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All Journal Jurnal Ilmiah Ekonomi Islam Al-Maslahah Pustakaloka: Jurnal Kajian Informasi dan Perpustakaan
Uswatun Khasanah
UIN Sunan Kalijaga Yogyakarta
Religion Economics, Econometrics & Finance Library & Information Science Social Sciences

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Tinjauan Hukum Islam Terhadap Pelaksanaan Asuransi Pembiayaan Murabahah di BPRS X Provinsi Riau Uswatun Khasanah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (215.186 KB) | DOI: 10.29040/jiei.v7i2.2438

Abstract

Financial insurance in Islamic banking is carried out as one of the risk management as an effort to maintain bank stability. Based on OJK regulations Number 23/POJK.03/2018 regarding Application of Risk Management for Sharia Rural Banks (BPRS), BPRS have to carry out the process of identification, measurement, monitoring and risk control of all material risk factors. This research is a field research through a normative juridical approach. This research aims to see the implementation of financing insurance in BPRS X and to see the suitability of the implementation of financing insurance against Sharia principles. The results showed that the implementation of murabahah financing insurance at BPRS X is optional. The customer can choose not to pay for life insurance and assign responsibility to the heirs if the customer dies. However, in practice the Bank continues to register insurance even without the consent of the customer. So that the implementation of financing insurance at BPRS X is not fully in accordance with Islamic law. Because in Fiqh study, the practice of Murabahah is carried out by prioritizing the principles of honesty, transparency, openness and Islamic values.
Pengaruh Daya Tarik Webtoon “The Secret of Angel” Terhadap Minat Baca Di Komunitas Penggemar Webtoon Uswatun Khasanah; Labibah Labibah
Pustakaloka Vol 13, No 2 (2021)
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.7 KB) | DOI: 10.21154/pustakaloka.v13i2.3115

Abstract

Abstract: This study aims to: (1) describe the perception of the webtoon fans community on the attractiveness of the secret of angel webtoon; (2) describe reading interest in the webtoon fans community; (3) describe the effect of the secret of angel's webtoon attractiveness on reading interest in the webtoon fans community. This research includes quantitative research with descriptive research methods. The research subject is the webtoon fans community and the object is the attraction of the secret of angel webtoon. The variables in the study were the variable webtoon attractiveness and reading interest. The population in this study is the webtoon fan community on Telegram called Fans Webtoon Indonesia. The results stated that the perception of the webtoon fan community towards the attractiveness of the secret of angel webtoon is in the very good category and the reading interest of webtoon fans community is in the good category. For the results of the simple linear regression test, it can be seen that the attractiveness of the secret of angel webtoon affects the reading interest of the webtoon fan community by 38,2%.
QIYĀS SYABAH DALAM PENETAPAN KETENTUAN PENGHITUNGAN ZAKAT PROFESI Manzilatul Fajriyah; Uswatun Khasanah
Al-Maslahah : Jurnal Ilmu Syariah Vol 18, No 2 (2022)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-maslahah.v18i2.1968

Abstract

This article discusses the use of qiyas syabah as a method for determining the provisions for calculating professional zakat, which includes nisab and the percentage of zakat that must be spent. This article uses qualitative approach with analytical descriptive study. The results of this study indicate that qiyas syabah is a qiyas that occurs when doubts arise to equate far 'with one of the two ashl, but then ashl is chosen which has the most similarities with far'. On the other hand, the profession has the similar to agriculture in terms of necessity for capital and effort to produce assets, so that on the basis of provisions in nisab zakat for profession are equal to the ratio for zakat on agriculture, which is 653 kg of rice. On the other hand, the profession also has similarities with gold and silver because the profession produces assets in the form of money which are means of transaction and savings assets like gold and silver so on the basis of this similarity the percentage of zakat issued in professional zakat is equal to gold and silver zakat, which is equal to 2.5% of total income.
Co-Authors Labibah Labibah Manzilatul Fajriyah Tejo Waskito