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All Journal Proceeding International Conference on Information Technology and Business Jurnal Informatika dan Teknik Elektro Terapan Jurnal Alih Teknologi Sistem Informasi (JATSI)
Ramaputra, Muhammad Galih
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Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance

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Journal : Proceeding International Conference on Information Technology and Business

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The Effect of Positive Perceptions and Ease of Use to Financial Technology Peer to Peer Lending Of MSMEs In The Era Of Digital Economy Pratiwi, Arta Zahra; Ramaputra, Muhammad Galih
Prosiding International conference on Information Technology and Business (ICITB) 2023: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 9
Publisher : Proceeding International Conference on Information Technology and Business

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Abstract

The purpose of this study is to analyze the positive perceptions of MSME (Micro, Small and Medium Enterprises) players towards Financial Technology Peer To Peer Lending services in the midst of the digital economy era. Researchers hypothesize that there is a positive relationship between the positive perception of MSMEs towards the use of peer to peer lending financial technology and the perceived ease of use of peer to peer lending financial technology has a positive effect on the level of adoption of this technology by MSMEs in the digital economy era. The research method used is quantitative with the approach of distributing questionnaires to respondents, using a sample of 75 respondents who are owners and managers of MSMEs. The analytical tools used are SPSS and Microsoft Excel software.Keywords— Financial Technlogy, Peer To Peer Lending, MSME, Positive Perception, Perceived Ease of Use
The Effect of Financial Literacy and Risk Perception on Financial Behavior Management in the Use of Peer To Peer (P2P) Lending Shopee Paylater on IIB Darmajaya Students Faulina, Lavenia; Ramaputra, Muhammad Galih
Prosiding International conference on Information Technology and Business (ICITB) 2023: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 9
Publisher : Proceeding International Conference on Information Technology and Business

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Abstract

The purpose of this study was to determine and analyze how much influence financial literacy and risk perception have on financial behavior management in the use of P2P Lending Shopee Paylater on IIB Darmajaya students. Researchers hypothesize that Financial Behavior Management in the use of P2P Lending for IIB Darmajaya students is caused by knowledge of Financial Literacy and Risk Perceptions where Financial Literacy and Risk perceptions affect the choice of using P2P Lending for IIB Darmajaya Students. This type of research is descriptive quantitative research, using a sample of 75 respondents who are Shopee Paylater users and are currently studying at IIB Darmajaya. The analytical tools used are SPSS software and Microsoft Excel. Keywords—financial literacy, risk perception, financial behavior management
Co-Authors Aglasia, Adimas Ali, Rionaldi Faulina, Lavenia Herwanto, Riko Muktiawan, Danang Ade Pratiwi, Arta Zahra Septiawan, Yuda