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The Effect of Capital Adequacy Ratio, Loan to Deposit Ratio and Return on Assets on Stock Prices At PT. Bank Central Asia Tbk Period 2011-2020 Jamaluddin Jamaluddin
International Journal of Education, Information Technology, and Others Vol 5 No 2 (2022): International Journal of Education, information technology and others
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.6450220

Abstract

This study aims to determine how the effect of Capital Adequacy Ratio, Loan To Deposit Ratio and Return On Assets on Stock Prices at PT. Bank Central Asia Tbk Period 2011-2020. The research method used is a descriptive method with a quantitative approach. The population in this study is the financial statements of PT Bank Central Asia, Tbk. The data method used in this research is multiple linear regression analysis, classical assumption test which includes normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Significant tests include the t-test and f-test, as well as the correlation coefficient and the coefficient of determination at a significance level of 5%. The data were processed and analyzed using the SPSS version 25 application program. The results of this study indicate that partially the Capital Adequacy Ratio has a significant effect on stock prices, with a value of Tcount 5.043 > Ttable 1.943 with a significant value of 0.002 <0.05. Partially, Loan to Deposit Ratio has no significant effect on stock prices, with a value of Tcount (0.249) < Ttable 1.943 with a significant value of 0.812 > 0.05. Partially Return On Assets has no significant effect on stock prices, with a value with Tcount (0.252) < Ttable 1.943 with a significant value of 0.809 > 0.05. Simultaneously, the Capital Adequacy Ratio, Loan to Deposit Ratio and Return On Assets have a significant effect on stock prices, with a value with Fcount 11.137 > Ftable 4.35 with a significance of 0.007 < 0.05.
Strategi Berbisnis Online Ditengah Pandemi Corona Virus Disease 2019 Covid-19 Ahmad Maulana Irfanudin; Erlita Kurniawati; Jamaluddin Jamaluddin; Ratih Andalusi; Noryani Noryani
DEDIKASI PKM Vol. 1 No. 2 (2020): DEDIKASI PKM UNPAM
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/dedikasipkm.v1i2.6394

Abstract

Tujuan dari Kegiatan Pengabdian Kepada Masyarakat adalah untuk melaksanakan satu dari tiga kewajiban Tri Dharma Perguruan Tinggi. Selain itu diharapkan dengan pengabdian kepada masyarakat, keberadaan perguruan tinggi dapat memberikan kontribusi kepada pengembangan dan penerapan keilmuan kepada masyarakat. Metode kegiatan yang digunakan adalah dengan mengunjungi Yayasan Al-Kamilah, beralamat di Jalan Serua Raya, Bojong Sari, Depok untuk menelaah serta menemukan pemasalahan yang ada di lokasi tersebut sehingga dapat memberikan solusi yang tepat dalam memotivasi khususnya  para tenaga pengajar dan pengasuh Yayasan yatim dan dhuafa serta panti yang merupakan pegiat usaha kecil dan menengah di wilayah bojongsari Depok Jawa Barat dan akan memberikan pelatihan disana pada tanggal 14 s.d. 16 Mei 2020. Pelatihan ini bertujuan agar dengan semakin berkembangnya IPTEK di Indonesia, diharapkan dapat mengembangkan Strategi berbisnis dengan menggunakan media Online atau daring terlebih di masa pandemi Covid-19 bagi para pengasuh serta tenaga pengajar dan umumnya bagi para adik-adik yatim piatu. Hasil kegiatan pengabdian masyarakat yang diperoleh menunjukkan bahwa sebelum pelaksanaan PKM, para pengasuh dan tenaga pengajar serta para yatim dan dhuafa belum mengenal pemasaran produk lewat media daring (online), juga mengenai strategi pengembangan bisnis secara global, tetapi setelah pelaksaan kegiatan diketahui para peserta yang terdiri dari tenaga pengajar serta adik-adik yatim piatu dan dhuafa dapat memahami dasar-dasar strategi berbisnis, membuat iklan dan pemasaran produk secara sederhana. Kegiatan PKM berperan positif dalam meningkatkan pengetahuan dan keterampilan peserta. Ilmu yang diperoleh pada Pengabdian Masyarakat kali ini diharapkan mampu memberikan semangat khususnya bagi para dosen maupun civitas akademika Universitas Pamulang lainnya dalam memberikan penyuluhan materi, motivasi serta berkontribusi bagi khalayak masyarakat di dalam maupun luar lingkungan kampus Universitas Pamulang.
Pengaruh Receivable Turnover dan Working Capital Turnover Terhadap Net Profit Margin Pada PT Ace Hardware Indonesia Tbk Periode 2013-2022 Citra Widiyanti; Jamaluddin Jamaluddin
Jurnal Ilmiah Swara MaNajemen (Swara Mahasiswa Manajemen) Vol 3, No 3 (2023): Jurnal Ilmiah Swara MaNajemen (Swara Mahasiswa Manajemen)
Publisher : Program Studi Manajemen Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jism.v3i3.33179

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Receivable Turnover dan Working Capital Turnover terhadap Net Profit Margin pada PT Ace Hardware Indonesia, Tbk. periode 2013-2022. Metode penelitian yang dilakukan dengan menggunakan Kuantitatif. Pada penelitian ini analisis data yang dilakukan analisis regresi linear berganda. Dari hasil penelitian menunjukan bahwa secara parsial Receivable Turnover tidak berpengaruh signifikan terhadap Net Profit Margin. Working Capital Turnover secara parsial berpengaruh signifikan terhadap Net Profit Margin. Secara simultan Receivable Turnover dan Working Capital Turnover berpengaruh signifikan terhadap Net Profit Margin.
Financial Performance Assessment of Islamic Commercial Banks Post Covid-19: Mediation Role of Profitability yanti, evi maulida; Nasution, Muhammad Syafril; Rusydi; Nurfaza, Arina; Jamaluddin
Jurnal Manajemen (Edisi Elektronik) Vol. 16 No. 2 (2025): Jurnal Manajemen (Edisi Elektronik)
Publisher : UPT Jurnal & Publikasi Ilmiah SPs Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jm-uika.v16i2.17990

Abstract

This study is a quantitative study using data in the form of financial reports of Islamic Commercial Banks in Indonesia after Covid-19. The report data used from 2021 to 2023 were collected through the official websites of each bank and the Financial Services Authority (www.ojk.go.id). In assessing the financial performance of Islamic Commercial Banks, there are several variables used in this study, including: intervening variables, namely profitability, dependent variables, namely non-performing financing, and independent variables, namely: capital adequacy ratio and operating expenses to operating income. The results of the study indicate that the capital adequacy ratio and operating expenses to operating income have no relationship to return on assets, capital adequacy ratio and return on assets also have no relationship to non-performing financing, while operating expenses to operating income have an effect on non-performing financing. Based on the Sobel test conducted, it can be concluded that return on assets is not able to mediate the capital adequacy ratio and operating expenses to operating income against non-performing financing.
The Influence of Banking Risk Management on Financial Performance A Case Study of Core Capital Bank Group During and After Covid-19 Jamaluddin; Jamothon Gultom; Noryani; Hasanudin; Ananda Hadistia; Yusran Daeng Matta
Jurnal Aplikasi Bisnis dan Manajemen Vol. 12 No. 1 (2026): JABM, Vol. 12 No. 1, Januari 2026
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.12.1.258

Abstract

Background: The Core Capital Bank Group is a commercial bank with core capital ranging from < IDR6 trillion to > IDR70 trillion. The existence of this commercial bank is based on the bank's financial performance in each period. Banking risk management plays a crucial role in measuring bank financial performance, although financial performance is still below the expectations of commercial banksPurpose: This study aims to determine the effect of Banking Risk Management on the financial performance of a case study of the Core Capital Bank Group During and After Covid-19.Design/methodology/approach: This study uses descriptive statistical analysis and Panel Data Regression Equation that combines Cross Section and Time Series data with the selection of Random Effect Model (REM) Eviews 13. Data analysis is based on secondary data of Core Capital Commercial Banks with a sample of 14 Banks for the 2020-2024 period with a total of 70 observations.Findings/Results: The research findings show that Credit Risk and Operational Risk have a significant effect on financial performance. Operational Risk has the highest influence with a calculated t of -7.74 and a Prob value of 0.000 (p < 0.05) followed by Credit Risk with a calculated T of -6.02 and a Prob value of 0.000 (p < 0.05). Based on these findings, 2 recommendations are made: 1) Commercial Banks need to manage Credit Risk and Operational Risk so that bank financial performance remains stable. 2) Banks need to tighten their Creditworthiness analysis and the use of Sustainable Standard Operating Procedures.Conclusion: This study concludes that Credit Risk and Operational Risk are part of Banking risk management in improving the financial performance of Core Capital Bank Groups During and after Covid-19 which focuses on sustainable bank financial performance to foster public trust and long-term value for community stakeholders in banking.Originality/value (State of the art): This study contributes to the limited empirical literature on the financial performance of Core Capital Bank Groups based on Banking Risk Management during and after Covid-19 to address the challenges of the existence of commercial banks today amidst the rapid business competition in the banking industry in improving performance and providing services to their customers. Keywords:   bank risk management, core capital bank group, financial performance, panel data regression equation, random effect model