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Analisis Kesesuaian Akad Musyarakah Mutanaqishah Pada Pembiayaan Griya iB Hasanah Dengan Fatwa Dsn No.73/Dsn-Mui/Xi/2008 di Bank BNI Syariah Kantor Cabang Bekasi Astuti, Leni; Pahlevi, Rizal
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 9 No 2 (2018): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v9i2.2742

Abstract

House prices that keep continue increasing have made people are rare to be able to buy houses incash. A way out for people who earn a minimum salary to get their own house is pay arrange or rent.This thesis describes the contract Musyarakah Mutanqishah in BNI Syariah Bank in financing Griya iBHasanah which is adjusted to the fatwa DSN No.73/DSN-MUI/XI/2008 (Musyarakah Mutanaqishah).The method that used in this research process is a qualitative descriptive analysis method. Datacollection is primary data, and secondary data. Primary data is obtained by interviewing the officialof BNI Syariah Bank. Library literature study was obtained from books, journals and documents thatrelated to the contract Musyarakah Mutanqishah. Data analysis technique done with three steps,namely data reduction, data presentation, and drawing conclusions from the results of the analysisof the data is proven by the accuracy of the data through triangulation techniques with sources. Theresults of this study indicate that the implementation of the contract Musyarakah Mutanaqishah infinancing Griya iB Hasanah in BNI Syariah Bank, Branch Office of Bekasi is in accordance with thefatwa dsn mui no.37/dsn-mui/ix/2008. But in its application there are discrepancies in aspects : first,musyarakah mutaqishah can be ‘ijarah’ to syarik or other side. Second, bear a loss appropriate withamount of capital. Third, the profits obtained from the ‘ujrah’ that are divided according to the agreedratio in the contract. while losses must be based on the proportion of ownership.
Peran Teacher Belief terhadap Pembelajaran Bahasa Inggris Anak Usia Dini Astuti, Leni; Astuti, Wili
Murhum : Jurnal Pendidikan Anak Usia Dini Vol. 5 No. 1 (2024): Juli
Publisher : Perkumpulan Pengelola Jurnal (PPJ) PAUD Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37985/murhum.v5i1.502

Abstract

Penelitian ini bertujuan untuk mengkaji peran keyakinan guru (teacher belief) dalam konteks pembelajaran bahasa Inggris pada anak usia dini. Keberhasilan pembelajaran bahasa Inggris pada tahap pra-sekolah memiliki keterkaitan erat dengan keyakinan guru terhadap proses pembelajaran itu sendiri. Penelitian ini menggunakan pendekatan kualitatif  dengan teknik pengumpulan data berupa wawancara,  angket, dan analisis dokumen. Dengan  mewawancarai guru bahasa Inggris  terkait penelitian  kemudian untuk memperkuat hasil  riset, peneliti mengumpulkan data dari 30  responden guru PAUD sebagai informan pada penelitian ini  di wilayah Surakarta.  Analisis data dilakukan dengan fokus pada bagaimana keyakinan guru mempengaruhi metode pengajaran, interaksi dengan siswa, dan evaluasi hasil pembelajaran. Hasil penelitian menunjukkan bahwa keyakinan guru memainkan peran penting dalam merancang strategi pembelajaran yang efektif, memberikan dukungan emosional kepada siswa, dan membentuk lingkungan belajar yang positif. Teknik analisis data yang digunakan peneliti pada penelitian kali ini adalah dengan mengumpulkan data, data yang diperoleh melalui wawancara akan disimpan melalui alat perekam suara ataupun catatan tertulis. Implikasi praktis dari penelitian ini menekankan perlunya pengembangan program pelatihan guru yang memperkuat keyakinan mereka untuk menciptakan lingkungan pembelajaran yang kondusif dan memastikan keberhasilan pemerolehan bahasa Inggris sejak dini.
Kegiatan Penyuluhan Iman Dan Imunitas Pada Masa New Normal Di Desa Bukit Rata, Kabupaten Aceh Tamiang Firdaus, Muhammad; Hanifah, Intan; Astuti, Leni
JRCE (Journal of Research on Community Engagement) Vol 3, No 1 (2021): Journal of Research on Community Engagement
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/jrce.v3i1.13545

Abstract

Efforts to increase faith  and immunity during the new normal covid-19 are very important for society. Some strategies that can be implemented are education about the prevention of covid-19, namely trough making educational posters about covid -19, making videos on how to make mask, getting used to washing hands properly, planting rhizome plants to increase immunity and providing, explanations for avoiding disease from a religiouse perspective. The purpose of this activity is to increase awareness and knowledge so that they can be protected from the dangers of the covid-19 pandemic in Bukit Rata Village, Kejuruan Muda district, Aceh Tamiang. In this activity the community is directly involved so that people can understand more quickly and realize the importance of preventing and protecting themselves from the dangers of covid-19. The method used is in the form of counseling. The results of this service show differences that lead to better things than before regarding public awareness of the dangers of covid-19 and a perspective of faith in dealing with covid-19.
AKTIVITAS FISIK BERSEPEDA DAN KEBUGARAN FISIK LANSIA BINA KELUARGA LANSIA DESA GAYAMAN Kusuma, Yudha Laga Hadi; Astuti, Leni
MEDICA MAJAPAHIT Vol 15 No 2 (2023): MEDICA MAJAPAHIT
Publisher : Sekolah Tinggi Ilmu Kesehatan Majapahit Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55316/mm.v15i2.1002

Abstract

Physical fitness is a person's body's ability to carry out daily tasks or work without causing significant fatigue. In addition, physical activity has a positive impact on energy balance and weight control. Thus, individual fitness and productivity levels increase because the body functions effectively and has sufficient energy. The aim of this research was to determine the physical activity of cycling and the physical fitness of the elderly in Gayaman Village Elderly Family Development. This research uses a cross sectional research design. The population in this study was all 60 cycling participants at Bina Keluarga Lansia (BKL) with a purposive sampling technique. Data was collected using the Physical Activity and Physical Fitness questionnaire. The collected data was processed and analyzed using the Spearman Rank test. The research results showed that the majority of respondents carried out the physical activity of cycling regularly, 43 (71.7%), the majority of respondents had moderate physical fitness, 42 (70%). The p value obtained was 0.000 < α 0.05, which means there is a relationship between the physical activity of cycling and the physical fitness of the Elderly Family Development (BKL) participants in Gayaman Village, Mojokerto. Good fitness will certainly benefit someone, especially the elderly, when carrying out their daily activities both outside and at home. To be able to have good fitness, the family should provide encouragement (motivation) and facilities for the elderly to be willing and responsible for their physical fitness.Physical fitness is a person's body's ability to carry out daily tasks or work without causing significant fatigue. In addition, physical activity has a positive impact on energy balance and weight control. Thus, individual fitness and productivity levels increase because the body functions effectively and has sufficient energy. The aim of this research was to determine the physical activity of cycling and the physical fitness of the elderly in Gayaman Village Elderly Family Development. This research uses a cross sectional research design. The population in this study was all 60 cycling participants at Bina Keluarga Lansia (BKL) with a purposive sampling technique. Data was collected using the Physical Activity and Physical Fitness questionnaire. The collected data was processed and analyzed using the Spearman Rank test. The research results showed that the majority of respondents carried out the physical activity of cycling regularly, 43 (71.7%), the majority of respondents had moderate physical fitness, 42 (70%). The p value obtained was 0.000 < α 0.05, which means there is a relationship between the physical activity of cycling and the physical fitness of the Elderly Family Development (BKL) participants in Gayaman Village, Mojokerto. Good fitness will certainly benefit someone, especially the elderly, when carrying out their daily activities both outside and at home. To be able to have good fitness, the family should provide encouragement (motivation) and facilities for the elderly to be willing and responsible for their physical fitness.