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OPTIMALISASI KEBIJAKAN PEMERINTAH DALAM MENGURANGI KEMISKINAN DI KABUPATEN SUMBAWA Ilmi, Raudhatul; Nisa, Baiq Hidayatun; Ardiyansyah, Adi; Hidayati, Siti Nur
Widya Balina Vol. 9 No. 2 (2024): Jurnal Widya Balina
Publisher : widya balina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/wb.v9i2.659

Abstract

Kemiskinan masih menjadi salah satu permasalahan pembangunan utama di kabupaten Sumbawa dan memerlukan perhatian serius dari pemerintah untuk mencapai kesejahteraan masyarakat yang lebih baik. Tujuan dari studi ini adalah untuk menilai efektivitas kebijakan pemerintah dalam memerangi kemiskinan dan untuk mengidentifikasi strategi optimal untuk meningkatkan hasil dari kebijakan tersebut. Metode penelitian yang digunakan adalah analisis kualitatif dengan pendekatan studi literatur atau dokumen berupa jurnal hasil-hasil penelitian sebelumnya, sesuai dengan topik jurnal yang di kaji. Temuan menunjukkan bahwa meskipun terdapat berbagai kebijakan, masih terdapat tantangan terkait koordinasi antar lembaga, pemanfaatan sumber daya, serta pemantauan dan evaluasi program. Kajian ini merekomendasikan beberapa tindakan strategis untuk meningkatkan efektivitas kebijakan, antara lain perbaikan perencanaan program, peningkatan partisipasi masyarakat, dan penguatan mekanisme evaluasi. Hasil penelitian ini diharapkan dapat memberikan kontribusi yang bermanfaat bagi pemerintah Kabupaten Sumbawa dalam merumuskan kebijakan yang lebih efektif untuk pengentasan kemiskinan dan pembangunan sosial ekonomi yang berkelanjutan.
MECHANISMS THROUGH WHICH ISLAMIC BANKING PROMOTES MICROECONOMIC GROWTH: A THEORETICAL AND EMPIRICAL ANALYSIS Hidayati, Siti Nur; Nisa, Baiq Hidayatun; Liawati, Liawati
JURNAL PROFIT Vol 8, No 2 (2024): Economic and Financing
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v8i2.9785

Abstract

This study aims to analyze the role of Islamic banking in microeconomic development in Sumbawa Regency. Islamic banking, with principles based on Islamic law, has great potential in supporting the development of the microeconomic sector which is the backbone of the regional economy. The research method used is a qualitative approach through a literature study containing theories relevant to the topic raised. This research collects and analyzes literature from various sources such as books, journals, scientific articles, and other related documents. The qualitative approach allows researchers to understand the context, dynamics, and complexity of the role of Islamic banking in microeconomic development in Sumbawa Regency. The results show that Islamic banking not only acts as a capital provider, but also as a strategic partner in increasing the capacity of micro businesses through mentoring and financial education programs.
Peran Usaha Mikro Kecil Menengah Dalam Pembangunan Ekonomi Perspektif Islam Di Kabupaten Sumbawa Nisa, Baiq Hidayatun; Apriyani, Dewi; Hidayati, Siti Nur
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 3 No. 2 (2023): Desember 2023
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35964/albayan.v3i2.208

Abstract

Humans in carrying out various roles as creatures cannot be separated from various needs in order to maintain survival. These needs are related to three basic needs, namely dharuriyat (primary), hajiyat (secondary), and tahsiniyat (tertiary). This research aims to determine the role of Micro, Small and Medium Enterprises in economic development from an Islamic perspective in Sumbawa Regency. The research method used in this study is the literature study method or documents in the form of journals of previous research results, in accordance with the topic of the journal to be reviewed. Micro, Small and Medium Enterprises (UMKM) in economic development in Sumbawa Regency play a very important role because they can absorb labor which increases every year and can increase local revenue derived from levies and taxes from existing UMKM. So this is closely related to the objectives of the Islamic economy of all economic activities to achieve justice and equity (falah).
Persepsi Pelaku UMKM terhadap Penggunaan QRIS sebagai Metode Pembayaran Digital di Kabupaten Sumbawa: Pendekatan Kualitatif Nisa, Baiq Hidayatun; Raudhatul Ilmi; Saindra; Feri Irawan
Jurnal Nirta : Inovasi Multidisiplin Vol 5 No 1 (2025): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61412/jnsi.v5i1.282

Abstract

This study aims to describe the perceptions of MSME players in Sumbawa Regency towards the use of QRIS (Quick Response Indonesian Standard) as a digital payment method. Using a qualitative approach and a literature study of various related studies, this paper explores the factors that influence the acceptance of QRIS payment technology in MSME players as well as the benefits and challenges faced in its implementation. The results show that MSME players generally view QRIS as a practical, safe payment solution that can help increase turnover, although there are still obstacles such as limited understanding of technology and unstable internet networks. This study recommends increasing socialization and training as well as strengthening digital infrastructure to encourage wider adoption of QRIS in Sumbawa Regency.