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All Journal Finansha: Journal of Sharia Financial Management Jurnal Pengabdian Masyarakat Akademisi
Thoriq, Arief Mulyawan
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Humanities Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Literasi Keuangan Syariah Untuk UMKM Di Desa Cibukamanah Nufrizal, Muchlas; Maulana, Arif; Thoriq, Arief Mulyawan
Jurnal Pengabdian Masyarakat Akademisi Vol. 4 No. 3 (2025)
Publisher : Jurnal Pengabdian Masyarakat Akademisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/jpma.v4i3.1277

Abstract

Program pengabdian kepada masyarakat yang diinisiasi oleh Fakultas Agama Islam Universitas Islam DR. KH. EZ. Muttaqien berfokus pada literasi keuangan syariah untuk pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Desa Cibukamanah. Program ini merupakan bagian dari komitmen universitas dalam mendukung pengembangan ekonomi berbasis syariah melalui peningkatan pemahaman dan keterampilan manajemen keuangan sesuai dengan prinsip Islam. Kegiatan ini diawali dengan tahap sosialisasi, diikuti dengan pelaksanaan workshop pada 6 Februari 2025 di Balai Desa Cibukamanah, yang dihadiri oleh 30 peserta. Materi pelatihan mencakup prinsip dasar keuangan syariah, larangan riba, gharar, dan maysir, serta praktik pencatatan dan penyusunan laporan keuangan berbasis syariah. Hasil kegiatan menunjukkan peningkatan pemahaman peserta mengenai pentingnya transparansi dan akuntabilitas dalam pengelolaan keuangan usaha. Selain itu, keterampilan peserta dalam menyusun laporan keuangan yang sesuai dengan syariat juga meningkat secara signifikan. Program ini diharapkan dapat membantu pelaku UMKM dalam mengelola keuangan dengan lebih efektif dan berkelanjutan, serta mendorong pertumbuhan ekonomi berbasis syariah di Desa Cibukamanah. Kegiatan lanjutan akan difokuskan pada pendampingan berkelanjutan dan penerapan praktik keuangan syariah dalam operasional UMKM untuk memastikan manfaat jangka panjang bagi komunitas setempat.
AN ANALYSIS OF MICRO BUSINESS COMMUNITY INITIATIVES IN REVITALIZING MSMES POST-COVID-19 IN PURWAKARTA REGENCY Thoriq, Arief Mulyawan; Ardiansyah, Hamdan; Ahmadiyah, Didih
Finansha: Journal of Sharia Financial Management Vol. 6 No. 2 (2025): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v6i2.50993

Abstract

This study examines the role of the Micro Business Community (MBC) as a community-based recovery mechanism for micro, small, and medium enterprises (MSMEs) in Purwakarta Regency in the post-pandemic period. The study aims to analyze how community collaboration, digital transformation, and social capital embedded within MBC contribute to MSME resilience and recovery after COVID-19. Using a qualitative interpretive approach, data were collected through observations, in-depth interviews, and document analysis involving 50 MSME actors across diverse business sectors. The findings indicate that MBC functions as an enabling platform that strengthens inter-firm collaboration, facilitates collective learning, enhances access to digital tools and resources, and supports coordinated problem-solving among MSMEs. These mechanisms collectively improve entrepreneurial resilience and adaptive capacity in a post-crisis environment. This study contributes conceptually by demonstrating how the Micro Business Community operationalizes community-based resilience through integrated collaboration, digitalization, and resource mobilization; contextually by providing empirical evidence from a post-pandemic MSME ecosystem in a developing regional setting; and methodologically by offering qualitative insights into community-driven recovery processes. The findings suggest that MBC represents a scalable model that can be adopted by local governments and integrated with Islamic microfinance institutions to support inclusive and sustainable MSME development in post-crisis contexts.
Co-Authors Ahmadiyah, Didih Ardiansyah, Hamdan Arif Maulana, Arif Nufrizal, Muchlas