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All Journal Komitmen : Jurnal Ilmiah Manajemen Quranic Edu
Fathony, Aditya Achmad
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Religion Economics, Econometrics & Finance Education Social Sciences

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ZERO DEBT STRATEGY FOR EDUCATIONAL INSTITUTION SUSTAINABILITY: REVIEW OF MUDHARABAH CONTRACTS IN BUSINESS UNIT DEVELOPMENT Dewi, Ratna; Iqbal, Muhammad; Fathony, Aditya Achmad; Rahayu, Nenden Sri; Setiawan, Djodi
Komitmen: Jurnal Ilmiah Manajemen Vol 6, No 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.42436

Abstract

This study explores the integration of Mudharabah contracts as a financial strategy for private educational institutions to achieve sustainability without relying on debt. Private schools face significant challenges due to limited funding sources and dependency on tuition fees, which often lead to financial strain. The research highlights the potential of Mudharabah-based business units in creating alternative revenue streams to reduce financial burdens and enhance stability. By adhering to Sharia principles, such as profit-sharing agreements and transparent management, educational institutions can foster ethical, debt-free growth. This qualitative study employs content analysis to examine the literature on Mudharabah practices and their role in improving financial resilience. The findings underscore the importance of diversifying income through Sharia-compliant business models to ensure long-term financial independence and quality education delivery.
ZERO DEBT STRATEGY FOR EDUCATIONAL INSTITUTION SUSTAINABILITY: REVIEW OF MUDHARABAH CONTRACTS IN BUSINESS UNIT DEVELOPMENT Dewi, Ratna; Iqbal, Muhammad; Fathony, Aditya Achmad; Rahayu, Nenden Sri; Setiawan, Djodi
KOMITMEN: Jurnal Ilmiah Manajemen Vol. 6 No. 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.42436

Abstract

This study explores the integration of Mudharabah contracts as a financial strategy for private educational institutions to achieve sustainability without relying on debt. Private schools face significant challenges due to limited funding sources and dependency on tuition fees, which often lead to financial strain. The research highlights the potential of Mudharabah-based business units in creating alternative revenue streams to reduce financial burdens and enhance stability. By adhering to Sharia principles, such as profit-sharing agreements and transparent management, educational institutions can foster ethical, debt-free growth. This qualitative study employs content analysis to examine the literature on Mudharabah practices and their role in improving financial resilience. The findings underscore the importance of diversifying income through Sharia-compliant business models to ensure long-term financial independence and quality education delivery.
Persepsi Guru PAI Terhadap Penggunaan Canva sebagai Media Pembelajaran di SDIT Fitrah Insani 2 Dewi, Ratna; Fathony, Aditya Achmad; Gifari, Muhamad Kosim; Gunadi, Rustian Akbar
QuranicEdu: Journal of Islamic Education Vol. 5 No. 2 (2025): QuranicEdu: Journal of Islamic Education
Publisher : IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/quranicedu.v5i2.1867

Abstract

This study aims to analyze the perceptions of Islamic Education / Pendidikan Agama Islam (PAI) teachers at Fitrah Insani 2 Integrated Islamic Elementary School (SDIT) regarding the use of the Canva application as a learning medium. The background of this study is based on the importance of innovative learning media that suit the characteristics of elementary school students in adapting to the development of digital technology. The study employed a descriptive quantitative approach with a questionnaire as the instrument, distributed to all PAI teachers. The results showed that most teachers held a positive view of Canva. Specifically, 89.6% of teachers stated that Canva makes it easier for teachers to create engaging, efficient, and student-appropriate learning materials. Teachers also reported feeling more confident in their teaching and that Canva helps in conveying abstract concepts through engaging visuals. In conclusion, the Canva application has the potential to be an effective tool for enhancing the quality of PAI learning media at SDIT.
Co-Authors Djodi Setiawan Gifari, Muhamad Kosim Gunadi, Rustian Akbar Muhammad Iqbal Rahayu, Nenden Sri Ratna Dewi