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Analysis of Profitability Ratios and Solvency Ratios on Financial Performance at PT Bank Negara Indonesia Tbk Listed on the Indonesia Stock Exchange (BEI) 2018-2022 Setiandi, Mohamad Fahry; Rokhaminawanti, Ersri
AURELIA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Vol 3, No 2 (2024): July 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/aurelia.v3i2.2675

Abstract

Financial performance is one of the important factors in assessing a company's success, especially for public companies. PT Bank Negara Indonesia Tbk is one of the registered banking companies in the Indonesia Stock Exchange and has significant financial performance in the capital market. This study aims to analyze the profitability ratios and solvency ratios on the financial performance of PT Bank Negara Indonesia Tbk that is listed on the Indonesia Stock Exchange (BEI) for the period of 2018-2022. The data used in this research are the financial statements of PT Bank Negara Indonesia Tbk for the same period. The analysis methods that are used in this study are quantitative analysis. The research findings show that the profitability ratios, consisting of Return on Assets (ROA), Profit Margin, and Return on Equity (ROE), have a positive and significant effect on the financial performance of PT Bank Negara Indonesia Tbk. Meanwhile, the solvency ratios, consisting of Debt to Assets Ratio (DAR), Debt to Equity Ratio (DER), and Interest Coverage Ratio (ICR), have a negative and significant effect on financial performance. Based on the results, it can be concluded that PT Bank Negara Indonesia Tbk needs to pay attention to the profitability ratios and solvency ratios in maintaining its good financial performance. In terms of this, the company needs to maximize the use of its assets to increase its profitability and reduce its dependency on debt financing sources to uphold its healthy solvency.
Manajemen Sumber Daya Manusia Yang Unggul Dengan Kreativitas Dan Inovasi Sugianto, Surya; Rokhaminawanti, Ersri; Purwanda, Eka
Jurnal Online Manajemen ELPEI Vol 5 No 1 (2025)
Publisher : STIM-LPI Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58191/jomel.v5i1.297

Abstract

The purpose of this research is to determine the extent to which creativity and innovation support the development of superior human resources. This study employs a qualitative approach with a literature review, focusing on theoretical insights to explore the relationship between creativity, innovation, and human resource development. The literature study method involves gathering and analyzing relevant sources, including books, journals, scientific articles, and official documents, without field data collection, to build a strong theoretical framework.The findings highlight the need for strategic approaches in achieving organizational goals, including organizational development, team collaboration, employee education, and training, all of which are critical for increasing productivity and work-life quality. Additionally, the importance of conducting Training Needs Assessments (TNA) as a foundational step in designing effective training programs is emphasized. The research explores three key management approaches: mechanistic, paternalistic, and social system, each addressing different strategies for managing human resources. Creativity and innovation are identified as vital components for achieving superior human resources. Creativity generates new ideas and products, while innovation enhances their value. Leadership plays a pivotal role in fostering an innovative organizational culture by providing autonomy, which promotes positive thinking, along with hard and soft skills. A structured organization with a strong ethical foundation and a supportive culture ensures the success of innovation.