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All Journal Bunda Edu-Midwifery Journal (BEMJ) Instal : Jurnal Komputer SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Hijrawati
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Journal : SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah

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Implementasi Prinsip Syariah dalam Pembiayaan Bank Syariah di Sulawesi Selatan: Implementasi Prinsip Syariah Dalam Pembiayaan Bank Syariah di Sulawesi Selatan anwar, Rahma; Hijrawati; lmi Ayu Melani; Kamaruddin
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 7 No 2 (2025): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v7i2.253

Abstract

Islamic banking has emerged as a significant player in the financial landscape of South Sulawesi, contributing to both economic and social development. The implementation of sharia principles in banking practices has enabled these institutions to provide financial services that are not only profitable but also ethically aligned with community values. By focusing on micro, small, and medium enterprises (MSMEs), Islamic banks facilitate access to capital through various financing schemes such as mudharabah and murabahah, which adhere to Islamic law. This approach not only enhances the production capacity of local businesses but also fosters economic resilience in the region. Furthermore, Islamic banks actively engage in social investment through sharia-compliant corporate social responsibility (CSR) initiatives, addressing critical areas such as education and health. These efforts contribute to improving the overall quality of life for communities in South Sulawesi. The synergy between financial services and social responsibility highlights the multifaceted role of Islamic banks in promoting sustainable development. As such, the impact of Islamic banks extends beyond mere financial transactions; it encompasses a broader commitment to community empowerment and socio-economic progress.
Co-Authors anwar, Rahma Arfiani ERLITA Haerani Husnul Khatima, Husnul Justam, Justam Kamaruddin Kurniawan, Fahmi lmi Ayu Melani Muchtar, Ardiansyah AR. Rika SUMARNI