Agus Ahmad Nasrulloh
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PENGARUH DIVERSIFIKASI PRODUK PEMBIAYAAN TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA Asep Suryanto; Agus Ahmad Nasrulloh
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (552.658 KB) | DOI: 10.37058/jes.v1i1.902

Abstract

This study aims to analyze the effect of mudharabah and murabahah financing on the level of profitability in Islamic banking, namely the Islamic Commercial Bank and Sharia Business Units registered with Bank Indonesia using the Return on Equity (ROE) ratio. The research method used is descriptive quantitative approach. The sample used was 30 data financing and profitability of Islamic banks for the period 2002-2013, by using purposive sampling technique. The method of collecting data uses documentation techniques. The tool of analysing data is used multiple regression analysis. The research result shows, mudharabah and murabahah financing are jointly affected by profitability, but partially mudharabah and murabahah financing does not affect Return On Equity. Simultaneously mudharabah and murabahah financing gives effect to Return On Equity, this is evidenced by the calculated F value (5.158) F table (3.35). Partially both mudharabah and murabahah financing do not have an effect on Return On Equity.
ANALISIS KUALITAS PELAYANAN DALAM MENINGKATKAN KEPUASAN PENGGUNA JASA BARBERSHOP DI KECAMATAN SINGAPARNA KABUPATEN TASIKMALAYA Agus Ahmad Nasrulloh; Ikhsanul Fadillah
JURNAL EKONOMI SYARIAH Vol 4, No 1 (2019)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (538.256 KB) | DOI: 10.37058/jes.v4i1.800

Abstract

Barbershop business in Tasikmalaya District is increasingly prevalent, including in Singaparna District, but not all Barbershop in Singaparna District are visited by consumers. Competition between Barbershop is found in excellent service quality for consumers, the application of a quality service affects the development of customer satisfaction. The research method used is descriptive method with a qualitative approach. Data is obtained through direct interviews with owners of barbershop and consumers. Then the data is analyzed through the stages of data reduction or simplification, data presentation / presentation (Data Display), and drawing conclusions. The results showed that the quality of services provided in five Barbershop in Singaparna Subdistrict, Tasikmalaya Regency was quite good, this can be seen from the efforts made such as prioritizing appearance, neatly arranged facilities, tools that are always ready to use and choosing a strategic place. The reliability and responsiveness of barbershop can be seen from the consumer's assessment of indicators of reliability, responsiveness, empathy and assurance from Barbershop which is quite good.