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All Journal Jurnal Proaksi International Journal of Digital Entrepreneurship and Business (IDEB) Proceeding of International Conference on Entrepreneurship (IConEnt)
Linggadjaya, Restiana Ie Tjoe
STIE Jakarta International College
Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Transformasi Digital Pt Bank Jago Tbk dari Bank Konvensional menjadi Bank Digital Restiana Ie Tjoe Linggadjaya; Bontor Sitio; Patar Situmorang
International Journal of Digital Entrepreneurship and Business Vol 3 No 1 (2022): International Journal of Digital Entrepreneurship and Business (IDEB)
Publisher : STIE-JIC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52238/ideb.v3i1.76

Abstract

his research is to conduct a study on the Business Strategy Transformation of PT Bank Jago Tbk (Bank Jago); A transformation from a Conventional Bank (previously Bank Artos) to a digital bank, the current Bank Jago. This research carries a relatively new research topic, namely digital transformation at banks in Indonesia. The research population is all digital banks in Indonesia, with a total of 5 digital banks and 7 banks in the process of going digital. However, with the limitations of existing data regarding digital banks, discussions were conducted on Bank Jago from the financial side, five digital transformation domains according to Rogers (2016), and comparative studies of bank performance on a limited basis with Book III bank (of which Bank Jago is one of The Book III banks) and aggregate bank in general. The result of this research is that Bank Jago has carried out the right business strategy in accordance with the five domains of digital transformation according to Rogers (2016), where with digital transformation has achieved better business growth compared to Book III banks and aggregate banks in general. Practical implications: (1) the success of Bank Jago can be used as a role model for other digital banks and conventional banks that want to change the business model through digital transformation, (2) For OJK: make further regulations for digital bank reporting, which is separate from commercial bank reporting so that Indonesian banks have data on the development of digital banks.
Pengalaman Pelanggan dan Promosi Penjualan terhadap Niat Pembelian Ulang: Wawasan tentang Minimarket yang Sangat Kompetitif di Jakarta Fini Yulida; Junaid Ali Saeed Rana; Wenny Candra Mandagie; Restiana Ie Tjoe Linggadjaya
International Journal of Digital Entrepreneurship and Business Vol 4 No 1 (2023): International Journal of Digital Entrepreneurship and Business (IDEB)
Publisher : STIE-JIC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52238/ideb.v4i1.108

Abstract

The retail business sector is highly competitive in Indonesia, so mini-market businesses must seek ways to offer high-quality services to their customers to enhance their experience by providing sales promotions. This study measured the effect of customer experience and sales promotion on the repurchase intention of their customers in the Minimarket retail business in Jakarta – Indonesia. The data was gathered by surveying 150 customers of minimarkets in Jakarta using purposive sampling; the questionnaire was shared through Google forms. Analysis of the data was implemented through SPSS (v.25) and AMOS (v.26). AMOS is used to apply Structured Equation Modeling (SEM). Estimation with SEM is used as a robustness test to see the consistency of results with multiple linear regression. Such a technique provides a research gap and contribution to the literature. The results indicate that customer experience was influenced by 44% of repurchase intention, whereas sales promotion was influenced by 52% of repurchase intention. Therefore, the study accurately assesses that consumer experience and sales promotion collectively impact customers’ repurchase intention by 47% at Jakarta (Indonesia) minimarkets. Retail companies are advised to continue to offer a good service for their customers to enhance their experience while shopping, accompanied by providing the best sales promotions so that customers’ intention to repurchase at that specific minimarket would increase.
Krisis Covid-19 Sebagai Prediktor Kebijakan Dividen: Bukti Dari Perusahaan Sektor Industri Dasar Dan Kimia Restiana Ie Tjoe Linggadjaya; Apriani Dorkas Rambu Atahau
Jurnal Proaksi Vol. 10 No. 3 (2023): Juli - September
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v10i3.4362

Abstract

Penelitian ini mengkaji dampak krisis akibat COVID-19 terhadap kebijakan dividen, yang secara spesifik mengkaji perusahaan sektor industri dasar dan kimia di Indonesia. Periode penelitian yang ditetapkan adalah tahun 2014 – 2020. Purposive sampling technique adalah adalah metode penarikan sampel yang digunakan. Sampel yang terkumpul adalah 39 perusahaan, dengan total 273 unit observasi. Instrumen analisis statistik yang digunakan adalah regresi data panel dinamis dengan pendekatan metode FD-GMM. Estimasi parameter menggunakan STATA versi 22. Hasil penelitian yang didapatkan adalah krisis COVID-19 terbukti berpengaruh positif terhadap kebijakan dividen. Hasil tersebut menggambarkan bahwa pada saat krisis, perusahaan sektor industri dasar dan kimia di Indonesia cenderung menekan, bahkan menghilangkan dividen yang dibagikan. Hasil ini memberikan kontribusi kepada perusahaan sektor industri dasar dan kimia untuk menekan pembagian dividen selama krisis untuk bertahan hidup. Selain itu, investor perlu mempertimbangkan instrumen investasi saham perusahaan sektor ini untuk mendapatkan pengembalian berupa dividen yang optimal selama periode krisis secara optimal.
The Next Practice of Sustainability Innovation for Business Leaders in the VUCA Era: A Community Enhancement Program Jacquelinda Sandra Sembel; Linggadjaya, Restiana Ie Tjoe
Proceedings of the International Conference on Entrepreneurship (IConEnt) Vol. 4 (2024): Proceedings of the 4th International Conference on Entrepreneurship (IConEnt)
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sustainability innovation has become critical for businesses to achieve sustainable competitive advantage in a world full of volatility, uncertainty, complexity, and ambiguity (VUCA). Thus, businesses need to develop strategic plans by looking beyond the best practices to the next practice of sustainability innovation and inspire human resources through coaching. The community enhancement program aims to inspire the participants to explore creative ways to integrate sustainable innovation strategies, such as cutting-edge green technologies, innovative green business models, and strong leadership, that can build resilience, drive long term growth, and empower the role of leaders as coaches. By engaging in active discussions, participants can gain valuable insights into implementing effective and scalable sustainable innovation practices and leading with a coaching approach, that will ultimately contribute to a more resilient and sustainable future.
Co-Authors Apriani Dorkas Rambu Atahau Bontor Sitio Fini Yulida Jacquelinda Sandra Sembel Junaid Ali Saeed Rana Mandagie, Wenny Chandra Patar Situmorang