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All Journal Jurnal Bisnis dan Ekonomi Jurnal Manajemen Bisnis Akuntoteknologi : Jurnal Ilmiah Akuntansi dan Teknologi Telaah Bisnis Cakrawangsa Bisnis
Primadineska, Rasistia Wisandianing
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Perceived Security and Trust in Electronic Payment Systems: How They Affect the Decision to Use EPS During the COVID-19 Pandemic Primadineska, Rasistia Wisandianing; Jannah, Syayyidah Maftuhatul
Jurnal Manajemen Bisnis Vol 12, No 2: September 2021
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v12i2.11456

Abstract

Research aims: This study is intended to determine the influence of perceived security and trust on the decision to use digital payment systems during the COVID-19 pandemic.Design/Methodology/Approach: The type of data used in this study was primary data, which was collected using an online survey. Sample used in this study determined by purposive sampling method. The information collected was handled and analyzed using SEM-PLS.Research findings: This study shows the results that the presence of technical protection explicitly affects the perception of security and trust significantly. In addition, security also greatly affects an individual's confidence in the use of digital payment systems. However, of the various findings made in this study, trust is the only one that influences the choice in using EPS.Theoretical contribution/Originality: During this pandemic Covid-19, limited studies talk about consumers’ perceptions instead of technical protection of digital payment in detail. Meanwhile, consumers' security is the thing that needs to be studied further to create a comprehensive study result.Practitioner/Policy implication: Results of this study give some implications for the EPS providers to complete and develop a secure EPS system for users, especially in this pandemic era when the EPS users increase and people’s mobility is restricted in some areas.Research limitation/Implication: The implication of this research is to emphasize the importance of one's knowledge regarding risks when using an electronic payment system. It is because the use of EPS in the pandemic era is unavoidable. Therefore, not only providers must improve their security systems, but users must also be aware of the EPS risks and security. Nevertheless, the limitation of this study is that it only used samples in Indonesia; maybe the results will be different when applied in other countries with better EPS security systems.
PENGARUH STRES KERJA DAN PERSEPSI KEADILAN ORGANISASIONAL TERHADAP TURNOVER INTENTION DENGAN MODAL PSIKOLOGIS SEBAGAI PEMODERASI Rasistia Wisandianing Primadineska
Jurnal Bisnis dan Ekonomi Vol 28 No 1 (2021): Vol. 28 No. 1 EDISI MARET 2021
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35315/jbe.v28i1.8550

Abstract

This study aimed to examine the moderating role of psychological capital (psycap) on the relationship between job stress and perceived organizational justice (distributive, procedural and interactional) towards the turnover intention. This study used a survey method both online and in-person and used public accountants who already work for 1-3 years as participants. The results showed that psychological capital able to moderate the impact of work stress and perceived organizational justice towards turnover intention. Auditors who have a good psychological capital can suppress his desire to move even though he faced the work stress and the perception of organizational justice that may not comply with his wishes. The results of the study also support the theory of positive organizational behavior which states that psychological capital is the main variable that affects individual motivation and performance.
Sumber Daya Manusia dan Kualitas Laporan Keuangan Instansi Pemerintah: Studi pada Badan Narkotika Nasional Dwicahyo, Kabul Budi; Prasetyo, Tri Utomo; Primadineska, Rasistia Wisandianing
AKUNTOTEKNOLOGI : JURNAL ILMIAH AKUNTANSI DAN TEKNOLOGI Vol. 16 No. 1 (2024): AKUNTOTEKNOLOGI : JURNAL ILMIAH AKUNTANSI DAN TEKNOLOGI
Publisher : Universitas Buddhi Dharma/Fakultas Bisnis/Program Studi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/aktek.v16i1.3080

Abstract

Badan Narkotika Nasional (BNN) adalah lembaga pemerintah Indonesia yang mempunyai tugas melaksanakan tugas pemerintahan di bidang pencegahan, pemberantasan penyalahgunaan, dan peredaran gelap narkotika, psikotropika, prekursor, dan zat adiktif lainnya kecuali zat adiktif untuk tembakau dan alkohol. Satuan kerja BNN tingkat Kabupaten/Kota mempunyai kewenangan penggunaan anggaran dan bertanggung jawab melaporkannya dalam bentuk laporan keuangan tahunan dan triwulanan kepada satuan kerja BNN tingkat Provinsi sebagai UAPPA-W. Terdapat permasalahan pada beberapa satuan kerja di lingkungan BNN yaitu ketidaksesuaian rekening dengan kode barang persediaan/aktiva tetap dan pencatatan piutang yang tidak akurat sehingga dapat mempengaruhi kualitas laporan keuangan. Penelitian ini bertujuan untuk menganalisis pengaruh kompetensi, pengalaman kerja, dan beban kerja terhadap kualitas laporan keuangan pada unit kerja BNN. Populasi penelitian adalah penyusun laporan keuangan satuan kerja BNN tingkat Kabupaten/Kota, dengan jumlah sampel sebanyak 40 responden dari 173 responden yang diambil dengan menggunakan teknik proportional stratified random sampling. Kualitas laporan keuangan pada penelitian ini dinilai oleh UAPPA-W sebagai salah satu pengguna laporan keuangan. Alat analisis yang digunakan adalah regresi linier berganda. Hasil penelitian menunjukkan bahwa kompetensi dan pengalaman kerja secara parsial berpengaruh positif signifikan terhadap kualitas laporan keuangan. Sementara itu, beban kerja mempunyai pengaruh negatif yang signifikan dan merupakan variabel yang paling dominan dalam mempengaruhi kualitas laporan keuangan di lingkungan BNN.
Financial Behavior of Generation Z in Indonesia: Impact of Literacy, Technology and Lifestyle Setiawati, Nila Tri; Primadineska, Rasistia Wisandianing
Telaah Bisnis Vol 26, No 1 (2025): July 2025
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35917/tb.v26i1.596

Abstract

This study aims to examine the effect of financial literacy, financial technology, and hedonism lifestyle on financial behavior in Z generation. This study used purposive sampling method to help determine the research sample. The number of samples in this study were 110 respondents. The methods used include descriptive analysis and multiple linear regression analysis. The data used is primary data obtained through distributing questionnaires. Furthermore, the data is processed using SPSS software. The result showed that: 1) financial literacy has a positive and significant effect on financial behavior in generation Z, 2) financial technology has a positive and significant effect on financial behavior in generation Z, and 3) hedonism lifestyle has a positive and significant effect on financial behavior in generation Z. The results of this research imply that the government and financial institutions need to create policies that support the accessibility of financial literacy and services for the younger generation to avoid financial failure and crime in the future.
Financial Behavior of Generation Z in Indonesia: Impact of Literacy, Technology and Lifestyle Setiawati, Nila Tri; Primadineska, Rasistia Wisandianing
Telaah Bisnis Vol. 26 No. 1 (2025): July 2025
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35917/tb.v26i1.596

Abstract

This study aims to examine the effect of financial literacy, financial technology, and hedonism lifestyle on financial behavior in Z generation. This study used purposive sampling method to help determine the research sample. The number of samples in this study were 110 respondents. The methods used include descriptive analysis and multiple linear regression analysis. The data used is primary data obtained through distributing questionnaires. Furthermore, the data is processed using SPSS software. The result showed that: 1) financial literacy has a positive and significant effect on financial behavior in generation Z, 2) financial technology has a positive and significant effect on financial behavior in generation Z, and 3) hedonism lifestyle has a positive and significant effect on financial behavior in generation Z. The results of this research imply that the government and financial institutions need to create policies that support the accessibility of financial literacy and services for the younger generation to avoid financial failure and crime in the future.
Pengaruh Perceived Ease of Use, Perceived Risk, dan Trust terhadap Minat Menggunakan Aplikasi Pinjaman Online Akulaku pada Masyarakat Daerah Istimewa Yogyakarta Anggraeni, Firlina Dwi; Primadineska, Rasistia Wisandianing
Cakrawangsa Bisnis: Jurnal Ilmiah Mahasiswa Vol. 5 No. 2 (2024): Oktober
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35917/cb.v5i2.527

Abstract

Akulaku is one of the online loan applications with the most users. In the Special Region of Yogyakarta, the number of online loans in July 2023 increased from the previous month. Based on data from the Financial Services Authority, people aged 19-34 years dominate with the number of active online loan users of 10,688,824 users. The purpose of this study was to determine the effect of Perceived Ease of Use, Perceived Risk and Trust on the interest in using the Akulaku online loan application among the people of the Special Region of Yogyakarta. The data collection method used a questionnaire distributed via the Google Form platform. The sample in this study were people from the Special Region of Yogyakarta who had / currently had the Akulaku application. Sampling was carried out using the Non-Probability Sampling method with a purposive sampling technique. The number of samples was 100 respondents. The data analysis technique used was multiple linear regression and correlation analysis. The results of this study indicate that partially perceived ease of use, perceived risk and trust have a significant positive effect on the interest in using the Akulaku online loan application among people in the Special Region of Yogyakarta.
Co-Authors Anggraeni, Firlina Dwi Dwicahyo, Kabul Budi Jannah, Syayyidah Maftuhatul Setiawati, Nila Tri Tri Utomo Prasetyo