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All Journal Jurnal Perspektif Ekonomi Darussalam EQIEN - JURNAL EKONOMI DAN BISNIS OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Community Development Journal Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Social and Policy Issues JURNAL ILMIAH GLOBAL EDUCATION Journal of Indonesian Sharia Economics Al-Iqtishad SAWEU: Jurnal Pengabdian Kepada Masyarakat SAWEU: Jurnal Pengabdian Kepada Masyarakat
Muliza Muliza, Muliza
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Other

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ANALISIS PENGARUH BELANJA PENDIDIKAN, BELANJA KESEHATAN, TINGKAT KEMISKINAN DAN PDRB TERHADAP IPM DI PROVINSI ACEH Muliza Muliza; Teuku Zulham; Chenny Seftarita
Jurnal Perspektif Ekonomi Darussalam (Darussalam Journal of Economic Perspec Vol 3, No 1 (2017): Jurnal Perspektif Ekonomi Darussalam
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis - Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (281.513 KB) | DOI: 10.24815/jped.v3i1.6993

Abstract

This study aims to look at the influence of the variables government spending on health and education, poverty and Gross Domestic Product (GDP) of the Human Development Index (HDI) in the province of Aceh. The analytical method used in this research is the analysis of the panel data regression model parameter estimation using a random effects model (REM). The data used is the panel data during the period 2010-2014. The results showed that the variables government spending on education and health sector no significant effect on the human development index, this happens because the district/city governments allocate their spending still more dominant that the type of expenditure that are not directly impact the IPM. While poverty variables significant negative effect on the human development index, then with reduced levels of poverty can enhance human development index. GRDP positive and significant effect on the human development index, which means that the GDP increases, IPM will also increase.Penelitian ini bertujuan untuk melihat pengaruh dari variabel-variabel belanja pemerintah pada sektor kesehatan dan pendidikan, tingkat kemiskinan serta Produk Domestik Regional Bruto (PDRB) terhadap Indeks Pembangunan Manusia (IPM) di Provinsi Aceh. Metode analisis yang digunakan dalam penelitian ini adalah analisis regresi data panel dengan estimasi parameter model menggunakan random effect model (REM). Data yang digunakan adalah data panel selama periode 2010-2014. Hasil penelitian menunjukan bahwa variabel pengeluaran pemerintah di sektor pendidikan dan kesehatan tidak berpengaruh signifikan terhadap indeks pembangunan manusia, hal ini terjadi karena pemerintah kabupaten/kota masih lebih dominan mengalokasikan belanjanya yang pada jenis belanja yang secara tidak lansung memberikan pengaruh terhadap IPM. Sedangkan variabel kemiskinan berpengaruh negatif dan signifikan terhadap indeks pembangunan manusia, maka dengan menurunnya tingkat kemiskinan dapat meningkatkan indeks pembangunan manusia. PDRB berpengaruh positif dan signifikan terhadap indeks pembangunan manusia, yang berarti PDRB meningkat maka IPM juga akan meningkat.
PENGARUH DANA DESA DAN PRODUK DOMESTIK REGIONAL BRUTO (PDRB) TERHADAP TINGKAT KEMISKINAN DI PROVINSI ACEH Muliza Muliza
Oikos : Jurnal Ekonomi dan Pendidikan Ekonomi Vol 6 No 1 (2022): Oikos : Jurnal Ekonomi dan Pendidikan Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/oikos.v6i1.4056

Abstract

This study aims to see the effect of Village Fund and Gross Domestic Regional Product on poverty in districts / cities in Aceh Province during the 2017-2019 period. To analyze the data, the method used is panel data regression analysis with the estimation of model parameters using a fixed effect model (FEM). The results showed that the village funds variable did not have a significant effect on poverty, this happened because most of the village funds were allocated more to the infrastructure development sector, causing village funds to still not have a direct effect on reducing poverty. The Gross Domestic Regional Product variable has a negative but significant effect on poverty in the District / City of Aceh Province, which means that with an increase in Gross Domestic Regional Product it will significantly affect the reduction of poverty levels in Aceh Province.
Meningkatkan Literasi Keuangan Syariah pada Siswa Sekolah Menengah Atas (SMA) Negeri 2 Kuala Kabupaten Nagan Raya Muliza, Muliza; Zahra, Indah; Selviani, Rika Dara
Abdimas Galuh Vol 6, No 2 (2024): September 2024
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v6i2.15889

Abstract

Literasi keuangan syariah merupakan keterampilan esensial yang harus dimiliki oleh generasi muda, terutama di Provinsi Aceh yang menerapkan syariat Islam secara komprehensif. Penelitian ini bertujuan untuk meningkatkan literasi keuangan syariah pada siswa SMA Negeri 2 Kuala melalui program pengabdian masyarakat yang melibatkan seminar, workshop, simulasi, dan diskusi kelompok. Sebanyak 50 siswa berpartisipasi dalam program ini, yang berlangsung selama 2 Hari. Hasil penelitian menunjukkan peningkatan signifikan dalam pemahaman siswa tentang prinsip-prinsip dasar keuangan syariah, pengetahuan tentang produk keuangan syariah, serta sikap dan perilaku siswa dalam mengelola keuangan pribadi sesuai dengan prinsip-prinsip syariah. Sebelum program, hanya 30% siswa yang memahami dasar-dasar keuangan syariah, sementara setelah program, angka ini meningkat menjadi 85%. Selain itu, penerapan prinsip-prinsip syariah dalam kehidupan sehari-hari juga meningkat, dengan 60% siswa mulai menggunakan produk keuangan syariah. Hasil ini menunjukkan bahwa program pengabdian masyarakat ini efektif dalam meningkatkan literasi keuangan syariah dan memiliki dampak positif jangka panjang yang berkelanjutan. Program ini diharapkan dapat menjadi model yang dapat diterapkan di sekolah-sekolah lain di Aceh dan Indonesia dalam rangka meningkatkan literasi keuangan syariah di kalangan generasi muda.
PENGARUH KEMUDAHAN DAN KEAMANAN TERHADAP PREFERENSI NASABAH MENGGUNAKAN LAYANAN MOBILE BANKING PADA BANK SYARIAH INDONESIA (BSI) DI KABUPATEN ACEH BARAT Linda Asnaini; Muliza; Andhika, M. Rezki
AL-IQTISHAD : Jurnal Perbankan Syariah dan Ekonomi Islam Vol. 2 No. 2 (2023): AL-IQTISHAD : Jurnal Perbankan Syariah dan Ekonomi Islam
Publisher : Program Studi Perbankan Syariah, Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/iqtishad.v1i2.2477

Abstract

Mobile banking merupakan salah satu jenis pelayanan perbankan pada Bank BSI. Banyak faktor yang dapat mempengaruhi preferensi nasabah dalam menggunakan layanan BSI mobile diantara kemudahan dan keamanan dalam bertransaksi. Oleh karena itu, penelitian ini bertujuan untuk mengetahui seberapa besar faktor kemudahan dan keamanan mempengaruhi prefensi nasabah BSI Kabupaten Aceh Barat menggunakan BSI mobile. Penelitian ini merupakan penelitian lapangan, sampel penelitian sebanyak 100 orang nasabah BSI, pengumpulan data dengan angket analisis data menggunakan analisis regresi berganda. Berdasarkan hasil penelitian dapat disimpulkan bahwa kemudahan (X1) diperoleh probabilitas Sig sebesar 0,025. Nilai Sig < 0,05 (0,025 < 0,05), thitung sebesar 2,275 atau lebih besar dibandingkan dengan ttabel yaitu 1,66071 yang berati secara parsial kemudahan dalam bertransaksi berpengaruh signifikan terhadap preferensi nasabah BSI Aceh Barat menggunakan mobile banking. Variabel keamanan (X2) diperoleh probabilitas Sig sebesar 0,000. Nilai Sig < 0,05 (0,000 < 0,05) dan hasil thitung yakni 3,863 atau lebih besar dibandingkan dengan ttabel yaitu 1,66071 sehingga dapat disimpulkan bahwa keamanan dalam bertransaksi berpengaruh signifikan terhadap preferensi nasabah BSI Aceh Barat menggunakan mobile banking. Hasil uji F pada tabel Anova diperoleh nilai probabilitas (Sig) sebesar 0,000 atau lebih kecil dari 0,05 dan nilai Fhitung sebesar 49,985 atau lebih besar dari Ftabel (49,985 > 3,09), sehingga dapat disimpulkan bahwa faktor kemudahan (X1) dan keamanan dalam bertransaksi (X2) secara bersama-sama atau simultan berpengaruh signifikan terhadap preferensi nasabah BSI Aceh Barat menggunakan mobile banking (Y). Pengaruh tersebut mencapai 50,8% (nilai R Square pada tabel model summary sebesar 0,508).
PENGARUH TEKNOLOGI INFORMASI DAN KARAKTERISTIK ORGANISASI, PEGAWAI DAN LINGKUNGAN KERJA DALAM MENINGKATKAN EFEKTIVITAS KERJA PEGAWAI BADAN KEPEGAWAIAN DAN PENGEMBANGAN SUMBER DAYA MANUSIA (BKPSDM) KABUPATEN ACEH BARAT DAYA Riki Ariansyah; Muliza
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 11 No. 2 (2019): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (219.587 KB) | DOI: 10.47498/tasyri.v11i2.301

Abstract

This research was conducted to examine the effect of Information Technology and Organizational Characteristics, Employees and the Work Environment in improving the Employee Work Effectiveness. The sample used in this study amounted to 37 respondents. The method used in sampling uses the total sampling method. The data analysis method used is a quantitative method by carrying out the instrument test (validity and reliability test), the classic assumption test and multiple regression analysis (f test, t test and coefficient of determination). By using the multiple regression method it can be concluded that the Determination Analysis (R square) is 0.870 which means that the Information Technology variable (X1), Organizational Characteristics (X2), Employee Characteristics (X3) and Work Environment Characteristics (X4) affect 87% of the Employee Work Effectiveness variables (X4) Y). The rest is influenced by variables outside this study or case. While the results of the T test also showed that the variables X1 (0.003), X2 (0.002), X3 (0.001) and X4 (0,000) had a significant value <0.05 then the Ho hypothesis was rejected, meaning that it accepted the Ha hypothesis, then partially (singly) the independent variable significantly influences the dependent variable. Furthermore, the F Test results show that the variables X1, X2, X3 and X4 have a significant value of the F test 0,000 <0.05, then the Ho hypothesis is rejected, meaning that it accepts the Ha hypothesis, thus simultaneously (together) the independent variables influence significant on the dependent variable.
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN PESERTA BPJS KESEHATAN DI BADAN LAYANAN UMUM DAERAH (BLUD) RUMAH SAKIT UMUM CUT NYAK DHIEN MEULABOH Rinda Pramadia; Muliza
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 11 No. 2 (2019): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.797 KB) | DOI: 10.47498/tasyri.v11i2.302

Abstract

This study aims to determine the Effect of Service Quality on Satisfaction of BPJS Health Participants at BLUD Cut Nyak Dhien Meulaboh Regional General Hospital using questionnaires as research instruments. The number of samples in this study were 60 respondents, with a purposive sampling technique. Data analysis technique used is multiple linear regression using the help of IBM SPSS 23.0 software. The results of this study show that the variable of reliability andresponsiveness partially have a significant effect on the participants’ satisfaction with a significance value of the reliability variable of 0.039 <0.05 and the responsiveness variable of 0.00 <0.05. Meanwhile, the variable of guarantee, physical evidence and empathy do not significantly influence the satisfaction of the participants of Healthcare BPJS in the BLUD of Cut Nyak Dhien Regional General Hospital of Meulaboh. On the other hand, the simultaneous testing (F-test) shows that all variables in this study significantly affect the participants’ satisfaction with a significance value of 0.000 <0.005. In addition, the coefficient of determination obtains the R squared value of 0.760 which means that the independent variables, reliability, responsiveness, empathy, physical evidence and guarantee, affect the satisfaction of Healthcare BPJS participants in the BLUD of Cut Nyak Dhien Regional General Hospital of Meulaboh by 76%. The remaining 34% is affected by other variables that are not included in this study.
ANALISIS PENGARUH JUMLAH PENDUDUK DAN PRODUK DOMESTIK REGIONAL BRUTO (PDRB) TERHADAP KEMISKINAN DI KABUPATEN NAGAN RAYA Muliza
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 12 No. 01 (2020): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v12i01.361

Abstract

Product Domestic Regional Bruto (PDRB) on poverty in Nagan Raya Regency both partially and simultaneously during the period 2010 to 2019. The dependent variable in this study is the independent variable is the population and PDRB. The method used to study the effect of the independent variables on the dependent variable uses multiple linear regression analysis. Based on the results of the study and from the results of data analysis, it can be concluded that the simultaneous variable of population and PDRB is significant to the poverty variable, it can be seen from the F-count value greater than F-table. From the results of the determination coefficient value is calculated under the variable influence of population and PDRB of 87.9% and the remaining 12.1% is influenced by other variables outside this research model, but simultaneously the variable number of population and PDRB does not provide significant results on welfare in Nagan Raya Regency can be seen from the value of Thitung the second variable is smaller than the value of T table.
Persepsi Non-Muslim Terhadap Perbankan Syariah di Kota Banda Aceh: Indonesia Muliza, Muliza
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 14 No. 2 (2022): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v14i2.1328

Abstract

The implementation of Qanun Aceh number 11 of 2018 has given a new face to the financial industry in Province Aceh. The qanun stipulates that every bank carrying out its activities in the Aceh region must be based on sharia principles. This study aims to see how the Non-Muslim community's perception of the interest in using Islamic banking products in Aceh. The population in this study were all Non-Muslim communities living in the city of Banda Aceh, amounting to 4,827 people, while the sample was taken using the Slovin formula so that 100 samples were obtained. Data collection techniques were carried out by interviewing 10 informants and distributing questionnaires to 100 samples. The method used in this study uses mixed methods.The results of qualitative interviews and qualitative results from the distribution of the questionnaire were analyzed quantitatively by performing multiple linear regression analysis. The results show that in general, non-Muslim communities hope that in Aceh, not only Islamic banking operates but also conventional banking, as before the enactment of Qanun 11 of 2018, making it easier to carry out financial and business transactions. Based on the regression results, it is also found that cognitive perception variables (X1), affective perceptions (X2) and conative perceptions (X3) affect the interest (Y) of non-Muslims in using islamic banking in Banda Aceh.
Analysis of Factors Influencing Students' Interest in Continuing Their Studies at Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulaboh Muliza; M. Aditya Ananda; Indah Zahra; Rika Dara Selviani
Journal of Social and Policy Issues Vol. 5 No. 1 (2025): January - March
Publisher : Pencerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58835/jspi.v5i1.441

Abstract

This research aims to analyze the factors that influence student's interest in Aceh Jaya Regency, West Aceh Regency, and Nagan Raya Regency in continuing their studies at the Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulaboh. The factors studied include Family Environment, Religiosity, Knowledge about STAIN, Career Opportunities, and Promotion. The research method used is a quantitative approach using multiple linear regression analysis. Data was collected through questionnaires distributed to 342 high school, MA and vocational school students who were the research samples. The research results show that the variables Family Environment, Religiosity, Knowledge about STAIN, and Promotion have a significant influence on student interest, while Career Opportunities do not show a significant influence. The coefficient of determination test shows that this model is able to explain 98.7% of variations in student interest. The results of the F test confirm that the overall research model is significant, while the t test strengthens the finding that Promotion has the largest influence among the other variables. Based on the research results, it is recommended that STAIN improve promotional and outreach strategies to students and families, as well as strengthen information about career prospects to attract the interest of more prospective students.
Pengabdian Masyarakat Dosen STAIN Meulaboh Melalui Penyuluhan Hukum dan Qanun LKS di Dayah ZUDI Meulaboh Mukhsinuddin, Mukhsinuddin; Efendi, Sumardi; Jamal, Anton; MZ, Husamuddin; Muliza, Muliza; Susantri, Yulia; Hendrawan, Yoni; Hamsa, Amrizal; Murlisa, Lia; Maslijar, Heri; Ananda, M. Aditya
Saweu: Jurnal Pengabdian Kepada Masyarakat Vol 1 No 2 (2025): Saweu : Jurnal Pengabdian Kepada Masyarakat
Publisher : STAI Nusantara Kota Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pelaksanaan Syariat Islam di Aceh mendapat penguatan melalui berbagai Qanun, salah satunya adalah Qanun Nomor 11 Tahun 2018 tentang Lembaga Keuangan Syariah (LKS), yang mengharuskan seluruh lembaga keuangan beroperasi secara syariah. Namun, pemahaman masyarakat, khususnya kalangan dayah, terhadap regulasi ini masih terbatas. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi hukum dan kesadaran terhadap Qanun LKS di kalangan santri Dayah Zawiyah Ummul Durriah Islamiyah (ZUDI) Meulaboh. Metode yang digunakan adalah Participatory Action Research (PAR), melalui penyuluhan interaktif yang melibatkan partisipasi aktif peserta. Kegiatan dilaksanakan pada 19 November 2024 dengan narasumber Dr. Mukhsinuddin, MM, Dr. Anton Jamal, MA, Muliza, M.Si serta diikuti oleh siswa Madrasah Aliyah Zainatul Ulum Dayah ZUDI. Hasil kegiatan menunjukkan antusiasme tinggi peserta dan meningkatnya pemahaman terhadap substansi Qanun LKS, khususnya terkait peran santri dalam mendukung sistem keuangan syariah. Diskusi dan tanya jawab berlangsung dinamis, mencerminkan pentingnya pendekatan edukatif-partisipatif dalam membangun kesadaran hukum Islam. Kegiatan ini membuktikan bahwa penyuluhan hukum yang melibatkan dayah sebagai mitra strategis mampu mendorong implementasi syariat secara menyeluruh di masyarakat Aceh.
Co-Authors Ahmad, Srifatmawati Ananda, M. Aditya Andhika , M. Rezki Chenny Seftarita Fauza, Muflihatul hamsa, amrizal Hendrawan, Yoni Hidayah, Ainun Hijrah Indah Zahra Jamal, Anton Jayanti, Ansri Lia Murlisa, Lia Linda Asnaini M. Aditya Ananda M. Rezki Andhika Maisarah, Aisyah Maslijar, Heri Maulida, Ulvia Mukhsinuddin, Mukhsinuddin MZ, Husamuddin Qadrunnada, Annisa Rahayu, Betty Rika Dara Selviani Riki Ariansyah Rinaldi , Mikhral Rinda Pramadia Salma Salma Selviani, Rika Dara Setyawan, Antonius Ary Sumardi Efendi Susantri, Yulia T. Zulham Zahra, Indah