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All Journal Madani: Multidisciplinary Scientific Journal Borneo Islamic Finance and Economics Journal (BIFEJ) Socius: Social Sciences Research Journal
Kartika, Meri
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Strategi Untuk Meningkatkan Niat Menggunakan Asuransi Syariah Kartika, Meri; H, Herlinda; J, Julina
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12508553

Abstract

The aim of this research is to determine strategies to increase intentions to use sharia insurance. This research uses a literature study or library research method. The results of this research show that there are several ways that can be used to increase consumers' intention to use sharia insurance, namely, increasing human resources for sharia insurance agents, government regulatory support, and several factors that influence the intention to use sharia insurance, namely, among others, consumer trust and purchase intention.
Kegiatan Usaha Bank Syariah dan Perbedaannya Dengan Konvensional Kartika, Meri; Andrini, Rozi
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 5 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Islamic banks play a strategic role in providing financial services that comply with Islamic principles. Their business activities include mobilizing and channeling funds through various contracts, as well as developing innovative financial products. The primary difference between Islamic and conventional banks lies in the underlying principles of their operations. While conventional banks focus on financial returns, Islamic banks emphasize justice, sustainability, and social responsibility. The business activities of Islamic banks aim not only to generate profit but also to contribute to sustainable economic development. By providing inclusive financial access, Islamic banks play a crucial role in empowering communities, particularly in the micro, small, and medium enterprises (MSMEs) sector. This research aims to explore the role of Islamic banks in the Indonesian economy and their comparison with conventional banks.
Pengangguran, Inflasi dan Kebijakan Pemerintah dalam Perspektif Ekonomi Islam Susanti, Elsa; Kartika, Meri; Albahi, Muhammad
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 4, NO.2, Desember 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/bifej.v4i2.9477

Abstract

This study aims to analyze the relationship between unemployment, inflation, and government policy from an Islamic economic perspective. Unemployment and inflation are two major economic problems that can affect the social and economic stability of a country. In Islamic economics, Islam basically does not recognize the term inflation because the currency used is the dinar and dirham, the value of which is stable. Likewise, unemployment is seen as a failure of the economic system in providing halal and equitable jobs, while inflation is considered a result of unfair monetary policies and economic practices that are detrimental to the community. Government policy, in this context, has an important role to play in overcoming both problems by using Islamic economic principles, such as justice, balance, and the prohibition of usury and speculative practices. This study uses a literature study method, examining how fiscal and monetary policies can be adjusted to Islamic values ​​to create a just and sustainable economy. The results of this study are expected to provide more effective policy recommendations in reducing unemployment and inflation, as well as creating social welfare for the community in accordance with Islamic economic principles. To overcome the problem of unemployment, what needs to be fixed is the human mentality and the improvement of the social system. Through an integral and comprehensive education system supported by adequate facilities, so that it can reach all levels of society, self-awareness must be built about the dignity and worth of humans as perfect creatures of Allah SWT.
Co-Authors Albahi, Muhammad ANDRINI, ROZI H, Herlinda J, Julina Susanti, Elsa