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ZERO DEBT STRATEGY FOR EDUCATIONAL INSTITUTION SUSTAINABILITY: REVIEW OF MUDHARABAH CONTRACTS IN BUSINESS UNIT DEVELOPMENT Dewi, Ratna; Iqbal, Muhammad; Fathony, Aditya Achmad; Rahayu, Nenden Sri; Setiawan, Djodi
Komitmen: Jurnal Ilmiah Manajemen Vol 6, No 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.42436

Abstract

This study explores the integration of Mudharabah contracts as a financial strategy for private educational institutions to achieve sustainability without relying on debt. Private schools face significant challenges due to limited funding sources and dependency on tuition fees, which often lead to financial strain. The research highlights the potential of Mudharabah-based business units in creating alternative revenue streams to reduce financial burdens and enhance stability. By adhering to Sharia principles, such as profit-sharing agreements and transparent management, educational institutions can foster ethical, debt-free growth. This qualitative study employs content analysis to examine the literature on Mudharabah practices and their role in improving financial resilience. The findings underscore the importance of diversifying income through Sharia-compliant business models to ensure long-term financial independence and quality education delivery.
Unveiling The Effectiveness of Instagram to Enhance Descriptive Text Writing Rahayu, Nenden Sri; Rahayu, Yayu Sri; Ramadhani, Rizka Fauziah
English Education and Literature Journal (E-Jou) Vol 5 No 02 (2025): English Education and Literature Journal
Publisher : Universitas Ma'arif Nahdlatul Ulama Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53863/e-jou.v5i02.1527

Abstract

This study investigates the effectiveness of Instagram as a tool for improving students' descriptive text writing skills. Conducted at SMPN 1 Cimaung from July 24 to August 10, 2023, the research involved 30 eighth-grade students. Using a pre-experimental design with a single group, the study assessed the impact of Instagram on students' writing performance through tests and questionnaires. The findings reveal a significant improvement in students' writing skills, with the t-test showing a higher value than the t-table (3.764 > 2.045). Additionally, 90% of students reported enjoying learning English, and 80% favored using Instagram for writing. These results suggest that Instagram is an effective tool for enhancing writing skills and engaging students in learning. This study not only adds to the growing body of research on digital tools in education but also provides practical insights into the integration of social media into language learning
ZERO DEBT STRATEGY FOR EDUCATIONAL INSTITUTION SUSTAINABILITY: REVIEW OF MUDHARABAH CONTRACTS IN BUSINESS UNIT DEVELOPMENT Dewi, Ratna; Iqbal, Muhammad; Fathony, Aditya Achmad; Rahayu, Nenden Sri; Setiawan, Djodi
KOMITMEN: Jurnal Ilmiah Manajemen Vol. 6 No. 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.42436

Abstract

This study explores the integration of Mudharabah contracts as a financial strategy for private educational institutions to achieve sustainability without relying on debt. Private schools face significant challenges due to limited funding sources and dependency on tuition fees, which often lead to financial strain. The research highlights the potential of Mudharabah-based business units in creating alternative revenue streams to reduce financial burdens and enhance stability. By adhering to Sharia principles, such as profit-sharing agreements and transparent management, educational institutions can foster ethical, debt-free growth. This qualitative study employs content analysis to examine the literature on Mudharabah practices and their role in improving financial resilience. The findings underscore the importance of diversifying income through Sharia-compliant business models to ensure long-term financial independence and quality education delivery.
Integrating Digital Literacy in the Ecological Environment of Child Development Haryani, Yunita; Rahayu, Nenden Sri
Jurnal Ilmiah Mandala Education (JIME) Vol 11, No 3 (2025): Jurnal Ilmiah Mandala Education (Agustus)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jime.v11i3.9176

Abstract

Today, digital technology is developing very rapidly and has an impact on various aspects of life, both adults and children. Therefore, digital literacy is a skill that needs to be instilled from an early age. This research aims to examine in depth how digital literacy can be integrated in the context of the ecological environment of child development based on Bronfenbrenner's ecological theory. The method used is library research with a descriptive qualitative approach. Data were obtained from various sources of scientific literature, including books, journals, academic articles and educational policy documents. The results showed that digital literacy is not only influenced by individual factors, but also involves the entire system in the child's environment, ranging from microsystems to macrosystems and paying attention to the dynamics of the chronosystem. Each layer of the environment has an important role in shaping children's healthy, critical and responsible digital understanding, attitudes and skills.