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Should Islamic Banking & Financial Institutions go with General Data Protection Regulation Compliance? Manda, Vijaya Kittu; Eskhita, Radwan
International Journal of Islamic Economics and Finance (IJIEF) Vol 2, No 1 (2019): IJIEF Vol 2 (1), July 2019
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (856.649 KB) | DOI: 10.18196/ijief.2117

Abstract

The new European Union (EU) data protection law - General Data Protection Regulation (GDPR)that is enforceable on all entities, within and outside the territory of European Union requires that follow entities dealing with private data of EU individuals should follow due procedures in regard to safe data handling and storage. This regulation is forcing all countries globally, including those in the Islamic countries to take special precautions. Islamic banks and financial institutions are key intermediaries fostering smooth foreign trade between Islamic and European countries. Lack of sufficiently strong data protection legislation in most of the Islamic countries is hampering conformity with GDPR. This leads to non-compliance and thereby paves way to heavy monetary penalties in the short-run and hurts business prospects with the European counties in the long-run, both of which are detrimental. This paper helps institutions in building frameworksby taking them through a series of compliance checks, build teamsto enforce standards, make knowledge repositories and to undertake necessary technical measures. Findings from this study can help Islamic companies in general and Islamic Banking Financial institutions in particular in meeting GDPR compliance.Finally, this paper makes some key recommendations to the Governments, Regulators, Financial Institutions, Organizations and Individuals so that they can become GDPR complaint.
Media Convergence and the Development of Interactive Broadcasting with Metaverse Technology Ritonga, Maisaroh; Farid, Ahmad Salman; Manda, Vijaya Kittu
Feedback International Journal of Communication Vol. 1 No. 4 (2024): December 2024
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/fijc.v1i4.103

Abstract

The convergence of traditional media with metaverse technology has revolutionized interactive broadcasting by blending immersive experiences with real-time interactivity. This study explores the integration of media convergence and metaverse-driven platforms, highlighting their transformative impact on audience engagement, technological innovations, and the challenges related to infrastructure, cost, and ethical considerations. A mixed-methods approach was employed, combining qualitative and quantitative research. A comprehensive literature review established the theoretical foundation, while case studies of metaverse-enabled events, such as virtual concerts and immersive news reports, provided real-world insights. Semi-structured interviews with industry professionals offered expert perspectives on adoption barriers and strategies. Quantitative metrics, including audience retention rates and interaction times, were analyzed alongside industry reports to validate findings. The findings reveal a significant increase in audience engagement, with metaverse-driven platforms achieving 150% longer interaction times and a 20% higher retention rate than traditional formats. Technological enablers, such as VR, AR, Blockchain, and AI, were identified as key drivers of this transformation, facilitating immersive storytelling, secure digital transactions, and personalized content delivery. However, challenges persist, including high infrastructure costs, regional disparities in technological access, and ethical concerns over data privacy and intellectual property disputes. Metaverse broadcasting redefines audience interaction by enabling users to participate actively in content creation and exploration.
The Collapse of Silicon Valley Bank Manda, Vijaya Kittu
MAR-Ekonomi: Jurnal Manajemen, Akuntansi Dan Rumpun Ilmu Ekonomi Vol. 2 No. 1 (2023): Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi), oktober 2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/mar-ekonomi.v2i1.232

Abstract

Purpose: The collapse of any bank in any country will bring several ramifications to a country's banking services and economy. Because of the global connectedness of financial services, risk can become contagious. The collapse of three small-to-mid-size banks in the U.S. during March 2023 has lessons for the global banking industry and regulators to learn. The case examines the series of happenings that led to the collapse of the Silicon Valley Bank (SVB), the moves made by the management to prevent a bank run situation, the interference of banking insurance, take over by First Citizens BancShares, and developments around it. Important lessons learned by different stakeholders are reported. Method: This study employs a case study approach in qualitative research. The evaluation has considered the developments around the collapsed bank and its aftermath. Media sources are used to track the developments and are supported by academic references whenever possible. The research has taken note of the happenings between March and July of 2023. Result: The study finds that while global stock markets are turbulent because of the banking crisis, they subsided in due course. The acquisition of SVB by First Citizens has reduced the panic situation. Customers in other countries, including the U.K., had to seek governmental and legal interventions. The collapse of SVB impacted the cryptocurrency segment in the U.S. Competitor banks appear to have taken advantage of the situation. Novelty: The study will be amongst the first to examine the collapse of the SVB from multiple dimensions of running a bank. It contributes to the academic research on banking crisis and contingency risk studies.
THE CONSTRUCTION OF AGENDA SETTING IN THE DA’WAH BROADCASTING OF SALAM TV Farid, Ahmad Salman; Manda, Vijaya Kittu
al-Balagh : Jurnal Dakwah dan Komunikasi Vol. 10 No. 2 (2025): December 2025 (Issue in progress)
Publisher : Fakultas Ushuluddin dan Dakwah UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/albalagh.v10i2.12019

Abstract

Islamic media platforms such as Salam TV have reshaped religious broadcasting, influencing both public discourse and religious identity. However, research has largely emphasized audience impact, with little attention given to how editorial and institutional processes shape da’wah content, particularly in campus-based platforms. This study adopts a qualitative case study approach to explore agenda-setting within Salam TV’s da’wah programming. Data were collected through in-depth interviews, document analysis, and focus group discussions involving 140 informants, including broadcasting managers, content producers, Islamic scholars, and viewers. Thematic analysis was employed to identify recurring patterns in editorial decision-making and institutional influence. Findings reveal that Salam TV’s editorial priorities are strongly shaped by theological imperatives rooted in the Salafi tradition. Programming themes consistently emphasize aqidah, akhlak, and Islamic jurisprudence, supported by structured mechanisms for theme selection, script development, and theological review. While audiences value the program’s theological precision, younger viewers express a preference for more inclusive language and contemporary framing. The study highlights the tension between theological rigor and communicative adaptability in campus-based Islamic media. To remain relevant and credible across diverse audiences, Islamic broadcasters must integrate theological accuracy with responsive communication strategies.
Are Stock Market Training Programs worth it? Manda, Vijaya Kittu
Indonesian Journal of Contemporary Education Vol 4, No 1 (2022)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (969.492 KB) | DOI: 10.33122/ijoce.v4i1.20

Abstract

Personal Finance, Investing, and Trading are life skills that prepare individuals to become financially comfortable in their lives and lead happy life. While some of these skills can be acquired from family members or can be drawn from first-hand personal experiences, training programs are found to make a profound positive impact. A questionnaire is administered to 278 stock market participants to understand the impact of stock market training programs conducted in the form of seminars and webinars. The study finds that the training programs have given substantial edge in their trading and investing activities and are worth spending time and money on them. Self-experiences, training programs, and stock market books are the most significant sources of stock market wisdom. Findings from this research can help financial intermediaries in better building investor awareness programs.