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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Edunomika (JIE)
Hidayatullah, Suryakusuma Kholid
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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IMPROVING THE SUSTAINABILITY OF MSMES IN SEMARANG CITY WITH THE SUPPORT OF FINANCIAL TECHNOLOGY, FINANCIAL LITERACY AND FINANCIAL INCLUSION Hidayatullah, Suryakusuma Kholid; Rachmansyah, Yanuar
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8, No 4 (2024): IJEBAR, VOL. 08 ISSUE 04, DECEMBER 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i4.16067

Abstract

This study aims to analyze the influence of financial technology, financial literacy and financial inclusion in supporting the sustainability of MSMEs in the city of Semarang in the research period of 2024. In general, there are several factors that can affect the level of sustainability of the MSME sector business in the city of Semarang. In this study, an analysis was conducted on the support of the role of financial technology, financial literacy and financial inclusion in increasing the level of sustainability of the MSME sector business in the city of Semarang. Data needs were obtained from the results of questionnaire answers distributed to respondents of business actors or MSME actors in the city of Semarang. The results of this study are expected to provide information for every economic actor to know and understand the aspects of financial technology , financial literacy and financial inclusion in supporting the sustainability of the MSME sector business activities to create innovation and creativity of work programs in order to improve the performance of MSME businesses in the city of Semarang sustainably
Perilaku Penggunaan Berkelanjutan Bank Digital Rinwantin, Rinwantin; Hidayatullah, Suryakusuma Kholid
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13022

Abstract

This research will examine post-adoption of Digital Banks in terms of performance expectancy and effort expectancy variables. This study aims to examine more deeply the post-adoption of Digital Banks, looking for the effect of performance expectancy, effort expectancy through perceived behavioral control on the use of sustainable Digital Banks. This needs to be done because Digital Banks are currently still in a business model and do not yet have their own special regulations regarding their management. A relatively large initial investment certainly expects profitable sustainable use. The method is quantitative research, and use SEM PLS for analyze.The result is PE has a positive and significant effect on PBC (β: 0.319, P values: 0.004), EE has a positive and significant effect on PBC (β: 0.621, P values: 0.000) and PBC has a positive and significant effect on UB (β: 0.820, P values: 0.000). the implication is important for digital banks to continue to provide important and up-to-date information on a regular basis through notifications available on digital banks. When there is a development of feature innovation, digital banks still have to simplify the flow that must be followed so that sustainable use of digital banks can be achieved. Keywords: Digital Banks, Perfomance Expectancy, Effort
IMPROVING THE SUSTAINABILITY OF MSMES IN SEMARANG CITY WITH THE SUPPORT OF FINANCIAL TECHNOLOGY, FINANCIAL LITERACY AND FINANCIAL INCLUSION Hidayatullah, Suryakusuma Kholid; Rachmansyah, Yanuar
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 4 (2024): IJEBAR, VOL. 08 ISSUE 04, DECEMBER 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i4.16067

Abstract

This study aims to analyze the influence of financial technology, financial literacy and financial inclusion in supporting the sustainability of MSMEs in the city of Semarang in the research period of 2024. In general, there are several factors that can affect the level of sustainability of the MSME sector business in the city of Semarang. In this study, an analysis was conducted on the support of the role of financial technology, financial literacy and financial inclusion in increasing the level of sustainability of the MSME sector business in the city of Semarang. Data needs were obtained from the results of questionnaire answers distributed to respondents of business actors or MSME actors in the city of Semarang. The results of this study are expected to provide information for every economic actor to know and understand the aspects of financial technology , financial literacy and financial inclusion in supporting the sustainability of the MSME sector business activities to create innovation and creativity of work programs in order to improve the performance of MSME businesses in the city of Semarang sustainably
Co-Authors Rinwantin, Rinwantin Yanuar Rachmansyah