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All Journal Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) IIJSE
Simanjuntak, Wiwin Khairany
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Economics, Econometrics & Finance

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Peranan BPR Syariah Alwashliyah Dalam Meningkatkan Bisnis UMKM Melalui Pembiayaan Murabahah Simanjuntak, Wiwin Khairany; Dalimunte, Ahmad Amin
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 3, No 2: 2022
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v3i2.3550

Abstract

This study intends to decide the job of BPR Syariah in further developing MSMEs in Medan City. This kind of exploration is engaging subjective. The subjects in this study were the gatherings who were utilized as witnesses in a review. There are two witnesses who go about as sources in this review, to be specific the functional head of PT. BPRS Al-Washliyah upwards of 1 individual and staff of the Murabahah Financing Division of PT. BPRS Al-Washliyah upwards of 2 individuals. The procedure for gathering information was finished by utilizing a meeting test as questions connected with the exploration. The outcomes showed that the extent of the biggest number of clients was in June 2018 as numerous as 12%. While the most minimal level of the quantity of clients was in February 2018 which was just 6%, the all out income from murabahah funding items got from 2014 to 2018 expanded and was straightforwardly relative to the expansion in the quantity of clients from 2014 to 2018. This makes the job of BPRS progressively significant in the MSME area. BPRS Al-Washliyah obliges local area organizations beginning at the miniature level. With every one of the upsides of the standards did, the Medan City MSME entertainers proceed to create and develop quickly. Simultaneously adding the presence of BPRS Al-Washliyah in fostering the local area's economy.
Analysis of Implementation of Reputation Risk Management in Employees of Sharia Bank (Case Study of Bank Sumut Sub-Branch Office Sharia Simpang Kayu Besar Tanjung Morawa) Simanjuntak, Wiwin Khairany; Lathief Ilhamy Nasution, Muhammad; Jannah, Nurul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3862

Abstract

The future of banking is largely determined by the management capabilities of Islamic banking and facing the rapid changes that are happening at this time. The rapid pace of information and technology as well as financial innovation has made the financial sector where Islamic banking takes shelter increasingly complex, dynamic, and competitive. This condition has the potential to increase risks to Islamic banking where all these risks absolutely must be managed. Islamic banks should start to manage such risks as reputation risk, for example. Reputation risk is the risk due to decreased stakeholder trust originating from negative perceptions of the bank. The impact of reputation risk events generally causes non-financial losses for the bank. The purpose of this study was to determine the analysis of the implementation of reputation risk management of Islamic banks on employees. The research method of this journal is a descriptive qualitative method with a case study approach from the data using collected three methods, namely, direct interview observation, and documentation. The results of the study show that the role of implementing risk management in North Sumatra companies or banks is very important because in reputation risk there must be control in the company by increasing compliance with applicable regulations in order to control reputation risk. Companies must also anticipate complaints from customers and lawsuits.
Co-Authors Dalimunte, Ahmad Amin Lathief Ilhamy Nasution, Muhammad Nurul Jannah