M. Aditya Ananda
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Praktik Pembiayaan Bank Islam M. Aditya Ananda
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 9 No. 1 (2017): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (277.274 KB) | DOI: 10.47498/tasyri.v9i1.38

Abstract

Financing is financing provided by one party to another to support the planned investment, either by themselves or institution. Financing the Islamic bank can use a sale and purchase agreement such as murabaha, istishna, and greetings. Akad such as mudaraba, musharaka, ijara, qardul Hasan and others. Financing pattern of the first kind, can be calculated revenues are fixed for using the purchase contract. The calculation method using a flat profit margin, profit margins annuity method, the method of the average profit margins and declining profit margin method.
DAMPAK KEBERADAAN RITEL MODERN TERHADAP PEREKONOMIAN PASAR TRADISIONAL DI ACEH BARAT DAN NAGAN RAYA M. Aditya Ananda
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 11 No. 2 (2019): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (212.992 KB) | DOI: 10.47498/tasyri.v11i2.295

Abstract

This paper examines the roles of modern retail businesses in the region's growth. This impact can be seen in traditional markets in western Aceh and Nagan Raya. The study population was in the districts of Aceh Barat and Nagan Raya, with a sample of all subdistricts in the district. Each district has a traditional market and retail business that has been established. The data collection techniques used by the author are conducting documentation studies, observations and interviews with the government that provides business licenses and traditional market protection. Then do a case study with secondary data sources from websites or the internet. The results of the assessment that we found in the GRDP in the districts of Aceh Barat and Nagan Raya Associated with trade businesses such as modern retail outlets also contribute to labor funding. Significant developments in the workforce occurred in 2014 from 2531 to 6475 in 2015. The conclusion based on the data above is that modern retail and traditional markets contribute to the Increased Workforce in West Aceh District. However, the development of trade in regencies in West Aceh is not enough to boost economic growth in 2016. Based on this data, it can be concluded that modern retail and traditional markets are crucial for economic growth in West Aceh District, where the trade business is the second largest business field in contributing to contribute to the West Aceh Regency GRDP.
IMPLEMENTASI QANUN LKS MELALUI SINERGI PERBANKAN DALAM SATU KEPEMILIKAN M. Aditya Ananda
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 12 No. 2 (2020): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v12i2.377

Abstract

Abstrak Lahirnya qanun lembaga keuangan syariah berimplikasi lembaga keuangan syariah yang beroperasi di Aceh untuk mengkonversi kegiatan usahanya dari konvensional menjadi kegiatan usaha syariah. Dalam merespon qanun ini, bank syariah melakukan sinergi perbankan dalam satu kepemilikan dalam bentuk layanan syariah bank umum (LSBU). Diantara bank umum yang membuka layanan syariah bank umum ialah PT Bank Rakyat Indonesia, PT Bank Negara Indonesia, dan PT Bank Mandiri yang telah memiliki anak usaha dalam bentuk bank umum syariah. Layanan syariah Bank Umum ini berlandaskan Peraturan Otoritas Jasa Keuangan no. 28 /POJK.03/2019 tentang Sinergi Perbankan dalam satu kepemilikan untuk pengembangan Perbankan Syariah. Kata Kunci: LSBU, Qanun LKS, Sinergi Perbankan Abstract The birth of Islamic financial institutions qanun has implications for Islamic financial institutions operating in Aceh to convert their business activities from conventional to sharia business activities. In response to this qanun, sharia banks synergized banks in one ownership in the form of sharia bank commercial services (LSBU). Among the commercial banks that open sharia services are PT Bank Rakyat Indonesia, PT Bank Negara Indonesia, and PT Bank Mandiri, which already have subsidiaries in the form of sharia commercial banks. This Sharia Commercial Bank service is based on the Financial Services Authority Regulation no. 28 /POJK.03/2019 concerning Banking Synergy in one ownership for the development of Islamic Banking. Keywords: LSBU, Qanun LKS, Banking Synergy
Analysis of Factors Influencing Students' Interest in Continuing Their Studies at Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulaboh Muliza; M. Aditya Ananda; Indah Zahra; Rika Dara Selviani
Journal of Social and Policy Issues Vol. 5 No. 1 (2025): January - March
Publisher : Pencerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58835/jspi.v5i1.441

Abstract

This research aims to analyze the factors that influence student's interest in Aceh Jaya Regency, West Aceh Regency, and Nagan Raya Regency in continuing their studies at the Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulaboh. The factors studied include Family Environment, Religiosity, Knowledge about STAIN, Career Opportunities, and Promotion. The research method used is a quantitative approach using multiple linear regression analysis. Data was collected through questionnaires distributed to 342 high school, MA and vocational school students who were the research samples. The research results show that the variables Family Environment, Religiosity, Knowledge about STAIN, and Promotion have a significant influence on student interest, while Career Opportunities do not show a significant influence. The coefficient of determination test shows that this model is able to explain 98.7% of variations in student interest. The results of the F test confirm that the overall research model is significant, while the t test strengthens the finding that Promotion has the largest influence among the other variables. Based on the research results, it is recommended that STAIN improve promotional and outreach strategies to students and families, as well as strengthen information about career prospects to attract the interest of more prospective students.