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All Journal JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi) Undiksha EQUILIBRIUM Ikonomika : Jurnal Ekonomi dan Bisnis Islam Journal of Accounting Science Al-Muzara'ah TECHNOBIZ : International Journal of Business Disclosure: Journal of Accounting and Finance COMMENT: Journal of Community Empowerment Journals of Economics and Business
Ameraldo, Fedi
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Other

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Islamic Banking Strategies In Rural Area: Developing Halal Tourism and Enhancing The Local Welfare Ameraldo, Fedi; Saiful, Saiful; Husaini, Husaini
IKONOMIKA Vol 4 No 1 (2019)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v4i1.4211

Abstract

ABSTRACTThe purpose of this study is to analyze the potential contribution of Islamic banking to development of Halal tourism and the enhancement of local community welfare in rural area.The present study employs a critical analytic approach based on extensive review and discussing the possible contribution of Islamic banking to development of Halal tourism and the local communities in rural area.As discussed in the paper there are some strategies for Islamic banking in the rural area. First, Islamic banking can establish special purpose vehicle to run the microfinance scheme in the rural area in order to minimize the potential risks. Second, some financing mechanisms also can be run by the Islamic banks both sources from internal and external resources, such as participatory model – musyarakah and mudharabah and third parties fund – zakah, infaq, sadaqah and waqf.Last, the branchless banking strategy is also proposed but with a certain intermediations should be firstly done by the Islamic banks, such as social and financial intermediation. Keywords Indonesia, Islamic Banking, Halal tourism, Local Welfare
Co-Authors Ahluwalia, Larasati Ambarwati, Putri Ardiansyah, Diki Dewi, Putu Vina Listi Elizza, Nadilla Elvida, Nani Enjelika, Enjelika Fella Rizki, Marsi Husaini Husaini Jihad Rabaya, Abdullah Khoirunnisa, Ledhy Pasaribu, Maria Margaretty Br Prada, Chanda Pratiwi, Raras Ajeng Putri, Nanda Aulia Rabaya, Abdullah Jihad Ramadhani, Diah Rizki, Marsi Fella Saiful Saiful Sari, Tri Darma Rosmala Utami, Riescha Wati, Elda Dias Wijaya, Rizaldi Yuliani, Asri