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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial JURNAL EKONOMI SYARIAH Az Zarqa': Jurnal Hukum Bisnis Islam
solichin, nur mifchan
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Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Bank Wakaf Mikro Sebagai Lembaga Keuangan Mikro Syariah (Studi Analisis UU No 25 Tahun 1992 tentang Perkoperasian dan UU No 1 Tahun 2013 tentang Lembaga Keuangan Mikro) solichin, nur mifchan
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 11 No. 2 (2019): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v11i2.1706

Abstract

Tahun 2017, Pemerintah meluncurkan program Lembaga Keuangan Mikro Syariah Bank Wakaf Mikro. Berdasar Undang Undang Nomor 1 Tahun 2013 tentang Lembaga Keuangan Mikro, setiap Lembaga Keuangan Mikro wajib memiliki badan hukum yang harus dipilih, yaitu antara badan hukum Koperasi atau badan hukum Perseroan Terbatas. Berdasarkan ketentuan tersebut berarti secara yuridis LKM yang berbadan hukum Koperasi dengan sendirinya akan berada di bawah pengaturan 2 macam perundang-undangan secara bersamaan, yaitu: Undang Undang Nomor 25 Tahun 1992 tentang Perkoperasian dan Undang Undang Nomor 1 Tahun 2013 tentang Lembaga Keuangan Mikro. Dualisme pengaturan bagi LKMS akan menyulitkan LKMS menentukan aturan hukum mana yang harus dipatuhi. Sehingga timbul pertanyaan bagaimana posisi LKMS Bank Wakaf Mikro atas adanya dualisme peraturan tersebut. Penelitian ini merupakan penelitian studi pustaka (library research) terhadap berbagai dokumen dan literatur hukum yang terkait, data diolah dan dilakukan analisis secara kualititaif. Setelah dilakukan analisis lebih lanjut, badan hukum Bank Wakaf Mikro adalah badan hukum koperasi. Sesuai dengan UU Nomor 1 Tahun 2013 tentang LKM, POJK Nomor 12 Tahun 2014 dan POJK Nomor 62 tahun 2015 tentang Kelembagaan. Berarti seperti memaksakan Bank Wakaf Mikro untuk menjalankan usahanya layaknya lembaga perbankan mikro. Padahal terdapat beberapa perbedaan kontradiktif antara peraturan hukum perkoperasian dengan peraturan LKM,  diantaranya  pengaturan mengenai: syarat pendirian, ijin usaha, syarat pemodalan, lingkup kegiatan usaha, kewajiban membuat laporan, pengawasan, pengumuman laporan keuangan, dan ancaman sanksi.
Temporary Waqf as a Study of Fiqh Muamalah (Juridical Thoughts and Possibility of Its Implementation) Solichin, Nur Mifchan
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2704

Abstract

Abstract: Based on data from the Indonesian Waqf Board (BWI), Indonesia has a waqf potential of IDR 180 trillion per year. However, waqf in Indonesia has not been fully managed effectively, in many cases there are abandoned waqf objects that are not maintained. To reduce the abandonment of waqf assets, the discourse of waqf fiqh has developed with the discussion of temporary waqf. The question that arises is what is the opinion of the fiqh scholars about temporary waqf, especially the scholars of the four madzhabs; Shafi'i, Hanbali, Hanafi and Maliki? Then how is the possibility of implementing the temporary waqf? This research is a combination of normative and empirical, using a qualitative approach, by researching the law on temporary waqf, supported by empirical data. Primary data is obtained from field research, in the form of interviews with the Head of the Waqf and Land Institute of the Nahdlatul Ulama Regional Board of Yogyakarta Special Region. Secondary data is obtained from fiqh books, articles and regulations in Indonesia regarding temporary waqf. Shafi'iyah and Hanabilah scholars such as As-Shirāzi and Ibn Qudamah rejected the practice of temporary waqf. On the other hand, the Hanafiyah and Malikiyah allow temporary waqf. Nahdlatul Ulama officially recognises four schools of fiqh: Hanafi, Maliki, Shafi'i, and Hanbali, so there is a possibility that temporary waqf can be implemented by Nahdlatul Ulama because Hanafiyah and Malikiyah permit temporary waqf.
Loans Without Time Value: Rethinking Justice, Reciprocity, and Ribā in the Sinoman Tradition of Javanese Islamic Economics Solichin, Nur Mifchan; Nuraini, Diah
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 17, No 1 (2025)
Publisher : Faculty of Sharia and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v17i1.41451

Abstract

The article examines the challenges of justice in Sinoman culture in the era of contemporary Islamic economics, focusing on the Time Value of Money (TVM) concept. Using a descriptive qualitative approach and a case study in Brangsong Village, Kendal, data were collected through interviews and observations. Theories like al-ghunmu bi al-ghurmi and al-kharāj bi al-ḍamān explain how sinoman ensures fair distribution of benefits and risks without exploitation or TVM inequality. Social reciprocity is driven by solidarity and collective responsibility, not mere financial profit. Sinoman embodies distributive and commutative justice, rejects usury, and reflects local gotong royong, yet faces challenges within TVM-based modern Islamic economics. Abstrak:Artikel ini mengkaji secara kritis konsep keadilan dalam praktik tradisional sinoman di Jawa, dalam konteks ekonomi Islam kontemporer yang banyak bergantung pada konsep Time Value of Money (TVM). Menggunakan pendekatan kualitatif deskriptif, studi ini berbasis pada penelitian lapangan di Desa Brangsong, Kabupaten Kendal, melalui wawancara mendalam dan observasi partisipatif. Analisis didasarkan pada prinsip keadilan ekonomi Islam seperti al-ghunmu bi al-ghurmi dan al-kharāj bi al-ḍamān yang menekankan distribusi manfaat dan tanggung jawab risiko secara adil. Praktik sinoman mencerminkan sistem pertukaran sosial non-finansial yang didasarkan pada solidaritas, keadilan distributif dan komutatif, serta penolakan terhadap ribā. Tradisi ini memperlihatkan semangat gotong royong dan resistensi terhadap komodifikasi waktu dalam relasi ekonomi. Namun, tantangan muncul ketika sinoman dihadapkan dengan sistem keuangan Islam modern yang mengadopsi TVM sebagai dasar pengukuran keuntungan dan risiko. Artikel ini memberikan kontribusi terhadap wacana epistemologis ekonomi Islam dengan menunjukkan bahwa tradisi lokal dapat menjadi paradigma alternatif keadilan yang tidak berpusat pada kapital.
Kesadaran Hukum Dalam Pemenuhan Hak Disabilitas Perspektif Hukum Keluarga Nuraini, Diah; Solichin, Nur Mifchan; Umam, Khotibul
Jurnal EL-QANUNIY: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 10, No 1 (2024)
Publisher : Syekh Ali Hasan Ahmad Addary State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-qanuniy.v10i1.10940

Abstract

Legal awareness in disabled families shows a fifty-fifty point, where someone with a disability has the courage to try to get married and fulfill their rights and obligations as a husband, especially the right to support their family. Although not all blind families know and understand the details of marriage law such as marriage conditions, rights and obligations of husband and wife, child gifts, as contained in applicable family law principles. Efforts to work coupled with skills and job opportunities have grown significantly, in Indonesia in 2022, there will be 720,748 disabled workers, an increase from 277,018 people in 2021. On the other hand, awareness of disability law in the public sphere is still lacking, where it is still limited. access to facilities and infrastructure at Special Schools and Community Learning Activity Centers at the village level which motivates increasing insight and skills with disabilities as an improvement in living standards, whereas in the realm of legal apparatus, judiciary and correctional institutions, there is minimal implementation of the fulfillment of disability rights, such as supporting facilities for sign language interpreters and the use of Braille, disabled-friendly building facilities and legal information outreach to people with disabilities.
Sweet Deals and Sharia Principles: A study of istishna' contract practices in Salatiga Bakeries Solichin, Nur Mifchan; Nuraini, Diah
JURNAL EKONOMI SYARIAH Vol 10, No 2 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i2.15568

Abstract

Loans Without Time Value: Rethinking Justice, Reciprocity, and Ribā in the Sinoman Tradition of Javanese Islamic Economics Solichin, Nur Mifchan; Nuraini, Diah
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 17 No. 1 (2025)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v17i1.41451

Abstract

The article examines the challenges of justice in Sinoman culture in the era of contemporary Islamic economics, focusing on the Time Value of Money (TVM) concept. Using a descriptive qualitative approach and a case study in Brangsong Village, Kendal, data were collected through interviews and observations. Theories like al-ghunmu bi al-ghurmi and al-kharāj bi al-ḍamān explain how sinoman ensures fair distribution of benefits and risks without exploitation or TVM inequality. Social reciprocity is driven by solidarity and collective responsibility, not mere financial profit. Sinoman embodies distributive and commutative justice, rejects usury, and reflects local gotong royong, yet faces challenges within TVM-based modern Islamic economics. Keywords: Sinoman; time value of money; Islamic economic justice; ribā; reciprocity; local Islamic economics   Abstrak Artikel ini mengkaji secara kritis konsep keadilan dalam praktik tradisional sinoman di Jawa, dalam konteks ekonomi Islam kontemporer yang banyak bergantung pada konsep Time Value of Money (TVM). Menggunakan pendekatan kualitatif deskriptif, studi ini berbasis pada penelitian lapangan di Desa Brangsong, Kabupaten Kendal, melalui wawancara mendalam dan observasi partisipatif. Analisis didasarkan pada prinsip keadilan ekonomi Islam seperti al-ghunmu bi al-ghurmi dan al-kharāj bi al-ḍamān yang menekankan distribusi manfaat dan tanggung jawab risiko secara adil. Praktik sinoman mencerminkan sistem pertukaran sosial non-finansial yang didasarkan pada solidaritas, keadilan distributif dan komutatif, serta penolakan terhadap ribā. Tradisi ini memperlihatkan semangat gotong royong dan resistensi terhadap komodifikasi waktu dalam relasi ekonomi. Namun, tantangan muncul ketika sinoman dihadapkan dengan sistem keuangan Islam modern yang mengadopsi TVM sebagai dasar pengukuran keuntungan dan risiko. Artikel ini memberikan kontribusi terhadap wacana epistemologis ekonomi Islam dengan menunjukkan bahwa tradisi lokal dapat menjadi paradigma alternatif keadilan yang tidak berpusat pada kapital. Kata Kunci: Sinoman; time value of money; keadilan ekonomi Islam; ribā; timbal balik; ekonomi Islam lokal
Co-Authors Diah Nuraini Khotibul Umam