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Analysis of Factors Affecting Capital Buffer in Sharia Commercial Banks in Indonesia S. Muljaningsih; Muchtolifah; Asmara, Kiky
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1307

Abstract

Capital buffer serves to anticipate the risk of unexpected banking systemic risks. Capital buffer is derived from the difference between banks’ capital adequacy ratio (CAR)and the minimum capital adequacy ratio (minimum CAR) regulated by policymakers. This research is made to know what factors affect capital buffer in Indonesia Islamic Commercial banks. These factors include Return On Equity (ROE), Non-Performing Finance (NPF), Financing to Deposit Ratio (FDR), and Gross Domestic Product (GDPG). This study uses secondary data obtained from the official website of OJK, the official website of the Islamic banks, and BPS Agency for a period of 5 years in 2014-2018 on quarterly data. The analysis technique used is Multiple Linear Regression Analysis. The results show that the Return on Equity (ROE), Non-Performing Finance (NPF), Financing to Deposit Ratio (FDR), and Gross Domestic Product (GDPG) affected Capital Buffer in Islamic Commercial Banks in Indonesia simultaneously. While it is partially obtained that the Financing to Deposit Ratio (FDR) variable has a significant and negative effect on the Capital Buffer. Return On Equity (ROE) and Non-Performing Finance (NPF) has insignificant and negative effects on the capital buffer. Gross Domestic Product Growth has an insignificant and positive effect on the capital buffer at Islamic Commercial Banks in Indonesia.
Analisis Produk Domestik Regional Bruto Kawasan Gerbangkertosusila Provinsi Jawa Timur Karenina, Silvia; Muchtolifah; Sishadiyati
JDEP (Jurnal Dinamika Ekonomi Pembangunan) Vol. 5 No. 1 (2022): JDEP (Jurnal Dinamika Ekonomi Pembangunan)
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (271.449 KB) | DOI: 10.33005/jdep.v5i1.317

Abstract

The purpose of this study is to find out the effect of investment, HDI, labor, and inflation on gross regional domestic product (PDRB) in districts/cities incorporated in the Gerbangkertosusila area. Observation data was obtained from BPS East Java Province and East Java Provincial Investment Office with time series 2010-2019. Data analysis methods use multiple linear regressions. The result is known that in all districts / cities free variables consisting of investment, HDI, labor, and inflation together have a positive influence on the bound variable, namely PDRB. Keywords: investment, HDI, labor, inflation, GRD. The investment variables of Mojokerto Regency and Surabaya City have a positive and significant effect on the PDRB. Lamongan Regency investment variables have a negative and significanteffect on the PDRB, investment variables in other districts / cities do not have a significant effecton the PDRB. IPM variables in all districts / cities have a positive and significant effect on PDRB. Lamongan Regency labor variables have a negative and significant effect on PDRB, while labor variables in other districts / cities do not have a significant effect on PDRB. Inflation variables have a significant influence on the PDRB of Surabaya City.
Pengaruh Sumberdaya Manusia, Orientasi Pasar, Orientasi Kewirausahaan terhadap Strategi Bersaing dan Kinerja Rumah Sakit (Studi Pada Rumah Sakit Umum Daerah di Jawa Timur) Muchtolifah
Jurnal Aplikasi Manajemen Vol. 7 No. 2 (2009)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1334.247 KB)

Abstract

Market and entrepreneurship orientation is an organization capability that provides some contribution to the unique creation of resources and positional advantage. The optimum effect to performance is achieved when there is an adjustment between market orientation and entrepreneurship. Human resources with their level of capabilities, experience and high skills are able to overcome the uncertainty in the working environment. The objective of this study is to measure the effect of human resources development, market and entrepreneurship orientation to the competitive strategy and company performance at Regional Public Hospitals in East Java. The study was conducted at the 16 Regional Public Hospitals of type B and C in East Java Province with 179 respondents, consisting of the directors, the vice directors, the chiefs of division and sub-division. The sampling technique was multi stage sampling consisted of two stages, namely: determining the sample frame and unit analysis. While the variables were human resources development, market orientation, entrepreneurship orientation, competitive strategy and company performance. The data were analyzed by using Structural Equation Modeling (SEM)/ . The result of study implies that the low level of human resources development and entrepreneurship orientation make the role of human resources development and entrepreneurship orientation to the competitive strategy and also the role as a mediator of the effect of market orientation to the performance of regional public hospital less effective. Market orientation as an organization capability has become the concept and philosophy in the regional hospital management. The competitive strategy that focused on the market orientation can increase the performance of regional public hospital. This means that the implementation of competitive strategy would be effective if it is supported by the organization resources, such as market orientation that has become the hospital's policy and competence.