Asfia, Asfa
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Zakat Intermediaries and Its Impact to Industry Growth: Growth Accelerators or Cost Center? Taufik Syamlan, Yaser; Riyanto, Hadi; Asfia, Asfa
International Journal of Islamic Economics and Finance (IJIEF) Vol 4, No 2 (2021): IJIEF Vol 4 (2), July 2021
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (607.08 KB) | DOI: 10.18196/ijief.v4i2.11827

Abstract

This study aims to determine the effect of Islamic bank’s activity as a zakat intermediator on profitability, efficiency, market share, and growth of Islamic banks in Indonesia. This research also analyses from the literature the possibility of zakat as the funding or financing product. The method used is the panel data method and granger causality. The Independent variable external zakat collection while the dependent variables are ROA, BOPO, Market Share, and Growth. The samples of the research are five Islamic Bank who has done the external zakat collection. The data used are quarterly data with a period from 2013 to 2020. The results of this study indicate that this divine role increase the cost of operation and in the same time decreasing the profitability. The result also stated that the intermediating activities of zakat collection is not significant to push the bank market share, profitability as well as the Bank Growth. However, although in terms of regulation bank cannot be the Amil, in the future, there is potential of zakat can push the Islamic market share and bank growth since the zakat collection, Islamic bank can offer third party funding product as the intermediation between the zakat payer and the Amil zakat whose eligible to collect zakat according to the government regulation.
Zakat Intermediaries and Its Impact to Industry Growth: Growth Accelerators or Cost Center? Taufik Syamlan, Yaser; Riyanto, Hadi; Asfia, Asfa
International Journal of Islamic Economics and Finance (IJIEF) Vol 4, No 2 (2021): IJIEF Vol 4 (2), July 2021
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (607.08 KB) | DOI: 10.18196/ijief.v4i2.11827

Abstract

This study aims to determine the effect of Islamic bank’s activity as a zakat intermediator on profitability, efficiency, market share, and growth of Islamic banks in Indonesia. This research also analyses from the literature the possibility of zakat as the funding or financing product. The method used is the panel data method and granger causality. The Independent variable external zakat collection while the dependent variables are ROA, BOPO, Market Share, and Growth. The samples of the research are five Islamic Bank who has done the external zakat collection. The data used are quarterly data with a period from 2013 to 2020. The results of this study indicate that this divine role increase the cost of operation and in the same time decreasing the profitability. The result also stated that the intermediating activities of zakat collection is not significant to push the bank market share, profitability as well as the Bank Growth. However, although in terms of regulation bank cannot be the Amil, in the future, there is potential of zakat can push the Islamic market share and bank growth since the zakat collection, Islamic bank can offer third party funding product as the intermediation between the zakat payer and the Amil zakat whose eligible to collect zakat according to the government regulation.
Human Resource Management and Mosque Performance: A SMART-PLS Asfia, Asfa; Herindar, Evania; Azqia, Hidayatul
The Economic Review of Pesantren Vol. 2 No. 2 (2023): The Economic Review of Pesantren
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/erp.v2i2.517

Abstract

Along with the development of times and problems in an increasingly complex society, demanding the mosque must improve its performance and role concretely. Youth has a very important role in improving the performance of a mosque. The purpose of this study is to analyze the variable Strategic Human Resource Management (SHRM) and sharia financial literacy on mosque performance at the Al-Lathiif mosque in Bandung. This study used a sample of 82 respondents from the Hijrah youth community (Shift) drawn based on a purposive sampling technique. The analytical method in this study uses Structural Equation Modeling (SEM). The results showed that the value of R2 in the dependent construct in this study showed a value of 0.462 which means that the latent variable of mosque performance can be influenced by strategic human resource management simultaneously and sharia financial literacy by 46.2%, while the rest is influenced by other variables not examined in this research model. Meanwhile, SHRM with a value of 2.128 and a coefficient value of 0.012 has no significant effect because this research found that the Al lathiif mosque has not implemented SHRM formally and thoroughly. Likewise, Islamic financial literacy is influential but not significant to mosque performance.