will focus on formulating tourism sector development strategies through regional business management frameworks. This comprehensive analysis provides policymakers with evidence-based insights for improving Klaten's fiscal independence through strategic economic sector development.
Co-Authors Basuki , Habib Ismail, Habib Husna, Faizah Khotimatul Indraswati, Tutik Nurrokhmini, Alfiati Oktavia, Amanda Olivia, Dea Syiafa Saputri, Dita Nurfika Ayu Sulistya, Safira Nur Syahputri, Rezyana Budi Winoto, Agil Bayu