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DETERMINAN YANG MEMPENGARUHI PERTUMBUHAN EKONOMI DI INDONESIA PERIODE 1970-2020 M. Jumaedi; Taufiq Chaidir; M. Firmansyah
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.12.NO.04.TAHUN.2023
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EEB.2023.v12.i04.p05

Abstract

This study aims to investigated the determinants of economic growth in Indonesia for the period 1970 to 2020. This study uses the Error Correction Model (ECM) to analyze the effects from the determinants of economic growth in short-run and long-run. The data for this study uses time series data since 1970-2020 taken from the World Bank website. The variables used in this study are Economic Growth as dependent variable, and then International Trade, Foreign Direct Investment (FDI) and Inflation as Variables independent. Empirical test results using Error Correction Model (ECM) found that (1) international trade has a significant and negative effect on economic growth in the long run, while in the short run international trade has no effect on economic growth in Indonesia (2) Foreign Direct Investment (FDI) has a significant and positive effect on economic growth both in the long-run and short-run, and (3) Inflation has a significant and negative effect both in the long-run and short-run on economic growth in Indoensia.
Determinants of Labor Force Participation of Female Ketak Wickerworkers in Saribaye Village, Lingsar Subdistrict, Lombok Barat Regency Widya Saptafitri Audina; Taufiq Chaidir; Gusti Ayu Arini
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 1 No. 4 (2023): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v1i4.170

Abstract

This research aims to analyze wages, work experience, age, number of dependents, marital status and the presence of toddlers as determinants that influence the labor force participation of women ketak woven craftsmen in Saribaye village, Lingsar sub-district, West Lombok district. This type of research is explanatory quantitative. The data in this research is primary data with data collection methods using the census method. The population in this study were 40 female ketak woven craftsmen in Saribaye village. The analytical model used in this research is multiple linear regression. The results of the research show that the wage variable partially has a significant and positive effect on the amount of working time of female ketak woven craftsmen, the work experience variable partially has a significant and positive effect on the amount of working time of women ketak woven craftsmen, the variables are age, number of dependents, marital status, and the presence of toddlers. partially, it has no significant and negative effect on the amount of working time of women who make ketak woven crafts. The results of the research simultaneously show that the variables of wages, work experience, age, number of dependents, marital status and the presence of toddlers together have a positive and significant effect on the amount of work of female ketak woven craftsmen.
ANALISIS PENGARUH INDIKATOR KEBIJAKAN MONETER TERHADAP NONPERFORMING LOAN (NPL) BANK UMUM PERSERO DI INDONESIA TAHUN 2010-2017 Karunia Indah Fajriati; Taufiq Chaidir; I Dewa Ketut Yudha S
Jurnal Konstanta Vol. 1 No. 1 (2022): Jurnal Konstanta : Ekonomi Pembangunan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (385.724 KB) | DOI: 10.29303/konstanta.v1i1.161

Abstract

NonPerforming Loan (NPL) adalah salah isu menarik dalam perbankan hal ini dikarenakan NPL salah satu indikator kinerja perbankan dan dapat memberikan informasi mengenai pengelolaan bank dalam memenejmen kredit.Tujuan penelitian ini untuk menganalisis pengaruh kebijakan moneter Suku Bunga Sertifikat Bank Indonesia (rSBI) dan Giro Wajib Minimum (GWM) terhadap NPL perbankan pada tahun 2010-2017. Jenis penelitian ini adalah penelitian eksplanatori atau penjelasan. Metode pengumpulan data yang digunakan yaitu dokumentasi dan studi kepustakaan. Sumber data didapat dari publikasi Bank Indonesia melalui websaite www.bi.go.id dan buku Direktori Perbankan. Alat analisis yang digunakan adalah model Regresi Data Panel dengan uji hipotesis statistik dan uji pelanggaran asumsi klasik. Berdasarkan hasil regresi secara parsial indikator kebijakan moneter rSBI dan GWM tidak berpengaruh signifikan terhadap NPL. Secara simultan rSBI dan GWM berpengaruh signifikan terhadap NPL, adapun nilai R2 sebesar 0,83 artinya kemampuan rSBI dan GWM mempengaruhi NPL sebesar 83 persen sisanya dipengaruhi oleh variabel diluar model. Hasil uji asumsi klasik yang terdiri dari uji normalitas, linieritas, heteroskedastisitas, autokorelasi dan spesifikasi model semua terpenuhi. pada hasil penelitian dapat disimpulkan rSBI dan GWM tidak responsif dalam mempengaruhi tingkat NPL bank umum persero di Indonesia.
PENGARUH BELANJA PEMERINTAH TERHADAP PERTUMBUHAN EKONONOMI DAN PENGENTASAN KEMISKINAN DI KABUPATEN LOMBOK TIMUR TAHUN 2010-2019 Yusi Aprilia; Taufiq Chaidir; Luluk Fadilyanti
Jurnal Konstanta Vol. 1 No. 1 (2022): Jurnal Konstanta : Ekonomi Pembangunan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1086.604 KB) | DOI: 10.29303/konstanta.v1i1.164

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh belanja langsung dan tidak langsung terhadap pertumbuhan ekonomi di Kabupaten Lombok Timur, dan menganalisis pengalokasian belanja langsung dan tidak langsung terhadap kemiskinan di Kabupaten Lombok Timur. Jenis Penelitian penelitian yang digunakan adalah deskriptif kuantitatif. Data yang digunakan adalah data sekunder belanja pemerintah periode tahun 2010-2019 yang diperoleh dari Badan Pengelolaan Keuangan dan Aset Negara Kabupaten Lombok Timur, dan Badan Pusat Statistik Kabupaten Lombok Timur. Analisis data menggunakan analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa, pada persamaan 1 (Pertumbuhan Ekonomi) pengujian hipotesis secara parsial, belanja langsung dan belanja tidak langsung berpengaruh signifikan terhadap pertumbuhan ekonomi Kabupaten Lombok Timur. Dan Persamaan 2 (Kemiskinan), hasil pengujian hipotesis secara parsial belanja langsung dan belanja tidak langsung tidak berpengaruh signifikan terhadap kemiskinan.
The Effect of Awareness and Attitude on Preferences For Islamic Banks and Conventional Banks: The Role of Religiosity of Ethnic Muslim Customers Sasambo Taufiq Chaidir; Yasin, Muaidy; Jalaludin, Jalaludin; Wahyunadi, Wahyunadi
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 03 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i03.7297

Abstract

The purpose of this study is to show the role of religiosity (extrinsic and intrinsic factors) in awareness and attitudes, as well as its influence on the preference of Islamic banks over conventional banks among Muslim SASAMBO (Sasak-Samawa-Mbojo) ethnicity customers in West Nusa Tenggara Province. The research method used is explanatory. The study used non-probability sampling techniques, specifically the judgment sampling method. The sample size was 120 customers, with 40 from each ethnicity. PLS-SEM (Partial Least Square-Structural Equations Modelling) is the analysis model used in this study to obtain estimation results and test hypotheses. The findings indicate that extrinsic religiosity significantly impacts awareness but does not affect attitudes. Intrinsic religiosity has a significant impact on awareness. In the second factor, intrinsic religiosity had no significant influence on attitudes. The awareness aspect has significantly impacted customer preferences for Islamic banks over conventional banks. The attitude aspect has been shown to have no significant effect on customer preferences for Islamic banks as opposed to conventional banks. Customers who understand the concepts of traditional and Islamic banking can better determine which products and systems are suitable and which are not. However, when customers become aware of these products and services, most show interest in using traditional and Islamic financial transaction methods.
ANALYSE THE EFFECTIVENESS OF MACROPRUDENTIAL INDICATORS IN REDUCING CREDIT RISK IN THE BANKING SECTOR Deni wahyudi; Wahyu Fitrah; Taufiq Chaidir
Journal of Finance, Economics and Business Vol. 3 No. 2 (2024): JFEB, November 2024
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jfeb.v3i2.166

Abstract

In the face of changing economic conditions, macroprudential policies have emerged as a very important tool to manage credit risk in the banking industry. The objective of this study is to evaluate how well various macroprudential policy tools, including countercyclical capital buffer (CCB), loan-to-value ratio (LTV), and debt-to-income ratio (DTI), mitigate credit risk. According to a research study, CCB helps banks become more resilient in the face of challenging economic times, while LTV and DTI rules have proven effective in reducing dangerous credit expansion in the housing sector. However, there are several obstacles in the implementation of these policies, including delays and regulatory evasion. This paper recommends the strengthening of more adaptive policy instruments, improved coordination between macroprudential and monetary policies, and the need for periodic evaluation of existing policies. We hope that by implementing these recommendations, financial stability can be maintained, and credit risk in the banking sector can be effectively minimized. Keywords: financial stability, credit risk, loan-to-value, debt-to-income, macroprudential regulation, and countercyclical capital buffers.
Determinants of Economic Growth in East Lombok District 2017-2021 Titin Sri Farida Hartati; Taufiq Chaidir
Experimental Student Experiences Vol. 3 No. 1 (2024): May
Publisher : LPPM Institut Studi Islam Sunan Doe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58330/ese.v1i5.234

Abstract

The success of development is characterized by high economic growth. Economic growth is expected to increase production factors (investment and labor), which causes economic development to continue to increase. This study aims to analyze investment and labor as determinants of economic growth in East Lombok District partially and simultaneously. This research uses a quantitative approach and explanatory research type with time series data for 2017-2021 sourced from the Central Statistics Agency and the Investment Office and One-Stop Integrated Services of East Lombok Regency. The method used is the OLS (Ordinary Least Square) analysis method. The results of this study show that the investment variablehas a positive and insignificant effect on economic growth in East Lombok Regency. On the variable,work has a negative and insignificant effect on economic growth in East Lombok Regency. While the variables iinvestment and worktogether do not have a significant effect on economic growth in East Lombok Regency. The determinant coefficient has a contribution of influence contribution of 14.35 percent.