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Economic and Institutional Determinants of Export Growth in Asean: Evidence from a Regional and Bilateral Perspective Prirayani, Jagat
Jurnal sosial dan sains Vol. 5 No. 9 (2025): Jurnal Sosial dan Sains
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsosains.v5i9.32521

Abstract

The ASEAN region has emerged as a vital hub in global trade, yet the determinants of its export performance—particularly from both regional and bilateral perspectives—remain underexplored in a cohesive empirical framework. The study investigates factors affecting export growth in the ASEAN economy over the sample period of 1996–2023 from a regional and bilateral trade flows perspective. The ASEAN countries sample includes Indonesia, Singapore, Malaysia, Thailand, and the Philippines. We employ panel regression techniques to examine the impact of GDP growth, inflation, globalization, political stability, and exchange rate growth on export growth. The findings show that GDP growth and exchange rate growth positively drive export growth, while inflation reduces export growth. In contrast, globalization, political stability, and COVID-19 have not significantly affected export growth in the region. Furthermore, at the bilateral level, the findings are more heterogeneous. Among all variables, GDP growth and exchange rate growth dominate as significant determinants of bilateral export trading in the region. Overall, the results demonstrate that a one-size-fits-all policy cannot explain the trade dynamics of ASEAN; it requires country-specific policies with structural reforms to enhance regional integration.
Determinants of Non-Performing Loans in Rural Banks: Evidence from South Sumatra, Indonesia Prirayani, Jagat
Jurnal Sosial Teknologi Vol. 5 No. 6 (2025): Jurnal Sosial dan Teknologi
Publisher : CV. Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsostech.v5i6.32206

Abstract

This study investigated the factors influencing the emergence of Non-Performing Loans (NPL) at Rural Banks in Southern Sumatra, one of the western provinces of Indonesia, from the perspective of debtors. The data were gathered through questionnaires distributed to 285 debtors with non-performing credit across the province. The questionnaire utilized an ordinal scale from 1 to 10. It included 15 variables: Length of Procedure, Officer Capacity, Credit Monitoring, Business Appraisal, Credit Period, Principal Amount, Interest Rate, Interest Rate Change, Customer Appraisal, Debtor Relations, Collateral Appraisal, Credit Allocation, Money Recording, Business Competition, and Economic Condition. The data were processed using Factor Analysis. Using factor analysis as the primary method, the study reduces the factors into three general factors and found that non-performing loans in the region are affected by the linear combination of the observed variables.