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Pengaruh Diskon Terhadap Keputusan Pembelian Kosmetik Halal Dengan Minat Beli Sebagai Variabel Intervening Firza Oktavia; Achmad Fageh
Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Vol 6, No 1 (2022): Jurnal Ecodemica: Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : LPPM Universitas BSI

The pandemic period demands more selective consumption of goods, including beauty products. Purchases in the cosmetic industry have decreased due to the lack of a marketing strategy that results in purchasing decisions. However, to deal with this, the marketplace is present as a solution in dealing with this decline, so that the marketplace is one of the strategies in combining the entire ecosystem and has the potential to increase sales which makes it easier for consumers to make decisions to buy goods by knowing their products without having to leave the house. However, before making a decision to buy, it is necessary to look at the rules that balance which are seen from the negative and positive sides as the best solution. The purpose of this research is to find out and prove the effect of the discount variable and purchasing decisions on halal cosmetics with the intervening variable of buying interest. The research method uses quantitative methods with descriptive quantitative approaches and research instruments in the form of questionnaires obtained from respondents directly, based on interpreted data collection, the results show that the discount variable has a significant influence on purchasing decisions through buying interest as a mediating variable.Keywords: Discounts, Purchase Interest, PurchaseiDecisions

IMPLEMENTASI KAIDAH al-Mashaqat Tajlib al-Taisir ATAS TRANSAKSI E-COMMERCY SELAMA MASA PANDEMIC COVID-19 achmad fageh
TARBIYA ISLAMIA : Jurnal Pendidikan dan Keislaman Vol. 11 No. no 1 (2021): TARBIYAH ISLAMIYA
Publisher : Education for Islamic Studies Department, Islamic University of Majapahit (Universitas Islam Majapahit) Mojokerto, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

The implementation of e-commerce transactions in the covid-19 pandemic condition seen from the perspective of Jurisprudence of rules tends to be close to the third basic rule of al-Mashaqat Tajlib al-Taisir. This rule means difficulty in bringing convenience, meaning that when people are in a difficult situation in meeting their needs because of largescale social restrictions (PSBB), transacting using online marketplaces can be one of the convenient solutions. Among the nine branches of the rule, there are at least three significant rules with the application of e-commerce transactions in the covid19 pandemic condition. The first rule is "If the original is difficult to do then move to its successor". Furthermore, the rule of What is impossible to keep (avoid), then it is forgiven". And the following rule is that "Ease (rukhsah) should not be associated with sin.

SHARIAH DECONSTRUCTION: THE THOUGHTS OF ABDULLAHI AHMED AN-NA'IM Yurike Siti Mariyam; Mohamad Yufidz Anwar Ibrohim; Achmad Fageh; Anni 'Ilma Rosyidah; Habib Hidayatullah
Hukum Islam Vol 23, No 1 (2023): HUKUM ISLAM
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jhi.v23i1.21123

Abdullahi Ahmed an-Na'im's Sharia Deconstruction is an alternative thought in sharia-based law reform. This thinking tries to reflect back on the dominant authority and interpretation in the Islamic legal tradition, by proposing an approach that is based on universal values such as fairness, fairness, and protection of human rights. An-Na'im argues that Islamic law must be seen as a social construction formed through a historical process and a particular context, and must be reconstructed in accordance with the demands of modern times. An-Na'im's sharia deconstruction approach also emphasizes the importance of freedom of religion and equality in society. He proposed peace between religion and the state, in which the state must treat neutrally and treat all citizens without taking sides or discriminating against certain religions. This thinking aims to create a legal system that is more inclusive and democratic, which involves the active participation of the community in determining appropriate laws and policies. Even though an-Na'im's deconstruction of sharia provides an alternative perspective in sharia-based legal reform, this view is still the subject of presumption among Islamic scholars and scholars. There are various viewpoints in interpreting and applying Islamic law, and the an-Na'im approach is only one of many existing approaches.

Review of the Normativity and Historicity of Green Banking Implementation at Indonesian Sharia Banks Lailatun Nur Suyuthi; Achmad Fageh
al-Afkar, Journal For Islamic Studies Vol. 7 No. 3 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i3.1044

This research discusses the implementation of green banking at Bank Syariah Indonesia (BSI) using a normativity and historicity approach. Green banking is a banking concept that cares about the environment and sustainable profits. BSI has implemented innovative programs to support environmental sustainability and national development. The implementation of green banking is based on the normative foundations of the Koran and Islamic economic principles. This research uses library methods and approaches to normativity and historicity to analyze the implementation of green banking in BSI. Green banking is supported by Al-Maqashid al-Syariah which aims to promote community welfare by preserving the environment. The BSI has established a policy to prohibit the provision of profit support to customers whose businesses adversely affect the environment. This is in contrast to green banking which requires banks to run their business in an environmentally friendly manner and consider environmental elements when carrying out operations. BSI implements various innovative programs to support green banking practices such as paperless banking, mitigating global warming risks, and building environmentally friendly office buildings. Sustainable Financial BSI has implemented the initiation of waste management and reduction through the installation of Reverse Vending Machines (RVM) to collect plastic bottle waste for recycling. This program has succeeded in collecting large amounts of plastic bottle waste, thereby contributing to a significant reduction in carbon emissions and land conservation. This reflects growing awareness of environmental sustainability and the importance of the green economy.

Review of Maqashid Sharia Related to Shopee PayLater Affects Flexing Lifestyle Lanina Puspita Lotusia Permata Agzah; Achmad Fageh
al-Afkar, Journal For Islamic Studies Vol. 7 No. 3 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i3.1046

Shopee PayLater is a payment method in the form of an instant loan that can provide convenience by receiving goods first but payment can follow in the next month or in installments. Spay Later is able to make payment processes faster, easier, more efficient and safer. This makes it easier for Flexing actors to buy whatever items they want for the sake of a lifestyle on social media without thinking about the origin of the items they buy. Is it halal or haram. This research method is a literature review or literature review. The type of research used is library research, namely reviewing articles. The purpose of this writing is to provide new literature and findings regarding today's hedonism and also technological advances which can influence someone to neglect their own welfare, some of them cannot differentiate between needs and desires. The results of this research are related to Shopee PayLater influencing a person's Flexing lifestyle viewed through the lens of Al-Maqashid Asy-Syariah where there are findings that apart from being contrary to the Al-Quran and Al-Hadith, the Flexing lifestyle is also influenced by the convenience of the new Shopee PayLater feature. in accordance with the principles of Al-Kulliyat Al-Khomsah needs.

IMPLEMENTASI AKAD QARDH PADA PEMBIAYAAN DANA WAQAF DALAM TEORI HUDUD PEMIKIRAN MUHAMMAD SYAHRUR Aufin Mizatina, Helya; Achmad Fageh
Jurnal Dinamika Ekonomi Syariah Vol 12 No 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1317

Wakaf adalah salah satu bentuk dana sosial berupa pemberian yang penggunaannya dibatasi hanya untuk kepentingan umum, sementara asetnya harus tetap terjaga. Di Indonesia, wakaf kini tidak hanya berupa benda, tetapijuga dapat berbentuk uang. Pada pembiayaan Qardhul hasandi BMT Assyafi’iyah Gaya Baru, dikenakan biaya sebesar 1% dari jumlah pembiayaan. Selain itu biaya takaful ditentukan berdasarkan durasi pinjaman, yaitu 0,5% untuk jangka waktu 1-5 bulan dan 0,6% untuk jangka waktu 6-12 bulan. Akad Qardhul Hasan merupakan perjanjianpinjaman dana kepada nasabah, di mana nasabah diwajibkan mengembalikan pokok pinjaman dalam jangka waktu yang telah disepakati, baik secara langsung maupun secara angsuran. Penelitian ini menggunakan metode deskripif analisis, dengan data dikumpulkan melalui studi pustaka. Hasil penelitian menunjukkan bahwa mekanisme produk LASISMA milik BMT NU sudah berjalan dengan baik. Produk ini efektif dalam membantu masyarakat menengah kebawah, sekaligus mendukung pengembangan UMKM dan usaha ultra mikro di sekitarnya melalui pengelolaan dana wakaf. Mekanisme ini telah sesuai dengan Fatwa DSN-MUI- No: 19/DSN-MUI-/IV/2001 tentang Al-Qardh, Khususnyapada poin pertama butir ketiga yang menyatakan bahwa biaya administrasi dibebankan kepada nasabah. Selain itu konsep ini juga sejalan dengan teori hudud Muhammad Syahrur, terutama pada golongan kedua, yaitu golongan mereka yang hanya mampu mengembalikan pokok pinjamannya saja.

HUKUM ISLAM INKLUSIF DI MASA DEPAN: ANALISIS PEMIKIRAN ABDULLAH AHMED AN-NA’IM TENTANG DEKONSTRUKSI SYARIAH Cynthia Nur Rasyid; Achmad Fageh
Qolamuna : Jurnal Studi Islam Vol. 10 No. 02 (2025): Februari 2025
Publisher : STIS MIFTAHUL ULUM LUMAJANG PRESS (STISMU PRESS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55120/qolamuna.v10i02.2020

The study of Islamic law has great significance to continue to be studied in depth because its discussion is always a topic of debate. In addition, Islamic law needs to develop along with the changing times. This article aims to understand three main aspects: first, an overview of an-Naim's thoughts regarding Islamic law (sharia); second, the methodological approach used to reformulate sharia; and third, the vision of inclusive Islamic law in the future, which is able to adapt to the social dynamics of society. This study uses a literature study method by analyzing texts from various books and articles. Data are analyzed through the stages of selection, classification, analysis, and verification. The results of the study show that: (1) According to an-Naim, sharia does not only focus on the texts of the Qur'an and Sunnah, but must be reinterpreted according to the context and reality of the present. (2) An-Naim uses the naskh-mansukh method, namely by postponing the application of verses that are considered less relevant without permanently deleting them. (3) An-Naim's idea of inclusive Islamic law emphasizes the importance of equality for all human beings, including in religious, ethnic, and racial aspects, and involves reforms in criminal law, human rights, and international relations. In conclusion, Islamic law can be universally accepted as a model that reflects progress and harmony with human life, thus providing significant benefits, both in the Islamic world and globally. Keywords : Islamic Law, Inclusive, Abdullah Ahmed An-Na’im

EFFECTIVENESS OF USING THE SYARIAH PAYMENT GATEWAY LINKAJA SYARIAH PLATFORM IN INCREASING DIGITAL REVITALIZATION AND PROFITS OF MSMES Walid In'am Ahmad; Achmad Fageh
Airlangga International Journal of Islamic Economics and Finance Vol. 8 No. 01 (2025): JANUARY-JUNE 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v8i01.70806

This study aims to analyze the benefits of using a Sharia payment gateway in encouraging digitalization, especially for MSMEs, through the LinkAja Syariah application. The method used is a qualitative approach based on literature studies from various journals and relevant articles. The results of the study show that the adoption of the Sharia digital payment system has increased significantly, reflected in the growth of LinkAja Syariah users by 1.6 million from 2020 to 2024, with a total reaching 10 million users. This digitalization supports time efficiency, and more accurate financial records, and facilitates QRIS payments, Sharia bank transfers, and ziswaf payments. Even without primary data, the increase in indicators such as cash deposit and withdrawal transactions (53–65%) and the increase in LinkAja Syariah revenue by 23% in 2023 show the potential for increasing MSME profitability through the use of this technology.

IMPLEMENTASI AKAD QARDH PADA PEMBIAYAAN DANA WAQAF DALAM TEORI HUDUD PEMIKIRAN MUHAMMAD SYAHRUR Aufin Mizatina, Helya; Achmad Fageh
Jurnal Dinamika Ekonomi Syariah Vol. 12 No. 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1317

Wakaf adalah salah satu bentuk dana sosial berupa pemberian yang penggunaannya dibatasi hanya untuk kepentingan umum, sementara asetnya harus tetap terjaga. Di Indonesia, wakaf kini tidak hanya berupa benda, tetapijuga dapat berbentuk uang. Pada pembiayaan Qardhul hasandi BMT Assyafi’iyah Gaya Baru, dikenakan biaya sebesar 1% dari jumlah pembiayaan. Selain itu biaya takaful ditentukan berdasarkan durasi pinjaman, yaitu 0,5% untuk jangka waktu 1-5 bulan dan 0,6% untuk jangka waktu 6-12 bulan. Akad Qardhul Hasan merupakan perjanjianpinjaman dana kepada nasabah, di mana nasabah diwajibkan mengembalikan pokok pinjaman dalam jangka waktu yang telah disepakati, baik secara langsung maupun secara angsuran. Penelitian ini menggunakan metode deskripif analisis, dengan data dikumpulkan melalui studi pustaka. Hasil penelitian menunjukkan bahwa mekanisme produk LASISMA milik BMT NU sudah berjalan dengan baik. Produk ini efektif dalam membantu masyarakat menengah kebawah, sekaligus mendukung pengembangan UMKM dan usaha ultra mikro di sekitarnya melalui pengelolaan dana wakaf. Mekanisme ini telah sesuai dengan Fatwa DSN-MUI- No: 19/DSN-MUI-/IV/2001 tentang Al-Qardh, Khususnyapada poin pertama butir ketiga yang menyatakan bahwa biaya administrasi dibebankan kepada nasabah. Selain itu konsep ini juga sejalan dengan teori hudud Muhammad Syahrur, terutama pada golongan kedua, yaitu golongan mereka yang hanya mampu mengembalikan pokok pinjamannya saja.

Criticism and the Concept of Sharia Deconstruction in the Thoughts of Abdullah Ahmed Naim Arrizqah Bariroh; Achmad Fageh
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1905

Thoughts about Sharia in Islam have experienced a significant evolution from its early days to the current contemporary era. Abdullah Ahmed Naim, a leading thinker in contemporary Islamic studies, offers a provocative perspective through his deconstruction of Sharia. An-Naim argues that Sharia should be seen as a product of human history and culture, not a static divine law. With a deconstructive approach, An-Nuaim highlights the importance of contextualizing Islamic law, emphasizing that the interpretation of Sharia must be adapted to continuously developing social needs and realities. This view invites in-depth discussion about the relevance and application of Sharia in the modern world. This research uses a descriptive qualitative method with a library study approach, where data is collected through collection from various academic sources, including books, journal articles and An-Na'im's own works. The analysis was carried out by reducing data, presenting the data, and continuing with drawing conclusions. The results of this research are that it can be seen that this approach is not only relevant for legal reform but also has significant implications for Islamic studies and society's understanding of pluralism in the legal context. Through the deconstruction of sharia, there is hope to create an Islamic legal system that is more just, inclusive and responsive to the challenges of the times.

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