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PENCEGAHAN FRAUD DI LINGKUP PERBANKAN SESUAI PRINSIP KEPERCAYAAN (FIDUCIARY RELATION PRINCIPLE) UNDANG-UNDANG PERBANKANNOMOR 10 TAHUN 1998 PASAL 29 AYAT (4) Andrie Djatmiko, Andreas
JPK (Jurnal Pancasila dan Kewarganegaraan) Vol 2, No 1 (2017): Januari
Publisher : Universitas Muhammadiyah Ponorogo

Fraud represent a[n deed contempt of court (illegally), conducted by individual in and also outside organization, on the basis of intention or intention, as a mean to profit organization and also individual executing the the action and can result incidence of a loss materially and also non natural material by institution or company of banking specially. Categorize collision (such fraud) here conducted collision intentionally to procedure and also standard and or code of etik, including but do not limited to collision having the character of criminal like transgression of crime and or regulation of banking of which can cause, almost cause or have caused loss of material and non material to client or bank and or either through indirect or direct able to give advantage to worker, worker family or other third party. Application of number code/law 10 year 1998 as change of number code/law 7 year 1992 about banking expected to be able to give rule of law to itself bank and also client. To depositor client and also lender to get protection of adequate law and to bank alone is to realize stable and healthy banking system. Mentioned in Chapter of V number code/law 10 year 1998 about Construction and Observation, section 29 sentence (4) in giving credit and conduct other business activity, bank is obliged to go through the way of harmless of bank and importance of client entrusting its fund to bank

Perjanjian Sewa Menyewa Rusunawa UBHI PGRI Ditinjau Dari Aspek Hukum Perjanjian. Novigawati , Dewi; Andrie Djatmiko, Andreas
Yustitiabelen Vol. 10 No. 1 (2024): Januari, 2024
Publisher : Universitas Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36563/yustitiabelen.v10i1.799

Penelitian ini mempunyai tujuan guna mengkaji dan menganalisa kesesuaian pelaksanaan perjanjian sewa menyewa rusunawa Universitas Bhinneka PGRI sesuai prinsip-prinsip hukum perjanjian. Metode yang dipakai ialah yuridis normatif. Teknik analisis dengan melakukan observasi, wawancara dan dokumentasi. Hasil riset ini ialah pelaksanaan perjanjian sewa menyewa rusunawa Universitas Bhinneka PGRI telah ditetapkan oleh pengelola, ternyata penyewa tidak memenuhi banyak kewajiban dan banyak ketentuan perjanjian yang tidak dilaksanakan keduanya. Terdapat tunggakan pembayaran yang dilakukan oleh pihak penyewa dan tidak adanya sanksi yang tegas oleh pengelola untuk menangani dan menyelesaikan permasalahan tersebut.

PENCEGAHAN FRAUD DI LINGKUP PERBANKAN SESUAI PRINSIP KEPERCAYAAN (FIDUCIARY RELATION PRINCIPLE) UNDANG-UNDANG PERBANKANNOMOR 10 TAHUN 1998 PASAL 29 AYAT (4) Andrie Djatmiko, Andreas
JPK (Jurnal Pancasila dan Kewarganegaraan) Vol 2 No 1 (2017): Januari
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/jpk.v2i1.294

Fraud represent a[n deed contempt of court (illegally), conducted by individual in and also outside organization, on the basis of intention or intention, as a mean to profit organization and also individual executing the the action and can result incidence of a loss materially and also non natural material by institution or company of banking specially. Categorize collision (such fraud) here conducted collision intentionally to procedure and also standard and or code of etik, including but do not limited to collision having the character of criminal like transgression of crime and or regulation of banking of which can cause, almost cause or have caused loss of material and non material to client or bank and or either through indirect or direct able to give advantage to worker, worker family or other third party. Application of number code/law 10 year 1998 as change of number code/law 7 year 1992 about banking expected to be able to give rule of law to itself bank and also client. To depositor client and also lender to get protection of adequate law and to bank alone is to realize stable and healthy banking system. Mentioned in Chapter of V number code/law 10 year 1998 about Construction and Observation, section 29 sentence (4) in giving credit and conduct other business activity, bank is obliged to go through the way of harmless of bank and importance of client entrusting its fund to bank

IMPLEMENTASI NILAI TRILOGI UKHUWAH KH. ACHMAD SHIDDIQ PADA MATA PELAJARAN PPKn DALAM MEMBENTUK KARAKTER PERSAUDARAAN SISWA DI SMP ISLAM MENARA AL-FATTAH Fikri Cahyono, Erik; Andrie Djatmiko, Andreas
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.55264

This study explores the implementation of KH. Achmad Shiddiq's Trilogy of Ukhuwah values in shaping the brotherhood character amidst the sociological complexity of students at SMP Islam Menara Al-Fattah. The sharp heterogeneity, encompassing residence status differences, family social stratification, and the existence of inclusive students, demands precise pedagogical intervention within the Pancasila and Civic Education (PPKn) subject. Utilizing a qualitative approach with a descriptive case study design, the researcher acted directly as the key instrument and practitioner (participant-as-observer). Data collection was conducted through active participant observation, in-depth interviews, and document review, subsequently analyzed using the interactive model of Miles, Huberman, and Saldana. The findings indicate that the integration of the Trilogy of Ukhuwah successfully constructed Thomas Lickona's three character dimensions. Ukhuwah Islamiyah fostered moral knowing through humanistic conflict resolution; Ukhuwah Wathaniyah shaped the moral feeling of equality via heterogeneous group discussions; and Ukhuwah Basyariyah triggered moral action through peer-tutoring practices for inclusive students. Primary obstacles, including early adolescent egocentrism and the permissive tradition of ghosob, were effectively mitigated through the educator's persuasive approach, affective mentoring in a micro-scale class, and the students' theological homogeneity.

PENGARUH PENGGUNAAN ARTIFICIAL INTELLIGENCE (AI) DAN KEMAMPUAN BERPIKIR KRITIS TERHADAP KREATIVITAS SISWA SMA KELAS XI DALAM PEMBELAJARAN PENDIDIKAN PANCASILA Intan Ratna Juwita; Andrie Djatmiko, Andreas
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 03 (2026): Volume 11 Nomor 03, September 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i03.55283

This study aims to determine the effect of Artificial Intelligence (AI) usage and critical thinking ability on the creativity of eleventh-grade students in Pancasila Education learning at SMA Negeri 1 Kauman. This study employed a quantitative approach with a survey method. The study population consisted of all eleventh-grade students at SMA Negeri 1 Kauman, with a sample of 216 students selected using proportional random sampling technique. The research instrument used was a questionnaire with a 1–5 Likert scale that had been tested for validity and reliability. The data analysis technique used was multiple linear regression analysis. The results showed that: (1) there is a positive and significant effect of AI usage on student creativity, with t-count 2.540 > t-table 1.971 and significance 0.015 < 0.05; (2) there is a positive and significant effect of critical thinking ability on student creativity, with t-count 15.128 > t-table 1.971 and significance 0.000 < 0.05; (3) there is a positive and significant simultaneous effect of AI usage and critical thinking ability on student creativity, with F-count 113.919 > F-table 3.04 and significance 0.000 < 0.05. The coefficient of determination (R²) of 0.517 indicates that both independent variables jointly contribute 51.7% to student creativity. The regression equation obtained is Y = 9.219 + 0.006X₁ + 0.620X₂. Critical thinking ability proved to be a more dominant factor than AI usage in influencing student creativity. All three variables were at a moderate category, meaning they have formed and are running, but are not yet consistent and not yet optimal.

PENGUATAN RASA CINTA TANAH AIR DALAM BUDAYA LOKAL KEGIATAN SENI JARANAN SENTEREWE DI SANGGAR CAKRA AJI TULUNGAGUNG Lutfi Kharisma Yogi; Dirgantoro , Ajar; Andrie Djatmiko, Andreas
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 03 (2026): Volume 11 No. 03, September 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i03.58350

This study aims to analyze the representation of patriotism through the art of Jaranan Senterewe at Sanggar Cakra Aji Tulungagung and to examine the process of internalizing patriotic values among the members of the art community. The study is motivated by the importance of preserving local culture as a means of strengthening character and national identity amid the challenges of globalization that affect younger generations. This research employed a qualitative approach with a descriptive research design. Data were collected through observation, in-depth interviews, and documentation. The research informants consisted of the head of the art studio, instructors, and members of Sanggar Cakra Aji Tulungagung. Data analysis was conducted through data reduction, data presentation, and conclusion drawing using Hans Kohn's theory of cultural nationalism, value internalization theory, and culture-based character education theory. The findings indicate that patriotism is represented through pride in local culture, participation in cultural preservation, cooperation, discipline, and active involvement in Jaranan Senterewe activities. The process of value internalization occurs through the stages of introduction, understanding, appreciation, and implementation. Sanggar Cakra Aji functions as a non-formal educational space that instills national values and character among its members. The findings support the theory of cultural nationalism, which emphasizes the important role of local culture in shaping national identity and national consciousness.

EFEKTIVITAS DAN RELEVANSI UNDANG-UNDANG NOMOR 35 TAHUN 2014 TENTANG PERLINDUNGAN ANAK TERHADAP PERKEMBANGAN TEKNOLOGI DALAM MASYARAKAT Andrie Djatmiko, Andreas; Nuroini, Anisa
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 03 (2026): Volume 11 No. 03, September 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i03.59869

Advances in digital technology have drastically changed children’s patterns of social interaction while also giving rise to various new forms of crime. Phenomena such as cyberbullying, online sexual exploitation, online grooming, and the misuse of children’s personal data pose major challenges for Indonesia’s legal system in providing effective protection. This study aims to analyze the effectiveness and relevance of Law No. 35 of 2014 Amending Law No. 23 of 2002 on Child Protection in light of the dynamics of digital technology, as well as to identify the factors influencing its implementation. An empirical legal research method was used in this study through legislative, conceptual, and sociological approaches. Data were obtained through a literature review and analyzed qualitatively using Soerjono Soekanto’s theory of legal effectiveness. The research findings indicate that Law No. 35 of 2014 remains conceptually relevant in safeguarding children’s rights. However, its implementation has not kept pace with the rapid advancement of digital technology. The main obstacles identified include normative weaknesses in the substance of the law, gaps in implementation by law enforcement officials, and regulatory overlaps with the Law on Information and Electronic Transactions, the Law on Sexual Violence Crimes, and the Criminal Code. The effectiveness of this law is influenced by factors such as its substance, law enforcement, infrastructure, society, legal culture, and technological developments. Therefore, legal reform and regulatory harmonization are essential to ensure that child protection in the digital age is more responsive and effective.

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