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Studi Kasus Penanganan Pembiayaan Bermasalah di Baitul Maal wa Tamwil (BMT) Hubbul Wathon pada Masa Pandemi Covid-19 Winda Hidayanti; Hesty Juan Kirana; Anisya May Yustitia; Harnum Widyaningrum; Tulasmi Tulasmi; Titania Mukti
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.397 KB) | DOI: 10.29040/jiei.v7i1.1771

Abstract

The research is a Case Study of Troubled Financing Handling at BMT Hubbul Wathon in the Covid-19 Pandemic. The research method uses a descriptive qualitative approach. In collecting data, researchers used interview techniques with BMT about policies to deal with the economic crisis during the Covid-19 Pandemic. BMT Hubbul Wathon Sumowono is one of the non-bank syari'ah financial institutions that issues a lot of financing products, such as Mudharabah, Musyarakah, Murabahah, and Ijarah financing. In providing financing to customers, an agreement is made in the BMT institution, in which there are several provisions that must be agreed upon by both parties. During the Covid-19 Pandemic, BMT Hubbul Wathon experienced a decrease in both savings, financing and installments. In the Covid-19 Pandemic as well, problematic financing at BMT Hubbul Wathon Sumowono increased by 5% when compared to the financing provided before the Covid-19 Pandemic. Therefore, this non-bank syari'ah financial institution issued several measures or policies including maintaining liquidity, restrictions in providing financing, and also by adding new customer members.
Peran Pegadaian Syariah dalam Literasi Keuangan Syariah Tulasmi Tulasmi; Titania Mukti
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (800.59 KB) | DOI: 10.29040/jiei.v6i2.1072

Abstract

This study aims to determine the implementation of the Indonesian National Financial Literacy Strategy (SNLKI) in the sharia pawnshop sector in Yogyakarta. The data collection technique in this study is a structured interview method that is asking q5uestions that have been prepared to the respondent, which is then recorded by the researcher. The answers to the interview questions are then called primary research data. The population of this study is all branches of sharia pawning in Yogyakarta and researchers took samples with Probability Sampling because each element of the population is homogeneous, which has the same opportunity to be chosen as the subject. The results of this study are that all sharia pawnshop unit offices have implemented programs to improve financial literacy but have not been optimal in understanding specifically the SNLKI issued by the government due to the lack of training from the center regarding the core action of SNLKI.
Pendayagunaan Zakat Pada Masa Pandemi Covid-19 Gebrina Rizki Amanda; Fatatun Malihah; Sulistiani Indriyastuti; Nur Khumairah; Tulasmi Tulasmi; Titania Mukti
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (99.934 KB) | DOI: 10.29040/jiei.v7i1.1789

Abstract

At this time, the world is in an irregular and chaotic condition due to the covid-19 virus, especially in the economic sector. This resulted in the community's economy becoming paralyzed so that the income of the poor was also affected. To restore the state's condition, cooperation from various elements is needed, one of which is bias through zakat management institutions. The optimal utilization and management of zakat will help the community besides that the distribution is carried out appropriately and paying attention to the receiving groups so that the utilization is right on target. This research was conducted to analyze how the mechanism and implementation of zakat distribution in the response to the Covid-19 pandemic. The method used in this research is the literature study method. The literature study in this research is technical literature and non-technical literature. The results of the literature study can be used as input and a basis in explaining how the mechanism and implementation of zakat distribution in the response to a pandemic. Based on the analysis, BAZNAS has distributed zakat funds to three sectors, namely the health emergency sector, the socio-economic emergency sector, and the existing program sustainability sector. Not only that, BAZNAS and the Ministry of Religion also helped preachers who were affected by the Covid-19 virus. In the results of this analysis, it can be concluded that the handlers of zakat implementation in handling Covid 19 have a very big influence. The total distribution of funds for the three sectors reached Rp. 7,578,461,063. This zakat fund distribution is only valid in April, May, and June 2020.
Dampak Pandemi Covid-19 Terhadap Nilai Harga Saham Syariah di Indonesia Hasya Mazaya Lathifah; Dewi Santi Febrianti; Anisa Putri Utami; Atiqah Athi Ulhaq; Tulasmi Tulasmi; Titania Mukti
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (157.907 KB) | DOI: 10.29040/jiei.v7i1.1772

Abstract

COVID-19 Pandemic has brought several direct impacts in Indonesia to make every sector decrease especially in Capital Market since March 2020. COVID-19 is the main impact that affected to decrease the value of ICI in every sector on the stock exchange. However, there is a sector that seems capable to survive during the Pandemic, which is the consumer goods industry sector. One of the successful sectors coming from the consumer goods industry sector is the pharmacy business sector (INAF and KAEF). The research aims to analyze INAF and KAEF stocks during the Pandemic, whether both stocks can survive or not by using a various approach such as global economy, the impact of foreign and domestic policies, the effect of PSBB (Large-scale Social Restrictions), also the lockdown which being held in March-December. The method that is used is qualitative, as the data were collected from ISE (Indonesia Stock Exchange) and Yahoo Finance. The result of this research shows that INAF and KAEF stocks can survive and highly increase the stock price during the COVID-19 Pandemic.
Performance of Islamic Stocks Index: Comparative Studies Between Indonesia and Malaysia Tulasmi Tulasmi; Rianto Rinda Trihariyanto
Signifikan: Jurnal Ilmu Ekonomi Vol 5, No 1 (2016)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (483.289 KB) | DOI: 10.15408/sjie.v5i1.3127

Abstract

The aim of this research is to compare the Islamic stocks index performance between Malaysia and Indonesia using Sharpe method, Treynor method, and Jensen method. The result show that the Islamic stocks index performance in Indonesia –measured by Jakarta Islamic Index- is better than Malaysia if using Treynor and Jensen methods. Otherwise, using the Sharpe method show that Islamic stock index in Malaysia is better than Islamic stocks index in Indonesia. The implication from this result is the investor with enough funds recommended to invest in Indonesia, but the small investor can do the investment to Islamic stocks index in Malaysia.DOI:  10.15408/sjie.v5i1.3127 
Pengaruh Fasilitas Laboratorium terhadap Minat Belajar Mahasiswa Program Studi Ekonomi Islam UII Mochammad Rizal Nahsrullah; Tulasmi Tulasmi; Ryan Yuniawan
EL-TARBAWI Vol. 13 No. 2 (2020): Jurnal El-Tarbawi
Publisher : Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/tarbawi.vol13.iss2.art4

Abstract

Educational facilities are one of the supports in improving the quality of education. One of the educational facilities deemed necessary to support education is a laboratory and one of the disciplines that requires a laboratory to support learning is Islamic Economics. The urgency of the laboratory as a means of learning is widely recognized by educational stakeholders, through regulations that have been made by many educational institutions competing to create and develop laboratories, in addition to supporting learning and facilities for students, another reason is that regulations require educational institutions to be have a laboratory. This study aims to analyze the role and influence of the laboratory of the Islamic economics study program on student interest in the Islamic economics study program. This study uses a quantitative method with data obtained through distributing questionnaires to 277 students of Islamic Economics study program. The collected data were then analyzed using linear regression method with SPSS software. The results of this study indicate that laboratory facilities have a positive and significant effect on student interest in learning. This shows that if the laboratory facilities are improved, student interest in learning will increase.
Penyuluhan Literasi Bagi Ibu-Ibu PKK Guna Mengurangi Ketergantungan Anak Pada Produk Gawai. Tulasmi Tulasmi; Titania Mukti; Ryan Yuniawan; Vira Prajna Cantika
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol 3, No 2 (2021): BUDIMAS : VOL. 03 NO. 02, 2021
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v3i2.3027

Abstract

Literacy is a process that starts from reading interest, then reading habit, reading ability. The existence of gadget products that were originally used to help human activities turned out to have a negative impact. Nowadays, children's dependence on gadget products has become a social problem that often occurs. This can be seen in the initial survey before the literacy counseling was held in Jenengan Hamlet, Tempel, Sleman, DIY. The habit of children interacting with digital technology such as smart phones begins to lead to negative dependence. This service program is designed using lecture and discussion methods about the importance of literacy and prevention of children's dependence on gadget products. After attending the counseling, it was found that the Wilcoxon test results on the participants' pre-test and post-test scores showed an asymp.sig value of 0.000 which means that there is a significant difference between the literacy of the PKK women in Jenengan village before the training and after the training. with a positive mean value of pre-test and post-test is 19 which indicates that the training that has been implemented has succeeded in increasing the majority of the trainees.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NASABAH BANK SYARIAH TETAP MENGGUNAKAN BANKKONVENSIONAL (DUALISME AKUN) Titania Mukti; Tulasmi Tulasmi
At-Thullab : Jurnal Mahasiswa Studi Islam Vol. 2 No. 2 (2020): Ahwal syakhshiyah, Pendidikan Agam Islam, Ekonomi Islam
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/tullab.vol2.iss2.art10

Abstract

Tujuan penelitian ini untuk menganalisis faktor-faktor yang mempengaruhi keputusan nasabah bank syariah tetap menggunakan bank konvesional atau memiliki dualisme rekening bank. Beragamnya latar belakang seperti usia dan tingkat pendapatan dapat mempengaruhi keputusan nasabah untuk memiliki dualisme akun perbankan. Selain itu faktor internal dan eksternal juga dapat mempengaruhi keputusan seseorang memilih menggunakan dualisme jenis bank. Lokasi penelitian adalah Universitas Islam Indonesia, Yogyakarta. Penelitian ini merupakan penelitian kuantitatif dengan metode analisis data menggunakan analisis faktor. Penelitian ini menggunakan data primer melalui kuesioner dengan skala linkert. Populasi penelitian ini adalah mahasiswa Universitas Islam Indonesia yang berjumlah 21.248 mahasiswa. Penarikan sampel pada penelitian ini menggunakan teknik non probability sampling yaitu dengan metode purposive sampling sejumlah 108 responden. Hasil penelitian menunjuan bahwa terdapat enam faktor yang terbentuk dari variabel penelitian seperti popularitas, hubungan dengan orang terdekat, kewajiban terhadap suatu instansi, orientasi keuntungan, religius stimuli, tangibles, reliability, responsiveness, assurance, dan empaty. Berbagai variabel tersebut dapat mempengaruhi nasabah untuk menggunakan dualisme rekening bank.
Analisis Bibliometrik Tentang Peran Baitul Maal Wat Tamwiil Terhadap Peningkatan Kesejahteraan Masyarakat: Data Google Scholar Tahun 2012-2021 Siti Komariah; Tulasmi
ABHATS: Jurnal Islam Ulil Albab Vol. 3 No. 1 (2022): Oktober 2022
Publisher : Direktorat Pondok Pesntren Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (412.972 KB)

Abstract

Penelitian ini bertujuan untuk menganalisis tren perkembangan dan arah penelitian tentang peran baitul maal wat tamwiil terhadap peningkatan kesejahteraan masyarakat yang terindeks di google scholar. Jenis penelitian ini merupakan penelitian kuantitatif dengan menggunakan analisis bibliometrik. Populasi yang digunakan dalam penelitian ini adalah jurnal tentang baitul maal wat tamwiil yang terindeks di google scholar. Sedangkan sampel dalam penelitian ini yakni peran baitul maal wat tamwiil terhadap peningkatan kesejahteraan masyarakat. Hasil penelitian memperlihatkan bahwa tren perkembangan jumlah publikasi penelitian dari tahun tahun ke tahun rata-rata mengalami peningkatan, namun peningkatan jumlah penelitian tersebut masih melambat. Hal ini dibuktikan dengan data publikasi jurnal selama 10 tahun hanya terdapat 49 jurnal. Peneliti yang paling banyak berkontribusi adalah Sri Herianingrum sebanyak 3 jurnal dan nama jurnal yang paling banyak berkontribusi adalah JESTT: Jurnal Ekonomi Syariah Teori dan Terapan yang berasal dari Universitas Airlangga. Kemudian untuk arah penelitian yang potensial untuk dikembangkan di masa depan adalah penelitian yang menyertakan kata kunci microfinance institution, community empowerment, education, cash waqf dan welfare improvement. Keywords: Baitul maal wat tamwiil, peningkatan kesejahteraan masyarakat; analisis bibliometrik; google scholar.
PELATIHAN PERAWATAN JENAZAH PEREMPUAN DI DUSUN JENENGAN PONDOKREJO, TEMPEL, SLEMAN, DIY Tulasmi Tulasmi; Anom Garbo
Aptekmas Jurnal Pengabdian pada Masyarakat Vol 5 No 4 (2022): APTEKMAS Volume 5 Nomor 4 2022
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36257/apts.v5i4.6279

Abstract

Every creature that has a life, including humans, will taste death. Caring for the corpse is a kifayah obligation that Muslims must carry out for Muslims who died. In Islamic law, caring for the corpse includes bathing, shrouding, praying, and burying. However, the facts show that not all community members understand and can practice treating corpses according to Islamic law. Therefore, this training in caring for women's bodies is expected to contribute knowledge and skills to assist the community in caring for women's bodies. So that in the end, there will be a group of volunteers who can overcome the problem of caring for women's bodies that the people of Jenengan have faced. There are three steps used in this training to care for women's bodies, namely the lecture method, discussion, and practice of managing the corpse, which is equipped with adequate instruments. As a result, there is an increase in the understanding of the training participants, marked by the willingness to initiate the formation of a group of volunteers to care for corpses