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Program Pembuatan Pupuk Kompos Padat Limbah Kotoran Sapi Dan Ampas Kopi Dengan Metode Fermentasi Menggunakan EM4 Dan Molases Di Desa Mekar Indah Saputra, Whin Themas Mico; Alfayet, Dodi; Chatami, M.Rizki; Nosra, Rezeki; Muntaha, Ranto; Munthe, Farhan; Agustian, Teguh; Ichwan, Ichwan; Ramadhan, Syahrin; Saleh, Ilham; Fitri, Daini; Ayu, Nadia; Rizki, Arami; Lismayanti, Lismayanti; Pinteniate, Pinteniate
Jurnal Pengabdian Pada Masyarakat Indonesia Vol 3 No 1 (2024): Februari : Jurnal Pengabdian Pada Masyarakat Indonesia
Publisher : Universitas Gajah Putih, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55542/jppmi.v3i1.974

Abstract

The covid-19 pandemic in early 2020 has caused a decline in the value of banking companies in Indonesia. The limited space for people to move due to government policies has an impact on reducing economic activity and disrupting bank performance in providing credit. This study was conducted to determine the effect of profitability and liquidity on firm value with dividend policy as a moderating variable. The population in this study were 47 banking companies listed on the Indonesia Stock Exchange with an observation time of 4 years. The sampling method used in this study was purposive sampling, and the number of samples obtained was 12 banking companies. The data analysis method used is Moderated Regression Analysis (MRA) using SMART PLS 4. Based on the research results, profitability has a positive and significant effect on firm value while liquidity has a negative and significant effect on firm value. Meanwhile, dividend policy cannot moderate the effect of profitability and liquidity on the value of banking companies listed on the Indonesia Stock Exchange for the 2019-2022 period.
The Existence Of Unit Link Products : Empirical And Juridical Review Firman Syah, Ardy; Saleh, Ilham
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.20086

Abstract

The purpose of this study is to obtain strategic steps for business actors in limiting the sale of unit-linked products based on the latest regulations through the factor analysis method. The methodology used is descriptive analysis with a qualitative approach. The literacy sources used come from primary data, namely literature reviews, mass media and applicable laws and regulations as well as secondary data on the Statement Of Financial Position from the Financial Services Authority to be further studied in measuring the parameters of the analysis of policy recommendations needed next. The results of the study show that the high level of risk in marketing unit-linked products with the PAYDI system is still limited by the placement of investment funds that are medium risk, insurance sector business actors can provide recommendations on the placement of funds made by customers based on the quality of the investment manager's portfolio and investment categories that are not based on high risk. Fixed unit link products provide an appropriate margin for business actors through periodic top up administration fees. The element of protection from cash value remains the basis of the priority of this unit link marketing.
The Use of Google Earth Media in IPAS Learning to Develop Elementary School Students’ Spatial Abilities Hardiansyah, Emil; Saleh, Ilham; H, Hasrul; Lausu, Suwandi; Kusuma, Indra Jaya
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 7 (2026): February 2026
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18425072

Abstract

This study examined the effect of using Google Earth as an instructional medium on elementary students’ spatial ability in IPAS (Integrated Science and Social Studies) learning focused on spatial concepts. A quantitative quasi-experimental method with a nonequivalent control group pretest–posttest design was employed. The sample comprised 52 sixth-grade students: an experimental class from SD Negeri 4 Palu (n=29) and a control class from SD Negeri 20 Palu (n=23). The intervention lasted four sessions using structured exploration activities with Google Earth supported by worksheets, while the control group learned with conventional media (static maps/pictures). Spatial ability was measured using a 35-item test (25 multiple-choice and 10 open-ended items) converted to a 0–100 scale. Data were analyzed descriptively, followed by gain/N-gain computation, an independent-samples t test at α=0.05, and effect size estimation using Cohen’s d. Results indicated a significant difference in improvement between groups (p = 0.000019) with a large effect (Cohen’s d = 1.20). The largest gains were observed in distance–direction–location relations and 2D–3D transformation skills. These findings suggest that Google Earth is an effective interactive visual medium to enhance elementary students’ spatial understanding in IPAS learning