Sik Sumaedi
National Research and Innovation Agency

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Factors influencing males’ loyalty toward functional foods during the COVID-19 pandemic Sik Sumaedi; Sumardjo Sumardjo; Amiruddin Saleh; Agus Fanar Syukri
International Journal of Public Health Science (IJPHS) Vol 11, No 1: March 2022
Publisher : Intelektual Pustaka Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijphs.v11i1.20886

Abstract

Coronavirus disease 2019 (COVID-19) is a serious issue nowadays. Several studies showed that male was more vulnerable to COVID-19 than female. Functional food consumption can be used to overcome COVID-19 since it boosts someone’s immune system and reduces the risk of contracting non-communicable diseases simultaneously. It is important to improve males’ functional food loyalty during the COVID-19 pandemic. However, there is lack of research on males’ functional food loyalty during the COVID-19 pandemic. Given this, this research aims to test the effect of perceived threat of COVID-19, perceived benefit of functional food related to COVID-19, e-health literacy, digital health communication media usage, attitude toward functional food, functional food accessibility, and social influences-injunctive norm and descriptive norm–on males’ functional food loyalty during the COVID-19 pandemic. This study collected data through a survey. It involved 204 male respondents in Banten, Indonesia. This research found that males’ functional food loyalty during the COVID-19 pandemic was significantly and positively affected by attitude toward functional food, injunctive norm, food accessibility and digital health communication usage. However, males’ functional food loyalty was not significantly affected by the perceived threat of COVID-19, perceived benefit of functional food related to COVID-19, descriptive norm and e-health literacy.
Mengungkap Faktor-Faktor Pendorong Penggunaan Beli Sekarang Bayar Nanti: Bukti dari Investor Generasi Z di Jakarta Riska Rosdiana; Sik Sumaedi; Winda Widyanty; Febrina Mahliza; Dian Primanita Oktasari
Jurnal Bisnis Islam dan Kewirausahaan Vol 5 No 1 (2026): Journal of Islamic Business and Entrepreneurship (JIBE)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jibe.v5i1.8123

Abstract

The rapid rise of Buy Now Pay Later (BNPL) services has transformed consumer behavior, especially among Generation Z as digital natives. This study investigates the influence of financial literacy, risk perception, interest rate perception, social environment, and religiosity on BNPL usage among Generation Z investors in Jakarta. Using a sample of 200 respondents aged 17 and above, data were analyzed with structural equation modeling–partial least squares (SEM-PLS). The results show that financial literacy, risk perception, and education level do not significantly affect BNPL usage, as financially literate and risk-averse students tend to avoid BNPL altogether. In contrast, interest rate perception significantly influences BNPL usage, where respondents view flexible installment terms as acceptable despite higher costs. These findings extend the Theory of Planned Behavior in the context of fintech adoption and provide insights for fintech firms and regulators to design transparent products, strengthen consumer protection, and enhance financial literacy for responsible BNPL usage.