Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Putri, Rafika Chudriana
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analysis of Risk Management Strategies of PT. Asuransi Takaful Keluarga during the Covid-19 Period in Area of Sumatra 1 Putri, Rafika Chudriana; Rahim, Abdul; Nurlaila, Nurlaila
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.4461

Abstract

The purpose of this study is to determined the risk management strategy of PT Asuransi Takaful Keluarga using the SWOT and QSPM methods. The results of the risk strategy include: Placement of greater funds on investment, digital product branding, having marketers who would raise the Sharia economy, having SOPs and filing claims independently, continuing to pay Covid-claims, having sufficient capital, and maintaining credibilities. The results of the SWOT method show that the company is in quadrant I, which are carrying out an aggressive strategy by using the company's strengths to take advantage of every opportunity. The results of the QSPM method show five Priority Strategy: to take advantage of digital Sharia insurance brands to attract Muslim customers to avoid usury, increase marketers from preachers community, improve online service and information facilities, increase understanding and collaborate with local Islamic institutions which have no branches and enhance promotion and branding of company through digital tools.
Penerapan Ijarah Muntahiya Bit Tamlik pada Perusahaan Leasing dalam Perspektif Fikih Muamalah: Studi Kasus PT. Adira Finance Hendra, Hendra; Putri, Rafika Chudriana; Sudiarti, Sri; Marliyah, Marliyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.4844

Abstract

Currently, human needs are increasingly complicated, especially for vehicles as a means of support in every activity. Therefore, the role of Islamic financial institutions in this case is needed as a facilitator for people who are constrained by capital. Islamic financial institutions have a financing agreement "Ijarah Al Muntakiya bit Tamlik" (financial leasing with purchase)/IMBT as a solution to this problem. IMBT is a combination of leasing (ijarah) and buying and selling at the end of the lease contract. Purchase of vehicles on credit in leasing can be used as a community solution option. however, community literacy regarding leasing is still limited, especially in the fiqh muamalah approach. Method This research is a qualitative descriptive study in which the researcher describes the results that have been studied. Application of Ijarah Muntakiya Bittamlik (IMBT) at PT. Adira Finance is almost in accordance with the study of muamalah fiqh, except that in handling bad loans it uses a forced pick-up system on the main road as a warning to customers who are in arrears. If it is related to theory, this should have been avoided. But on the other hand, if at the end of the financing period or the consumer contract has paid off its obligations, the leasing party will provide BPKB as proof of transfer of ownership. Keywords: Ijarah Al Muntakiya bit Tamlik (IMBT), Leasing, PT. Adira Finance
Co-Authors Abdul Rahim Hendra Hendra Marliyah, Marliyah P Purwanto sri sudiarti