Garuda - Garba Rujukan Digital

AN ANALYSIS OF FINANCING SCHEME EFFECT ON NON-PERFORMING FINANCING ASSET AT ISLAMIC BANKS IN INDONESIA Aprilianto, Fitrian
Falah: Jurnal Ekonomi Syariah Vol 5, No 1 (2020): FEBRUARY 2020
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v5i1.11400

This research aims to identify the impact of financing contracts on the risks confronted by Islamic banks measured by Non-Performing Financing (NPF). The data indicate that the value of NPF tends to annually increase along with a value close to the maximum limit set by Bank Indonesia (BI). The data of this study utilized secondary data in the form of monthly time series data in the period of January 2014 to December 2017 and cross-section data from the two types of Islamic Banking (Bank Usaha Syariah and Unit Usaha Syariah). The result indicates that the financing scheme which is based on the empirical scheme of profit-sharing schemes is proven to increase financing risk.

Pengaruh Variabel Makroekonomi Terhadap Hasil Investasi Pada Perusahaan Asuransi Syariah di Indonesia Fitrian Aprilianto
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4058

This study aims to determine the macroeconomic variables that affect the investment returns of Islamic insurance. The research approach uses a quantitative approach with the type of associative research. The data source uses secondary data in the form of monthly data published by OJK and BI from 2014-2020. The data analysis technique used multiple regression analysis techniques. The result showed that the BI Rate, Exchange Rate, and the Jakarta Islamic Index had a significant effect on the investment returns of sharia insurance. On the other hand, inflation and the money supply have no significant effects.

An Analysis of Financing Scheme Effect on Non-Performing Financing Asset at Islamic Banks In Indonesia Fitrian Aprilianto
Falah: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2020): FEBRUARY 2020
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v5i1.11400

This research aims to identify the impact of financing contracts on the risks confronted by Islamic banks measured by Non-Performing Financing (NPF). The data indicate that the value of NPF tends to annually increase along with a value close to the maximum limit set by Bank Indonesia (BI). The data of this study utilized secondary data in the form of monthly time series data in the period of January 2014 to December 2017 and cross-section data from the two types of Islamic Banking (Bank Usaha Syariah and Unit Usaha Syariah). The result indicates that the financing scheme which is based on the empirical scheme of profit-sharing schemes is proven to increase financing risk.

Islamic Economics Ethics Perspective on Economic Development in the Time of Coronavirus Disease (Covid-19) Rahmad Hakim; Muslikhati Muslikhati; Fitrian Aprilianto
Falah: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2020): AUGUST 2020
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v5i2.14019

This study aims to provide an in-depth analysis of Islamic economics ethics on economic development in the time of coronavirus disease (Covid-19). This research was qualitative, using documentation techniques in data collection. The data analyzed using descriptive-qualitative technique. The conclusion of this study found that Islamic economic ethics in the economic development emphasizes on the role of the invidual (society) and institutions (government) in an active effort to manage the spread of coronavirus disease (Covid-19) by avoid an excessive buying, consume the halal and thayyib food, increase the alms giving activites and also the enforcement of fiscal and monetary policy.

PENDAMPINGAN LITERASI AKAD LEMBAGA KEUANGAN SYARI'AH PADA KOPERASI BUEKA AS-SAKINAH KABUPATEN MALANG Fitrian Aprilianto
Bulletin of Community Service and Development Vol. 2 No. 1 (2021): DECEMBER
Publisher : Lembaga Pengkajian dan Pengembangan Masyarakat, Yayasan Cahaya Mulia Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (698.763 KB)

Purpose of the study: The data that needs there is an option for cooperatives to run their operations based on sharia, so many cooperatives with conventional principles take the initiative to convert their operational activities to change their basis to sharia. However, in practice, there are still obstacles from the internal cooperative itself. The purposes of this service are to provide understanding to the administrators of the Bueka As-Sakinah cooperative, Malang Regency, on contracts in Islamic financial institutions and their implementation in sharia cooperatives Methodology: In this study, the implementation method is divided into three parts: First, in the preliminary stage, the service team will agree with partners related to the main problems that can be solved. Second, the observation stage can be carried out to explore the problem faced by the Bueka As-Sakinah Cooperative. Third, the implementation stage is the next step or stage that is practical and directly in contact with the activity participants Main Findings: During the service process, it was found that most of the conditions for the management of the Bueka As-Sakinah Cooperative, Malang Regency, did not understand the concept of Islamic finance, especially understanding the contracts used for the cooperative's products. Previously there had been efforts from the cooperative to make a draft contract or contract with sharia principles, but the management and supervisors did not understand the contract used so that the cooperative members did not get clarity regarding the contract. Applications of this study: One of the cooperatives under the auspices of the management of 'Aisyiyah which is in the process of converting to a sharia cooperative is the Bueka As-Sakinah Cooperative, Malang Regency. Bueka As Sakinah Cooperative is a savings and loan cooperative that was established in 1995 and obtained a legal entity on November 30, 1998 Novelty/Originality of this study: In this service, we have been able to identify the problems experienced by the cooperative, especially the problem of human resources or the ability of the management to understand contracts in Islamic financial institutions Based on these problems we provide solutions by providing material on the basic concepts of Islamic financial institutions with lecture methods and interactive dialogue in the form of question and answer.

Assistance of the Bueka As-Sakinah towards Sharia savings and loan cooperatives (KSPPS) Fitrian Aprilianto; Rahmad Hakim
Community Empowerment Vol 7 No 5 (2022)
Publisher : Universitas Muhammadiyah Magelang

This community service seeks to assist people grasp the notion of muamalah maaliyah by illustrating real-life examples of sharia financial transactions in sharia cooperatives. Identification is the first step in the service method, which is followed by workshops, focus group discussions, and mentorship. As a result of the service, cooperative management and supervisors have a better understanding of the notion of Sharia finance.

The The Impact of a Cashless Payment System on Inflation muslikhati muslikhati; Fitrian Aprilianto
Jurnal Ekonomi Pembangunan Vol. 20 No. 02 (2022): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jep.v21i02.20885

The rise of transactions without using money or what is commonly referred to as cashless transactions. Cashless transactions have several advantages, namely, functional, effortless, and quick. In addition, cashless transactions get an impact on monetary policy in Indonesia. The convenience obtained when conducting cashless transactions results in the acceleration of the velocity of money. Although the number of cash transactions in the community has decreased, the rate of money creates a high intensity with the use of cashless transactions. If the power of money circulation is high, it is feared that it will cause inflationary effects. This study aims to determine the impact of the cashless payment system on inflation. A quantitative approach was used in this study with secondary data which in the source obtained through documentation techniques obtained from Bank Indonesia (BI) and the Central Statistics Agency (BPS). from January 2009 until December 2020. The analysis technique uses multiple linear regression analysis. The results showed that the electronic-money variables had a significant negative effect, the debit card variables had a significant positive impact, the credit card variables had an insignificant negative effect, and the interest rate variables had a significant positive impact.

THE POWER STRUCTURE OF UNDERGROUND ECONOMY ACTIVITIES AT ROMBENGAN MALAM KOTA MALANG: AN INSTITUTIONAL ECONOMIC PERSPECTIVE Fitrian Aprilianto
Sosiohumaniora Vol 25, No 2 (2023): Sosiohumaniora: Jurnal Ilmu-Ilmu Sosial dan Humaniora, JULY 2023
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/sosiohumaniora.v25i2.37880

One of Indonesia’s most common underground economy practices is the emergence of informal markets in the community. This study aimed to identify the pattern of the power structure of the Roma merchants in Malang City from an institutional economic perspective. In this study, the method used is a descriptive qualitative approach with a phenomenological type. This study uses primary data, data directly obtained from interviews and observations. The main informants in the study were traders, and the supporting informants were parking attendants. From the researchers’ findings, it was found that several realities of the power structure existed until now, among others, in the Roma merchant community, there was no hierarchical and formal pattern of power structures that officially governed the merchant community. Mastery in the Roma community was only informal.

The Impact Of Financing Product Scheme To Islamic Banking Financial Performance Fadilla Muhammad Mahdi; Fitrian Aprilianto
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10766

The aim of this study is to determine how different financing plans affect a bank's ability to earn income and manage financing risk throughout the course of both the short- and long-terms. The study utilizes an associative research design and a quantitative methodology. The Financial Services Authority's monthly aggregate reports on Islamic banking for the years 2012 to 2022 make up the study sample. Total debt-based financing, total profit-sharing financing, total leasing-based financing, return on assets (ROA), and non-performing finance (NPF) are among the variables included in the study model. Vector Error Correction Modelling (VECM), which enables the study of the data, is used to examine the short- and long-term effects of independent factors on the dependent variable. Two investigational models—the ROA model and the NPF model—are included in the study. According to the research's findings, when viewed from the NPF model's point of view, debt- and leasing-based financing are more secure over the long run for Islamic banks. Leasing-based financing, however, turns out to be more beneficial for Islamic banks from the standpoint of the ROA model

Internal audit assistance in the management of zakat, infak and shadaqah at LAZISMU Branch Malang City Rahmad Hakim; Fitrian Aprilianto
Community Empowerment Vol 9 No 4 (2024)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.11153

Zakat has a central role in improving the economic conditions of society, from those who previously lived in the shackles of poverty to become economically independent and prosperous. The aim of this community service is to improve the skills and understanding of Lazismu Malang City administrators as well as improve their abilities in internal auditing in the management of Zakat, Infaq, and Shadaqah so that zakat management can run effectively and efficiently. The methods used include surveys, internal audit workshops, training in making internal audit reports, and evaluation. The result of this effort is an increase in management's knowledge and understanding regarding internal audit by 60% and an increase in skills related to internal audit reporting by 75%. This increase in understanding shows that participants have a better understanding regarding internal audit in the management of zakat, infaq, and shadaqah.

Title

Found 13 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 13 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 13 Documents
Search