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All Journal International Journal of Islamic and Complementary Medicine Journal Islamic Economics Ad Diwan
Umi Kulsum, Siti
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Religion Economics, Econometrics & Finance Health Professions Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences

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PERAN AKAD KAFALAH DALAM PRODUK PEGADAIAN SYARIAH TERHADAP IMPLEMENTASI PENJAMINAN DAN MITIGASI RISIKO Umi Kulsum, Siti; Pangestu, R. Ali; Abdul Aziz , Imam
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.748

Abstract

problematic financing (bad credit) for customers due to the death of customers and customers whose businesses go bankrupt, resulting in losses for the Sharia Pawnshop, Margonda Depok Branch, as the guarantor of the financing.This research aims to determine the implementation of the contract, determine the implementation of the kafalah contract at the Margonda Depok Branch Sharia Pawnshop and to determine the role of the kafalah contract in transaction guarantees, identify the risks that arise in the kafalah contract and the extent of its contribution in mitigating risks for customers and pawnshops.The type of research used in this thesis is descriptive qualitative research with a case study approach. The analytical tool used is the Miles and Huberman model. The results of this research show that 1) The implementation of the kafalah contract in Pegadaian Syariah products, Margonda Depok Branch is running in accordance with fatwa No.11/DSN-MUI/VI/2000 concerning kafalah and its application is in micro financing products. 2) The role of the kafalah contract in guaranteeing transactions on sharia pawnshop products is to provide guarantees for payment of customer debts in the event of default or inability to pay debts and help prevent both parties involved from losses and injustice, mitigating risks in products that use the kafalah contract from the pawnshop. customers to Pegadaian Syariah Margonda Branch, namely: (a) regular monitoring, (b) backing up data digitally, (c) early identification of customer data, (d) socialization, (e) making binding agreements
THE RELATION BETWEEN NURSE THERAPEUTIC COMMUNICATION WITH PATIENT SATISFACTION AT JATIROTO PUSKESMAS, LUMAJANG Umi Kulsum, Siti; Purnama, Yugi Hari Chandra; Atik Maryati, Syska
International Journal of Islamic and Complementary Medicine Vol. 3 No. 1 (2022): International Journal of Islamic and Complementary Medicine
Publisher : International Islamic Medicine Forum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55116/IJICM.V3I1.25

Abstract

Therapeutic Communication is defined as nurses communication techniques to provide support and information to patients aims to therapy. When the nurses provide good communication, it will bind a good relation between nurses and patient so that the patient will be satisfied with the services. This research aims to determine the relation between nurse therapeutic communication with inpatient satisfaction at Jatiroto publich health centre, Lumajang. This research was using correlational design with cross sectional approach. The sampling method was using incidental sampling and sampling technique was using nonprobability sampling. The data collection was conducted by observational and questionnaires. The result of this research shows that 73,3% nurse therapeutic communication are in good category and 26,7% nurse therapeutic communication are in passably category. The satisfaction level of patient 53,3% are satisfied, 13,3% are unsatisfied and 53,3% are very unsatisfied. The statistic analytical by Spearmean Rank was obtained p value 0.046 <0.05, it means there is a relation between nurse therapeutic communication with inpatient satisfaction at Jatirotopublich health centre, Lumajang.It means that the better nurse's therapeutic communication is, the more satisfied the patient is. Nurse's therapeutic communication is in good category and patient satisfaction is in satisfied category. The practice of health services through therapeutic communication by nurses at the Puskesmas is an example and a small part of the lessons and application of Akhlaq in a profession.
Co-Authors Atik Maryati, Syska Imam Abdul Aziz Pangestu, R. Ali Purnama, Yugi Hari Chandra