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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam Owner : Riset dan Jurnal Akuntansi Journal of Economics and Social Sciences
Aqidah, Nur Ariani
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences

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Financial Management Behavior in Indonesia: Gender Perspective Aqidah, Nur Ariani; Hamida, Hamida
Owner : Riset dan Jurnal Akuntansi Vol. 9 No. 1 (2025): Artikel Riset Periode Januari 2025
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v9i1.2573

Abstract

This study aims to compare financial behavior between unmarried working men and women. This research used a purposive sampling technique with a total of 100 respondents. To achieve the research objectives, this research uses quantitative methods with independent sample t test data analysis. The research results show that there is no difference in the financial behavior of unmarried working men and women in Indonesia. This research shows that individual financial behavior is determined by how individuals gain financial knowledge and self-control in financial management. The limitations of this research are this research uses a sample of unmarried working men and women in Indonesia so it cannot be generalized to other countries. Second, this research does not use control variables that influence financial management behavior such as Financial Attitude, Financial Knowledge, and Locus of Control.
The Influence of Lifestyle and Social Environment through Financial Literacy on the Financial Behavior of Civil Servants Nabila, Sayidah; Aqidah, Nur Ariani; Hamida, Hamida; Megasari, Megasari
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 1 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i1.681

Abstract

The financial behavior of civil servants is often influenced by lifestyle and social environment, as well as low financial literacy. This study aims to understand the relationship between these factors and financial behavior. The research used a quantitative approach with data collection techniques through questionnaires to 100 civil servant respondents, which were analyzed using Structural Equation Modeling (SEM) with SmartPLS software. The results showed that lifestyle has a significant positive effect on financial literacy and financial behavior. The social environment also contributes significantly to financial literacy and financial behavior. Financial literacy serves as a mediator that strengthens the influence of lifestyle and social environment on financial behavior. This study concludes that improving financial literacy, which is influenced by lifestyle and social environment, can improve the financial behavior of civil servants. Therefore, it is important for civil servants to adopt a more responsible lifestyle and improve access to and understanding of financial literacy.
Effectiveness of Monetary Policy Transmission Through Sharia and Conventional Instruments in Influencing Inflation in Indonesia Ishak, Ishak; Aqidah, Nur Ariani; Rusydi, Mikdar
IKONOMIKA Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i1.13084

Abstract

This study investigates the influence of the transmission of monetary policies through the Sharia and Conventional monetary policy instruments on Indonesian inflation using data analysis techniques such as the Vector Error Correction Model (VECM). The data of this study was obtained from financial statements of the Annual Report of Indonesian Economic and Financial Statistics (2016 to 2020), Consumer Price Index (CPI) data taken from the Central Bureau of Statistics (BPS; 2016 to 2020), from Banking Statistics Annual Reports (2016 to 2020), and from the Islamic Banking Statistics Annual Reports (2016 to 2020). The test results on the sharia instrument indicators show a negative reaction of the Consumer Price Index to shocks in FINC and SBIS, but a positive reaction to shocks in third-party funds and Islamic interbank money market. According to the test results on the conventional instrument indicators, the Consumer Price Index responds negatively to shock in LOAN, DPK, and SBI, and positively to shocks in PUAB.
Co-Authors Hamida Hamida Ishak Ishak Megasari, Megasari Nabila, Sayidah Rusydi, Mikdar