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Mobile Money Adoption, Financial Inclusion, and Hedonism in SMEs Maricar, Rezvanny; Paerah, Ambo; Hastuti, Puji
Journal of Business and Behavioural Entrepreneurship Vol. 8 No. 2 (2024): Journal of Business and Behavioural Entrepreneurship
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JOBBE.008.2.07

Abstract

This study investigates the role of hedonism as a mediating variable in the relationship between mobile money adoption and financial inclusion among small and medium-sized enterprises (SMEs). The research explores how intrinsic satisfaction derived from using mobile money influences its adoption and impacts financial inclusion, providing a novel perspective on the psychological drivers of financial technology uptake. Utilizing a quantitative approach, data were collected from SMEs via standardized questionnaires, with relationships analyzed through regression and mediation techniques. The findings demonstrate that mobile money adoption significantly enhances financial inclusion, while hedonism partially mediates this relationship. Emotional satisfaction is shown to amplify the impact of mobile money adoption, underscoring the importance of user experience alongside functionality in driving technology adoption. The study concludes that incorporating hedonistic aspects into mobile money platforms can increase adoption rates and enhance the financial inclusion of SMEs. The results provide actionable insights for policymakers and service providers, highlighting the importance of user-centered design and tailored support. Future research should explore additional mediating factors and broader sample populations to further validate and expand on these findings.
A Bibliometric Analysis of the Use of Technology in Employee Performance Evaluation: Trends and Implications Supiati, Supiati; Paerah, Ambo; Yoga, Tirta; Wulandari, Sri Hariani Eko
West Science Social and Humanities Studies Vol. 2 No. 05 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i05.877

Abstract

This bibliometric analysis explores the integration and implications of technology in employee performance evaluations, emphasizing trends over the last few decades. As organizations globally adapt to rapid digital transformations, traditional performance appraisal systems are increasingly replaced with technologically advanced methods including AI, blockchain, and machine learning. This study systematically reviews literature from major scholarly databases to map the evolution of these technologies and their impact on human resource management practices. It identifies significant trends, such as the rise in digital solutions post-COVID-19 and the challenges associated with data privacy and algorithmic bias. The findings offer a comprehensive understanding of how technology reshapes employee performance evaluation, highlighting a transition from conventional methods to dynamic, real-time assessment processes. This research not only documents existing patterns but also pinpoints gaps in current studies, suggesting avenues for future exploration to enhance organizational effectiveness through technology.