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All Journal Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Media Akademik (JMA) Jurnal Ilmiah Manajemen Dan Kewirausahaan
Rahmad Ramadhani
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengaruh Literasi Keuangan, Inklusi Keuangan dan Financial Technology terhadap Perilaku Keuangan dengan Lifestyle Sebagai Variabel Pemoderasi: (Studi pada Mahasiswa Generasi Z di Universitas Prof. Dr. Hazairin, SH) Rahmad Ramadhani; Sintia Safrianti; Fauzan Fauzan
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 5 No. 1 (2025): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v5i1.2655

Abstract

In the current era of globalization, there are many changes in financial behavior, therefore financial intelligence is absolutely necessary for a student. Because, financial intelligence includes how a person manages their finances well, including expenses, investments, savings, and other financial aspects. This study aims to determine how much influence financial literacy, financial inclusion, and Financial Technology have on financial behavior and to determine how much Lifestyle moderates it in generation Z students at Prof. Dr. Hazairin SH University. This research method is quantitative by distributing questionnaires to 160 students in generation Z at Prof. Dr. Hazairin SH University. Sampling techniques that use non-probability sampling techniques.. Data analysis was carried out using the Partial Least Square - Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS 4 software. The results of the analysis show that partially Financial Technology, Financial Literacy and Lifestyle have a positive and significant effect on Financial Behavior. Conversely, Financial Inclusion does not have a positive and significant effect on Financial Behavior. And Lifestyle as a moderating variable shows a significant influence in strengthening the relationship between Financial Inclusion and Financial Behavior. Meanwhile, Lifestyle as a moderating variable does not show a significant influence in strengthening the relationship between Financial Literacy and Financial Technology.
Pengaruh Literasi Keuangan, Inklusi Keuangan dan Financial Technology terhadap Perilaku Keuangan dengan Lifestyle Sebagai Variabel Pemoderasi: (Studi pada Mahasiswa Generasi Z di Universitas Prof. Dr. Hazairin, SH) Rahmad Ramadhani; Sintia Safrianti; Fauzan Fauzan
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4634

Abstract

In the current era of globalization, there are many changes in financial behavior, therefore financial intelligence is absolutely necessary for a student. Because, financial intelligence includes how a person manages their finances well, including expenses, investments, savings, and other financial aspects. This study aims to determine how much influence financial literacy, financial inclusion, and Financial Technology have on financial behavior and to determine how much Lifestyle moderates it in generation Z students at Prof. Dr. Hazairin SH University. This research method is quantitative by distributing questionnaires to 160 students in generation Z at Prof. Dr. Hazairin SH University. Sampling techniques that use non-probability sampling techniques.. Data analysis was carried out using the Partial Least Square - Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS 4 software. The results of the analysis show that partially Financial Technology, Financial Literacy and Lifestyle have a positive and significant effect on Financial Behavior. Conversely, Financial Inclusion does not have a positive and significant effect on Financial Behavior. And Lifestyle as a moderating variable shows a significant influence in strengthening the relationship between Financial Inclusion and Financial Behavior. Meanwhile, Lifestyle as a moderating variable does not show a significant influence in strengthening the relationship between Financial Literacy and Financial Technology.
PERISTIWA PENGKUDETAAN PRESIDEN SOEHARTO PADA TAHUN 1998: STUDI PEMIKIRAN K.H. MAIMOEN ZUBAIR Muhammad Rizky Ramadhani; Rahmad Ramadhani; Nur Rahmah
Jurnal Media Akademik (JMA) Vol. 3 No. 7 (2025): JURNAL MEDIA AKADEMIK Edisi Juli
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v3i7.2644

Abstract

Lengsernya Presiden Soeharto pada Mei 1998 menandai berakhirnya rezim Orde Baru yang telah berkuasa selama lebih dari tiga dekade di Indonesia. Penelitian ini bertujuan untuk menganalisis faktor-faktor penyebab kejatuhan Soeharto dari perspektif politik, ekonomi, dan sosial. Metode yang digunakan adalah studi penelitian yuridis normatif, yakni penelitian yang pada pengkajiannya mendasarkan pada norma-norma hukum, peraturan perundang-undangan yang berlaku, teori dan doktrin hukum, yurisprudensi dan bahan kepustakaan lainnya yang relevan dengan topik penelitian. Menggunakan pendekatan yuridis normatif, maka sumber data yang dipakai dalam penelitian ini berupa data sekunder, yang berupa bahan hukum primer, sekunder dan tersier. Analisis dalam Penelitian ini menggunakan deskriptif kualitatif, yakni dengan menganalisis data penelitian yang diperoleh untuk selanjutnya dikaji secara mendalam. Hasil penelitian menunjukkan bahwa kombinasi dari krisis moneter Asia 1997–1998, meningkatnya tekanan dari gerakan reformasi mahasiswa, serta melemahnya legitimasi politik di tengah praktik korupsi, kolusi, dan nepotisme (KKN) menjadi pemicu utama runtuhnya kekuasaan Soeharto. Selain itu, fragmentasi di tubuh militer dan hilangnya dukungan elite politik turut mempercepat proses transisi kekuasaan. Kesimpulan dari studi ini menegaskan bahwa lengsernya Soeharto adalah hasil dari akumulasi krisis multidimensional yang tidak mampu diatasi oleh struktur otoriter Orde Baru.
Co-Authors fauzan Fauzan Muhammad Rizky Ramadhani Nur Rahmah Sintia Safrianti