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All Journal Proceedings Series on Social Sciences & Humanities Labatila: Jurnal Ilmu Ekonomi Islam
Aliefah, Aniesatun Nurul
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Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Manajemen Risiko pada Perusahaan Asuransi Syariah di Indonesia Aliefah, Aniesatun Nurul; Marsatiya, Hanifah; Kusumaningrum, Putri; Amrulloh, Akrom
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 8 No 01 (2024)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v8i01.2021

Abstract

This study aims to find out how underwriting risk management in Sharia insurance companies in Indonesia. This research uses a descriptive qualitative approach, which is based on secondary data obtained from books, journals and other supporting documents relevant to the research conducted. The results of this study show that risk management in Sharia insurance is one of the important aspects that must exist to achieve the goals of a company. Risk management is a collection of actions used to find, measure, supervise and manage risks that will arise in the future in non-bank financial institutions. The types or categories of risk include Increasing risk, Decreasing Risk, and Constant Extra Risk. The underwriting process that sharia insurance companies go through includes submitting a request letter, risk analysis, then issuing a policy. Keywords : Risk Management, Sharia Insurance, Underwriting
Analysis the Impact of Halal Certification and Marketing Mix On the Development of Small and Medium Enterprises Smess in Kebumen Sofy, Yuyun Amalia; Lestari, Niken; Aliefah, Aniesatun Nurul
Proceedings Series on Social Sciences & Humanities Vol. 22 (2025): The 1st UNSIQ International Symposium on Economics and Bussines (UISEB 2024)
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v22i.1520

Abstract

This study aims to determine the effect of halal certification and marketing mix consisting of product, price, promotion, place (4P) on increasing sales of MSEs in Kebumen Regency. The object of this study is MSEs in the food and beverage sector that has been halal certified through the self-declaration scheme. The sampling technique used a non-probability sampling technique with a purposive sampling method and a sample of 83 respondents was taken. The results of the study showed that the value of the halal certification variable was 0.004 <0.05, meaning that the variable had a significant effect on the sales increase variable. The significance value of the product quality variable was 0.000 <0.05, meaning that the variable had a significant effect on the sales increase variable. The significance value of the price variable was 0.001 <0.05, meaning that the variable had a significant effect on the sales increase variable. The significance value of the promotion variable was 0.418> 0.05, meaning that the variable did not have a significant effect on the sales increase variable. The significance value of the location variable was 0.000 <0.05, meaning that the variable had a significant effect on the sales increase variable. Overall, halal certification, product quality, price, promotion, and location have a significant effect on increasing sales with a significance of 0.000 <0.05 and an Adjusted R-Square of 66.8%, which means that they can contribute to increasing sales and the remaining 33.2% is influenced by other factors not discussed in this study.
Co-Authors Amrulloh, Akrom Kusumaningrum, Putri Marsatiya, Hanifah Niken Lestari, Niken Sofy, Yuyun Amalia