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Journal : Bulletin of Community Service and Development (BCSD)

PENDAMPINGAN LITERASI AKAD LEMBAGA KEUANGAN SYARI'AH PADA KOPERASI BUEKA AS-SAKINAH KABUPATEN MALANG Fitrian Aprilianto
Bulletin of Community Service and Development Vol. 2 No. 1 (2021): DECEMBER
Publisher : Lembaga Pengkajian dan Pengembangan Masyarakat, Yayasan Cahaya Mulia Mandiri

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Abstract

Purpose of the study: The data that needs there is an option for cooperatives to run their operations based on sharia, so many cooperatives with conventional principles take the initiative to convert their operational activities to change their basis to sharia. However, in practice, there are still obstacles from the internal cooperative itself. The purposes of this service are to provide understanding to the administrators of the Bueka As-Sakinah cooperative, Malang Regency, on contracts in Islamic financial institutions and their implementation in sharia cooperatives Methodology: In this study, the implementation method is divided into three parts: First, in the preliminary stage, the service team will agree with partners related to the main problems that can be solved. Second, the observation stage can be carried out to explore the problem faced by the Bueka As-Sakinah Cooperative. Third, the implementation stage is the next step or stage that is practical and directly in contact with the activity participants Main Findings: During the service process, it was found that most of the conditions for the management of the Bueka As-Sakinah Cooperative, Malang Regency, did not understand the concept of Islamic finance, especially understanding the contracts used for the cooperative's products. Previously there had been efforts from the cooperative to make a draft contract or contract with sharia principles, but the management and supervisors did not understand the contract used so that the cooperative members did not get clarity regarding the contract. Applications of this study: One of the cooperatives under the auspices of the management of 'Aisyiyah which is in the process of converting to a sharia cooperative is the Bueka As-Sakinah Cooperative, Malang Regency. Bueka As Sakinah Cooperative is a savings and loan cooperative that was established in 1995 and obtained a legal entity on November 30, 1998 Novelty/Originality of this study: In this service, we have been able to identify the problems experienced by the cooperative, especially the problem of human resources or the ability of the management to understand contracts in Islamic financial institutions Based on these problems we provide solutions by providing material on the basic concepts of Islamic financial institutions with lecture methods and interactive dialogue in the form of question and answer.
PENDAMPINGAN DAN PENINGKATAN KESEJAHTERAAN KOMUNITAS BECAK KALIMOSODO MELALUI USAHA MIKRO Aprilianto, Fitrian; Zakaria, Soni
Bulletin of Community Service and Development Vol. 1 No. 2 (2021): JUNE
Publisher : Lembaga Pengkajian dan Pengembangan Masyarakat, Yayasan Cahaya Mulia Mandiri

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Abstract

Adanya program pengabdian masyarakat yang dituangkan dalam kegiatan pemberdayaan ekonomi diharapakan menambah penghasilan para tuakng becak dan keluarganya sehingga meningkatkan kesejahteraan. Pendekatan penelitian ini adalah menggunakan pendekatan kualitatif deskriptif. Analisis kualitatif deskriptif. Teknik pengumpulan data yang dipilih untuk mengungkapkan serta menganalisis data yang didapatkan adalah dengan metode observasi langsung. Selain menggunakan metode observasi, penulis juga menggunakan metode survey dalam pengabdian ini. Metode survey adalah penyelidikan yang diadakan untuk memperoleh fakta-fakta dari gejala-gejala yang ada dan mencari keterangan-keterangan secara faktual. Setelah diberikan bantuan modal kedua mitra telah mempunyai masing-masing usaha mikro. Untuk Bapak Galung memanfaatkan bantuan modal tersebut dengan membuka usaha tabung gas LPG 3 Kg dengan memanfaatkan teras rumahnya. Sedangkan untuk Bapak Sali memanfaatkan dana bantuan tersebut dengan membuka usaha warung makan. Dengan bantuan istri dan anaknya Bapak Sali membuka warung dengan menjual berbagai makanan dan jajanan. Sasaran pengabdian ini dapat digunakan oleh masyarakat dengan penghasilan rendah seperti tukang becak. Lokasi pengabdian dilakukan di daeah jalan Kalimosodo, Kelurahan Polehan, Kota Malang. Dalam pengabdian ini difokuskan pada masyrakat dengan berpengahsilan rendah yaitu tukang becak. Dengan adanya program bantuan modal ini para tukang becak dapat membuka usaha mikro, sehingga diharapkan akan meningkatkan kesejahteraan.