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Efektifitas Pembiayaan Modal Usaha Oleh Baitul Mal Aceh Terhadap Usaha Agribisnis Hendra Kusumah; Mustafa Usman; Fajri Fajri
Jurnal Bisnis Tani Vol 4, No 1 (2018): Jurnal Bisnis Tani April 2018
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (163.311 KB) | DOI: 10.35308/jbt.v4i1.314

Abstract

One of the main problems in the development of the agricultural sector is the lack of capital.Baitul Mal Aceh as one of the Zakat Management Board has issued productive zakat used for business activities.The results showed that the implementation of agribusiness-based business financing program by Baitul Mal Aceh has been effective with the form of qardul hasan or without interest and profit sharing,business capital is revolving,the amount of business capital financing varies from Rp 2.000.000, - - Rp 10.000.000, -, this has an impact on the increase of income mustahik from Rp 2.300.000 - Rp 10.000.000, -From the time side of the mustahik return the current collectability is 91.04%,less current 5.67%,Doubtful 3.28% and no business returns are stalled.The average income of the mustahik after receiving agribusiness-based business financing of Rp 4.310.000 has fulfilled the Decent Living Needs. Revenue mustahik be better since the existence of such financing activities and give multiplier effect to the previous income with an average amount of Rp 2,261,429. The increase of income of the mustahik in the research is 100.75%.
Learning Effectiveness Using The Ilearning System (Computer Systems Studies Kampus Merdeka Belajar Kampus Merdeka (MBKM) University of Raharja) Ageng Setiani Rafika; Ridho Firdaus; Hendra Kusumah; Padeli; Euis Sitinur Aisyah
International Journal of Cyber ​​and IT Service Management (IJCITSM) Vol. 3 No. 1 (2023): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

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Abstract

This study aims to make the learning system more modern and can attract students' interest in learning. The learning system that is meant by computer and smartphone-based, students can learn easily and more efficiently. Of course, this research will be useful in the Computer Systems study program at Raharja University. With the iDu 2.0, the learning system in the Computer Systems study program will become even more efficient. Because there will be many more up to date features that will increase student interest in learning. This research model uses a research and development approach. Data collection techniques used are interviews, observation, questionnaires, and skills tests. To analyze the data used technical SWOT analysis. The results of this study explain that a learning system that develops and can increase students' interest in learning, Uses useful technology. Computers are very useful learning media in the present and the future, which of course computers must continue to grow. Keywords: Intelligent Learning (iLearning), Technology , Mobile Learning, Swot