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Analysis of the Practice of Buying and Selling Household Appliances in Accordance with Sharia Economic Law Nurfaza, Arina; Zahwati, Roza
International Journal of Management Science and Information Technology Vol. 4 No. 2 (2024): July - December 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v4i2.3112

Abstract

This research discusses early billing that is not in accordance with the escort agreement according to sharia economic law. Using a descriptive qualitative method of interview as a primary data source, the research found that there is a practice of the seller billing the buyer early, namely every 10th of the month of the agreement, the billing should be agreed upon on the 25th. 2. Analysis of the practice of buying and selling household appliances according to sharia economic law in the city of Subulussalam is not valid, because the terms and conditions of buying and selling have not been fulfilled. Because it is not in accordance with the initial agreement that has been mutually agreed between the seller and the buyer.
Analysis of the Practice of Buying and Selling Household Appliances in Accordance with Sharia Economic Law Nurfaza, Arina; Zahwati, Roza
International Journal of Management Science and Information Technology Vol. 4 No. 2 (2024): July - December 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v4i2.3112

Abstract

This research discusses early billing that is not in accordance with the escort agreement according to sharia economic law. Using a descriptive qualitative method of interview as a primary data source, the research found that there is a practice of the seller billing the buyer early, namely every 10th of the month of the agreement, the billing should be agreed upon on the 25th. 2. Analysis of the practice of buying and selling household appliances according to sharia economic law in the city of Subulussalam is not valid, because the terms and conditions of buying and selling have not been fulfilled. Because it is not in accordance with the initial agreement that has been mutually agreed between the seller and the buyer.
Financial Performance Assessment of Islamic Commercial Banks Post Covid-19: Mediation Role of Profitability yanti, evi maulida; Nasution, Muhammad Syafril; Rusydi; Nurfaza, Arina; Jamaluddin
Jurnal Manajemen (Edisi Elektronik) Vol. 16 No. 2 (2025): Jurnal Manajemen (Edisi Elektronik)
Publisher : UPT Jurnal & Publikasi Ilmiah SPs Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jm-uika.v16i2.17990

Abstract

This study is a quantitative study using data in the form of financial reports of Islamic Commercial Banks in Indonesia after Covid-19. The report data used from 2021 to 2023 were collected through the official websites of each bank and the Financial Services Authority (www.ojk.go.id). In assessing the financial performance of Islamic Commercial Banks, there are several variables used in this study, including: intervening variables, namely profitability, dependent variables, namely non-performing financing, and independent variables, namely: capital adequacy ratio and operating expenses to operating income. The results of the study indicate that the capital adequacy ratio and operating expenses to operating income have no relationship to return on assets, capital adequacy ratio and return on assets also have no relationship to non-performing financing, while operating expenses to operating income have an effect on non-performing financing. Based on the Sobel test conducted, it can be concluded that return on assets is not able to mediate the capital adequacy ratio and operating expenses to operating income against non-performing financing.