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Literasi Keuangan Gerakan Gemar Menabung Pada Anak Sekolah Dasar Isnawati, Isnawati; Pancawai M., Rr. Sri; Lestari, Baiq Anggun Hilendri; Indriani, Eni
Dharma: Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): Juni
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/dharma.v5i2.361

Abstract

This activity aimed to cultivate a saving habit from an early age through direct financial literacy outreach in schools. The initiative was motivated by the relatively low saving culture among Indonesians compared to other Asian countries. Conducted on Tuesday, March 26, 2024, at SDN 01 Sugian, East Lombok, the outreach involved 63 students from grades 5 and 6. The program facilitated interactive communication between the presenter and the students, which enhanced the effectiveness of the material delivery. The activity successfully improved students’ understanding of the importance of saving and received positive responses from both teachers and parents. However, the increasing exposure of children to technology presents a challenge, as it raises concerns about their vulnerability to deceptive financial advertisements, including fraudulent investments. Therefore, continuous financial education is strongly encouraged by educators and parents to help students develop sound financial planning skills from an early age and to protect them from risks such as online gambling and unregulated online loans
Pengukuran Kinerja Pemerintah Daerah Kota Mataram (Studi Kasus Pada Bagian Hukum Sekretariat Daerah Kota Mataram) Waladina, Faras; Lestari, Baiq Anggun Hilendri; Astuti, Widia
Jurnal Riset Mahasiswa Akuntansi Vol. 5 No. 3 (2025): Jurnal Riset Mahasiswa Akuntansi, September 2025
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v4i3.2145

Abstract

This research aims to describe the performance of the Legal Section of the Mataram City Regional Secretariat in 2024. The tool used to measure the performance of the Legal Section is the Performance Blueprint, which is a combination of a logic model and Friedman’s four-quadrant approach. The research approach is qualitative descriptive. Data collection techniques include document analysis and interviews with informants, namely Junior Legal Analyst, Assistant Expenditure Treasurer of the Legal Section, Legislative Drafting Officer, and Service Staff. The results of this study indicate that 50% of the performance produced by the Legal Section of the Mataram City Regional Secretariat in 2024 falls into quadrant 4, meaning it is oriented towards the quantity of efforts with a budget of Rp217,349,691.00. The remaining 50% of the performance of the Legal Division in 2024 is in quadrant 3, which means it is oriented towards the quantity of impact with a budget of Rp642,009,470.00. As a result, the performance of the Legal Section of the Mataram City Regional Secretariat in 2024 produces outcomes that are balanced between service orientation and community or societal orientation. This is due to the presence of coercive isomorphism in the form of regulations governing the work implementation of the Legal Section of the Mataram City Regional Secretariat and normative isomorphism in the form of education and training provided by the government to several employees of the Legal Section.
Factors that Influence Student Interest in Participating in the Independent Program to Learn an Independent Campus (MBKM) (Study on The Accounting Department of the Faculty of Economics and Business, University of Mataram) Lestari, Baiq Anggun Hilendri; Jumaidi, Lalu Takdir; Inapty, Biana Adha; Cahyani, Regita
East Asian Journal of Multidisciplinary Research Vol. 3 No. 8 (2024): August 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v3i8.10493

Abstract

Finding out what influences students' desire to take part in the Merdeka Belajar-Kampus Merdeka (MBKM) program is the aim of this study. This study employs a descriptive research design and a qualitative methodology. Observational interviews and the distribution of Google Forms surveys served as the methods for gathering data. Through the processes of data reduction, presentation, and conclusion drawing, the data analysis employed descriptive storytelling methodologies. According to the findings, 1) internal characteristics, such as students' knowledge level and desire and motivation for the MBKM program, have an impact on their interest in enrolling in the program. Students' desire to engage in MBKM is influenced by external factors such as peer pressure and the social environment. 3) Pleasurable feelings are a result of emotional components that lead to interest and satisfaction. The survey's findings demonstrate how enthusiastic students are about the MBKM program.